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Is currence.nl a Scam? Security Check Results - Currence

currence.nl Security Report Summary

currence.nl received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Currence's website security posture. Currence operates in the Finance industry in Netherlands.

Currence is a Dutch financial services brand owner specializing in payment products such as iDEAL, iDIN, Incassomachtigen, and Acceptgiro. The company plays a key role in facilitating secure and quality payment market operations in the Netherlands. Their website reflects a professional and consistent brand presence targeting financial institutions and businesses requiring payment solutions. Technically, the site is built on WordPress with common plugins and demonstrates good SEO and mobile optimization. Security posture is solid with HTTPS and cookie consent mechanisms, though formal security policies and incident response details are absent. Overall, the site is trustworthy and well-maintained, supporting Currence's position as a reputable payment brand owner.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, jQuery, Yoast SEO, Contact Form 7, WPML (multilingual plugin), Mmenu (mobile menu), Google Fonts (via fast.fonts.net).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is currence.nl Safe? Security Analysis for Currence

https://currence.nl

Check if currence.nl is a scam or legitimate. Free security scan and reviews.

FinanceNetherlandsmedium
WordPressjQueryYoast SEOContact Form 7WPML (multilingual plugin)+2 more
Analyzed 7/28/2025Completed 7:12:04 AM8mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincurrence.nl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Currence is a Dutch financial services brand owner specializing in payment products such as iDEAL, iDIN, Incassomachtigen, and Acceptgiro. The company plays a key role in facilitating secure and quality payment market operations in the Netherlands. Their website reflects a professional and consistent brand presence targeting financial institutions and businesses requiring payment solutions. Technically, the site is built on WordPress with common plugins and demonstrates good SEO and mobile optimization. Security posture is solid with HTTPS and cookie consent mechanisms, though formal security policies and incident response details are absent. Overall, the site is trustworthy and well-maintained, supporting Currence's position as a reputable payment brand owner.

Detected Technologies

WordPressjQueryYoast SEOContact Form 7WPML (multilingual plugin)Mmenu (mobile menu)Google Fonts (via fast.fonts.net)

5 urgent findings need attention

5 high

Continuous monitoring

Keep currence.nl under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Currence operates as an essential entity within the Dutch finance sector, owning and managing key payment brands. Their business model focuses on brand ownership and market facilitation rather than direct payment processing. The company targets financial institutions and businesses in the Netherlands, leveraging partnerships and regulatory compliance to maintain market position. The website content and structure indicate a medium-sized organization with a clear focus on transparency and service information. Absence of direct contact emails or phone numbers suggests controlled communication channels, likely to maintain security and professionalism.

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and includes a cookie consent banner that respects Do Not Track signals, indicating attention to privacy compliance. However, no explicit security policy, incident response contacts, or vulnerability disclosure mechanisms are published, which could be improved to enhance transparency and readiness. No security headers were detected in the provided data, and no vulnerable libraries or exposed sensitive data were found. The use of standard WordPress plugins necessitates regular security audits to mitigate plugin-related risks. Overall, the security posture is good but could benefit from formalized policies and additional technical controls.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a formal security policy and incident response plan on the website.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Currence

Description:

Currence is merkeigenaar van iDEAL, iDIN, Incassomachtigen en Acceptgiro en faciliteert marktwerking met kwaliteit en veiligheid in betalingsverkeer.

Key Services:
iDEALiDINIncassomachtigenAcceptgiro
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressjQueryYoast SEOContact Form 7WPML (multilingual plugin)Mmenu (mobile menu)Google Fonts (via fast.fonts.net)
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner with Do Not Track honor
  • No visible exposed sensitive data

Analytics & Tracking

Services:
Matomo
Tracking Level:minimal
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Matomo (implied by _paq.push)
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and maintained

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No DMARC reporting

LOW

DMARC aggregate reports not configured

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:141.138.195.169 ip4:93.119.14.176 ip4:193.109.254.103 ip4:195.245.230.39 ip4:185.144.224.17 ip4:31.169.61.110 ip6:2a03:9700:8000::7252 ip4:185.144.224.133 ip4:94.177.40.82 ip4:194.151.85.0/24 ip4:62.41.129.0/24 ip4:217.149.75.116 ip4:178.18.91. 41 ip4:79.170.88.0/24 ip4:87.233.133.34 ip4:37.230.97.96 ip4:178.18.94.48 ip4:178.18.90.233 ip4:89.188.18.54 include:servers.mcsv.net include:spf.mandrillapp.com include:sendgrid.net include:spf.protection.outlook.com include:_spf.exactonline.nl -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:reject

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.currence.nl
Issuer:Sectigo Public Server Authentication CA EV R36
Valid Until:8/8/2026 (376 days)
SANs:www.currence.nl, currence.nl

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
20 years(mature)
Protection Level
noneDNSSEC ON
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:185.144.224.133
AAAA Records:2a03:9700:8000::8182
Name Servers:
ns1.argewebhosting.euDNS only
ns2.argewebhosting.comDNS only
ns3.argewebhosting.nlDNS only
MX Records:
10: currence-nl.mail.eo.outlook.com
SOA:Serial: 2025071401, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:251ms

SPF Analysis

SPF Record:
v=spf1 ip4:141.138.195.169 ip4:93.119.14.176 ip4:193.109.254.103 ip4:195.245.230.39 ip4:185.144.224.17 ip4:31.169.61.110 ip6:2a03:9700:8000::7252 ip4:185.144.224.133 ip4:94.177.40.82 ip4:194.151.85.0/24 ip4:62.41.129.0/24 ip4:217.149.75.116 ip4:178.18.91. 41 ip4:79.170.88.0/24 ip4:87.233.133.34 ip4:37.230.97.96 ip4:178.18.94.48 ip4:178.18.90.233 ip4:89.188.18.54 include:servers.mcsv.net include:spf.mandrillapp.com include:sendgrid.net include:spf.protection.outlook.com include:_spf.exactonline.nl -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does currence.nl compare?

See how currence.nl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress 6.8.2 with plugins including Contact Form 7 and WPML for multilingual support. It uses jQuery 3.4.1 and loads fonts from fast.fonts.net. The site is mobile optimized with a responsive menu system (Mmenu) and includes SEO enhancements via Yoast SEO plugin. Performance is moderate with some large images used in slides. Accessibility is basic with room for improvement. No advanced frameworks or hosting provider details were identified. The technical stack is standard for a corporate informational site, balancing functionality and maintainability.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincurrence.nl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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