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Is czerwona-skarbonka.pl a Scam? Security Check Results - Finelf.com Sp. z o.o.

czerwona-skarbonka.pl Security Report Summary

czerwona-skarbonka.pl received a security score of 54 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Finelf.com Sp. z o.o.'s website security posture. Finelf.com Sp. z o.o. operates in the Finance industry in Poland.

Czerwona Skarbonka, operated by Finelf.com Sp. z o.o., is a Polish online financial comparison platform specializing in loans, credits, and bank accounts. Founded in 2017, it offers consumers a comprehensive service to compare financial products from trusted providers, supported by user reviews and detailed offer information. The website is well-structured, professionally designed, and optimized for SEO and mobile use, leveraging WordPress and popular plugins such as Yoast SEO and KK Star Ratings. It integrates Google Tag Manager for analytics and marketing purposes. Security posture is solid with HTTPS enforced and cookie consent implemented, though additional security headers could enhance protection. The absence of public WHOIS data is typical for privacy reasons and does not detract from the site's legitimacy. Overall, the platform presents a trustworthy and user-friendly service for Polish consumers seeking financial products.

The security scan identified 34 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO, Google Tag Manager, Google Fonts, jQuery, KK Star Ratings plugin, Finelf Framework.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is czerwona-skarbonka.pl Safe? Security Analysis for Finelf.com Sp. z o.o.

https://czerwona-skarbonka.pl

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FinancePolandmedium
WordPressYoast SEOGoogle Tag ManagerGoogle FontsjQuery+2 more
Analyzed 7/23/2025Completed 1:16:04 PM9mo ago
54
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainczerwona-skarbonka.pl
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Czerwona Skarbonka, operated by Finelf.com Sp. z o.o., is a Polish online financial comparison platform specializing in loans, credits, and bank accounts. Founded in 2017, it offers consumers a comprehensive service to compare financial products from trusted providers, supported by user reviews and detailed offer information. The website is well-structured, professionally designed, and optimized for SEO and mobile use, leveraging WordPress and popular plugins such as Yoast SEO and KK Star Ratings. It integrates Google Tag Manager for analytics and marketing purposes. Security posture is solid with HTTPS enforced and cookie consent implemented, though additional security headers could enhance protection. The absence of public WHOIS data is typical for privacy reasons and does not detract from the site's legitimacy. Overall, the platform presents a trustworthy and user-friendly service for Polish consumers seeking financial products.

Detected Technologies

WordPressYoast SEOGoogle Tag ManagerGoogle FontsjQueryKK Star Ratings pluginFinelf Framework

14 urgent findings need attention

1 critical · 13 high

  • + 6 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

5 findings

55/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business operates in the finance sector, targeting Polish consumers interested in loans and banking products. Its business model centers on affiliate marketing and lead generation by directing users to partner financial institutions. The company maintains partnerships with multiple banks and loan providers, enhancing its market position. The platform's content quality and user engagement through reviews and rankings support its competitive advantage. Growth potential is indicated by the breadth of financial products covered and the use of modern digital marketing tools. The company demonstrates a clear understanding of its target audience and market needs.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enabled and a cookie consent mechanism compliant with GDPR. However, the lack of visible security headers such as Content Security Policy (CSP), X-Frame-Options, and HSTS suggests room for improvement. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The absence of explicit incident response or vulnerability disclosure information indicates an opportunity to enhance transparency and readiness. Overall, the security measures are adequate for the business type but could be strengthened to mitigate emerging threats and compliance requirements.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive HTTP security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Finelf.com Sp. z o.o.

Description:

Czerwona Skarbonka to porównywarka kredytów i pożyczek online. Sprawdzamy oferty bankowe i pozabankowe na własnej skórze, żeby wybrać najlepsze!

Key Services:
Loan comparisonCredit comparisonBank account comparisonFinancial advisory
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressYoast SEOGoogle Tag ManagerGoogle FontsjQueryKK Star Ratings pluginFinelf Framework
Frameworks:
Yoast SEO
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and multiple financial product comparisons

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

55/100
Score

No SPF record found

HIGH

SPF helps prevent email spoofing

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
DKIM Selectors Found
Selector:google(1296-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:celownikfinansowy@gmail.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

57/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 82 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
8 years(mature)
Expiry Risk
none(695 days)

DNS Records

A Records:104.19.155.92, 104.19.154.92
Name Servers:
dns1.microhost.plDNS only
dns2.microhost.plDNS only
MX Records:
1: aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
10: alt4.aspmx.l.google.com
10: alt3.aspmx.l.google.com
SOA:Serial: 2025032700, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:65ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does czerwona-skarbonka.pl compare?

See how czerwona-skarbonka.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with a modern tech stack including Yoast SEO for search optimization and Google Tag Manager for analytics and marketing. It uses Google Fonts and jQuery libraries, and custom plugins like KK Star Ratings and Finelf Framework for specialized functionality. The site demonstrates good mobile optimization and moderate performance. The presence of affiliate links and tracking scripts is standard for the business model. Technical debt appears minimal, but the absence of advanced security headers and explicit hosting provider information suggests areas for infrastructure improvement. Overall, the technical implementation supports the business goals effectively with opportunities for enhanced security and performance.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainczerwona-skarbonka.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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