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Is efm.at a Scam? Security Check Results - EFM Versicherungsmakler AG

efm.at Security Report Summary

efm.at received a security score of 24 out of 100 in Guard's comprehensive security analysis, classified as "Potentially Unsafe". This report covers EFM Versicherungsmakler AG's website security posture. EFM Versicherungsmakler AG operates in the Finance industry in Austria.

EFM Versicherungsmakler AG is a leading insurance brokerage firm in Austria, serving both private and commercial clients with a wide range of insurance products and services. The company positions itself as the number one insurance broker in Austria with over 75 locations and more than 120,000 customers. Their business model focuses on independent insurance comparison and personalized local broker services. The website is built on TYPO3 CMS with Bootstrap and jQuery, featuring a professional design and good navigation, targeting German-speaking Austrian customers. However, the technical infrastructure shows weaknesses, notably the lack of a valid SSL certificate and the use of an outdated PHP version, which pose significant security risks. Cookie consent and privacy policies are implemented, reflecting GDPR compliance efforts. The site integrates Google Analytics and Facebook Pixel for analytics and marketing purposes, with moderate user tracking.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Apache, PHP 5.6, TYPO3 CMS, jQuery, Bootstrap, FontAwesome, Google Analytics, Facebook Pixel.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is efm.at Safe? Security Analysis for EFM Versicherungsmakler AG

http://efm.at

Check if efm.at is a scam or legitimate. Free security scan and reviews.

FinanceAustrialarge
ApachePHP 5.6TYPO3 CMSjQueryBootstrap+3 more
Analyzed 6/15/2025Completed 1:15:46 PM9mo ago
24
Security Score
CRITICAL RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainefm.at
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

EFM Versicherungsmakler AG is a leading insurance brokerage firm in Austria, serving both private and commercial clients with a wide range of insurance products and services. The company positions itself as the number one insurance broker in Austria with over 75 locations and more than 120,000 customers. Their business model focuses on independent insurance comparison and personalized local broker services. The website is built on TYPO3 CMS with Bootstrap and jQuery, featuring a professional design and good navigation, targeting German-speaking Austrian customers. However, the technical infrastructure shows weaknesses, notably the lack of a valid SSL certificate and the use of an outdated PHP version, which pose significant security risks. Cookie consent and privacy policies are implemented, reflecting GDPR compliance efforts. The site integrates Google Analytics and Facebook Pixel for analytics and marketing purposes, with moderate user tracking.

Detected Technologies

ApachePHP 5.6TYPO3 CMSjQueryBootstrapFontAwesomeGoogle AnalyticsFacebook Pixel

14 urgent findings need attention

4 critical · 10 high

  • + 6 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

7 findings

0/100

NIS2 Compliance

9 findings

0/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

EFM Versicherungsmakler AG holds a strong market position as Austria's leading insurance broker, leveraging a broad network of local offices to serve diverse customer segments including private individuals, businesses, and agricultural clients. Their competitive advantage lies in offering comprehensive insurance comparisons and personalized service. The company maintains active social media channels and publishes customer testimonials to build trust. The business operates primarily in the finance sector, focusing on insurance brokerage. While the website content is professional and relevant, the absence of explicit security policies and incident response information suggests room for maturity in governance. The company appears legitimate and well-established based on domain registration and DNS configurations.

Security Posture Analysis

Comprehensive Security Assessment

The website's security posture is weak due to the absence of a valid SSL certificate, resulting in unencrypted HTTP traffic that exposes users to interception risks. The server runs an outdated PHP 5.6 version, which is no longer supported and vulnerable to known exploits. Security headers such as HSTS, Content-Security-Policy, and others are missing, reducing protection against common web attacks. No incident response or vulnerability disclosure policies are published, and no security.txt file is present. While no critical vulnerabilities like Heartbleed or POODLE were detected, the overall security hygiene requires urgent improvement to protect customer data and maintain trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Immediately obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy80% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

Software version information exposed

MEDIUM

Server headers reveal software versions which could aid attackers

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:91.220.179.173
Name Servers:
ns.inwx.deDNS only
ns2.inwx.deDNS only
ns3.inwx.euDNS only
MX Records:
0: efm-at.mail.protection.outlook.com
10: mail.efm.at

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does efm.at compare?

efm.at scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on TYPO3 CMS with Bootstrap and jQuery, indicating a mature and flexible content management system. The use of Google Analytics and Facebook Pixel shows integration of modern marketing and analytics tools. However, the server runs Apache with PHP 5.6, which is outdated and unsupported, posing security and stability risks. Performance metrics are missing, but the page size and resource count suggest a moderate content load. Mobile optimization is good, with responsive design elements and viewport settings. Accessibility is basic, with some ARIA and skip links present. SEO is supported by meta tags and Open Graph data. Hosting provider details are not explicitly identified from the data. Overall, the technical stack is functional but requires modernization and security hardening.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainefm.at
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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