Skip to main content

Is ekspreskasa.pl a Scam? Security Check Results - Ferratum Bank p.l.c.

ekspreskasa.pl Security Report Summary

ekspreskasa.pl received a security score of 57 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Ferratum Bank p.l.c.'s website security posture. Ferratum Bank p.l.c. operates in the Finance industry in Poland.

Ferratum Bank p.l.c. operates an online lending platform targeting consumers in Poland, offering microloans and installment loans. The website indicates a temporary suspension of credit issuance due to economic conditions related to the epidemic. The business is positioned as a medium-sized financial services provider with a clear brand presence and a parent company registered in Malta. The site uses Drupal 7 CMS and integrates modern analytics and tracking tools such as Google Analytics, Google Tag Manager, and Sentry for error monitoring. The technical infrastructure is moderately optimized for performance and mobile use, with good SEO and accessibility basics. Security posture is solid with HTTPS enforced and secure login forms, though explicit security headers and vulnerability disclosure mechanisms are absent. Privacy compliance is strong, with GDPR-aligned cookie consent and a comprehensive privacy policy. Overall, the site is professional, trustworthy, and safe for general audiences.

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Drupal 7, jQuery, Google Tag Manager, Google Analytics, Sentry (Raven) for error tracking, Bootstrap.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

ekspreskasa.pl favicon

Is ekspreskasa.pl Safe? Security Analysis for Ferratum Bank p.l.c.

https://ekspreskasa.pl

Check if ekspreskasa.pl is a scam or legitimate. Free security scan and reviews.

FinancePolandmedium
Drupal 7jQueryGoogle Tag ManagerGoogle AnalyticsSentry (Raven) for error tracking+1 more
Analyzed 7/23/2025Completed 1:16:18 PM9mo ago
57
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for ekspreskasa.pl

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainekspreskasa.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Ferratum Bank p.l.c. operates an online lending platform targeting consumers in Poland, offering microloans and installment loans. The website indicates a temporary suspension of credit issuance due to economic conditions related to the epidemic. The business is positioned as a medium-sized financial services provider with a clear brand presence and a parent company registered in Malta. The site uses Drupal 7 CMS and integrates modern analytics and tracking tools such as Google Analytics, Google Tag Manager, and Sentry for error monitoring. The technical infrastructure is moderately optimized for performance and mobile use, with good SEO and accessibility basics. Security posture is solid with HTTPS enforced and secure login forms, though explicit security headers and vulnerability disclosure mechanisms are absent. Privacy compliance is strong, with GDPR-aligned cookie consent and a comprehensive privacy policy. Overall, the site is professional, trustworthy, and safe for general audiences.

Detected Technologies

Drupal 7jQueryGoogle Tag ManagerGoogle AnalyticsSentry (Raven) for error trackingBootstrap

12 urgent findings need attention

1 critical · 11 high

  • + 4 more findings in the full report below
Continuous monitoring

Keep ekspreskasa.pl under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for ekspreskasa.pl.

Security Headers

6 findings

40/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Ferratum Bank holds a competitive position in the Polish online lending market, leveraging digital channels to provide quick loan services. Its business model focuses on microloans and installment loans with online application processes, targeting consumers seeking convenient credit solutions. The company benefits from a parent entity registered in Malta, which adds regulatory legitimacy. The presence of customer reviews and social media engagement supports brand trust. The temporary suspension of new loans reflects responsiveness to economic challenges. The company’s digital ecosystem includes dedicated help and campaign subdomains, indicating a structured customer support and marketing approach.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Multitude Bank p.l.c.

VAT Number:

MT 2101-8613

Registration Number:

C- 56251

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with mandatory HTTPS and secure user authentication forms. Use of Sentry for error tracking indicates proactive monitoring. However, the absence of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options suggests room for improvement. No public vulnerability disclosure or incident response contacts are provided, which could enhance transparency and trust. The cookie consent mechanism and GDPR-compliant privacy policy reflect good data protection practices. Overall, the security maturity is good but could be elevated by implementing additional headers and formal security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including CSP, HSTS, X-Frame-Options, and X-Content-Type-Options to strengthen defense against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Ferratum Bank p.l.c.

Description:

Ferratum Bank offers online loans without leaving home, without unnecessary formalities, and without income certificates. The website states a suspension of credit actions due to the economic situation related to the epidemic.

Key Services:
MicroloansInstallment loansOnline loan application
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Drupal 7jQueryGoogle Tag ManagerGoogle AnalyticsSentry (Raven) for error trackingBootstrap
Frameworks:
Drupal
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Secure login form with password and PESEL input
  • Cookie consent banner implemented
  • Use of Sentry for error monitoring

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag ManagerSentry
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Sentry
Marketing Tools:
Optimizely
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

Get this report delivered to your inbox

Receive a summary of the ekspreskasa.pl security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

40/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Need this report as a PDF?

Download the complete ekspreskasa.pl security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a:mailers.ferratum.com include:mg.ferratum.com a:smtp01.ferratum.com a:smtp2.ferratum.com include:spf.messagelabs.com include:spf.protection.outlook.com -all
DNS Lookups:6/10
Policy:-all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

47/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 71 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
18 years(mature)
Expiry Risk
low(expired)

DNS Records

A Records:104.18.7.127, 104.18.6.127
Name Servers:
kiki.ns.cloudflare.comDNS only
tony.ns.cloudflare.comDNS only
MX Records:
10: cluster5.eu.messagelabs.com
20: cluster5a.eu.messagelabs.com
SOA:Serial: 2377164794, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:105ms

SPF Analysis

SPF Record:
v=spf1 a:mailers.ferratum.com include:mg.ferratum.com a:smtp01.ferratum.com a:smtp2.ferratum.com include:spf.messagelabs.com include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ekspreskasa.pl compare?

See how ekspreskasa.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Drupal 7, a mature CMS platform, supplemented by jQuery and Bootstrap for UI components. It integrates Google Tag Manager and Google Analytics for tracking, alongside Sentry for error monitoring. The site is mobile responsive with good SEO meta tags and structured data (JSON-LD) for organization and local business schema. Performance is moderate, with multiple CSS and JS files loaded. The site lacks explicit hosting provider information but uses HTTPS with a valid SSL certificate. Technical debt may exist due to Drupal 7 usage, which is an older CMS version, suggesting future modernization opportunities. Overall, the technical infrastructure supports the business needs but could benefit from updates and enhanced security configurations.
Professional PDF & Marketing Data

Download the ekspreskasa.pl report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainekspreskasa.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Scan your own website

Liked the ekspreskasa.pl report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about ekspreskasa.pl

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website