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Is epsfinancial.net a Scam? Security Check Results - EPS Financial

epsfinancial.net Security Report Summary

epsfinancial.net received a security score of 44 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers EPS Financial's website security posture. EPS Financial operates in the Finance industry in N/a.

EPS Financial operates a professional website offering tax-related financial products including refund transfer programs, taxpayer advance loans, tax office loans, and merchant services tailored for independent tax offices. The company positions itself as a low-cost industry leader with a large customer base of over 43,000 tax offices. The website is built on WordPress with modern technologies and integrates marketing and analytics tools such as Google Analytics, Google Tag Manager, and Marketo. The site is mobile optimized and provides a good user experience with clear navigation and relevant content. Security posture is moderate with HTTPS enabled and cookie consent implemented, but lacks visible security headers and explicit privacy policies. The WHOIS data for the domain is missing or unavailable, which raises concerns about domain registration legitimacy. Overall, the website is professional and trustworthy in appearance but would benefit from improved transparency in domain registration and enhanced security practices.

The security scan identified 36 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress 6.8.2, jQuery 3.7.1, Google Analytics, Google Tag Manager, Marketo Munchkin, Vimeo Player, YouTube iframe API, Yoast SEO plugin.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

E

Is epsfinancial.net Safe? Security Analysis for EPS Financial

https://epsfinancial.net

Check if epsfinancial.net is a scam or legitimate. Free security scan and reviews.

FinanceN/amedium
WordPress 6.8.2jQuery 3.7.1Google AnalyticsGoogle Tag ManagerMarketo Munchkin+3 more
Analyzed 8/1/2025Completed 10:10:50 AM8mo ago
44
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainepsfinancial.net
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

EPS Financial operates a professional website offering tax-related financial products including refund transfer programs, taxpayer advance loans, tax office loans, and merchant services tailored for independent tax offices. The company positions itself as a low-cost industry leader with a large customer base of over 43,000 tax offices. The website is built on WordPress with modern technologies and integrates marketing and analytics tools such as Google Analytics, Google Tag Manager, and Marketo. The site is mobile optimized and provides a good user experience with clear navigation and relevant content. Security posture is moderate with HTTPS enabled and cookie consent implemented, but lacks visible security headers and explicit privacy policies. The WHOIS data for the domain is missing or unavailable, which raises concerns about domain registration legitimacy. Overall, the website is professional and trustworthy in appearance but would benefit from improved transparency in domain registration and enhanced security practices.

Detected Technologies

WordPress 6.8.2jQuery 3.7.1Google AnalyticsGoogle Tag ManagerMarketo MunchkinVimeo PlayerYouTube iframe APIYoast SEO plugin

14 urgent findings need attention

1 critical · 13 high

  • + 6 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

2 findings

65/100

NIS2 Compliance

8 findings

17/100

Email Security

6 findings

40/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

EPS Financial targets independent tax professionals and tax offices, providing financial products that facilitate tax season operations and client payment options. Their business model focuses on offering customizable financial solutions such as refund transfers and loans, supported by merchant services and customer support. The company leverages partnerships with software providers and payment processors to enhance service delivery. The presence of over 43,000 enrolled tax offices indicates significant market penetration and a strong competitive position. The company emphasizes US-based bilingual support and marketing assistance, which are key differentiators. The lack of visible company registration details and WHOIS information is a potential risk factor but does not negate the operational presence indicated by the website and partner domains.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS and a cookie consent mechanism, indicating baseline security and privacy compliance efforts. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security reduces the overall security posture. No security.txt or vulnerability disclosure information is present, limiting transparency for security researchers. The use of third-party scripts like Marketo and Google Analytics introduces potential tracking and privacy considerations. No exposed sensitive data or known vulnerabilities were detected in the provided content. The missing WHOIS registration data is a concern for domain legitimacy and could indicate privacy protection or registration issues. Overall, the security maturity is moderate but could be improved with enhanced headers, documented policies, and incident response information.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Strict-Transport-Security to harden the website against common attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

EPS Financial

Description:

EPS Financial is an industry leader in tax-related financial products offering low-cost refund transfer programs, tax refund advances, tax office loans, and debit and credit card processing programs specifically for tax offices. They provide affordable, innovative, and customizable programs to help independent tax professionals manage and grow their business.

Key Services:
Refund Transfer ProgramsTaxpayer Advance LoansTax Office LoansDebit and Credit Card ProcessingMerchant ServicesCustomer SupportBusiness ReportingMarketing Support
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPress 6.8.2jQuery 3.7.1Google AnalyticsGoogle Tag ManagerMarketo MunchkinVimeo PlayerYouTube iframe APIYoast SEO plugin
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • Cookie consent banner implemented

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag ManagerMarketo Munchkin
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Marketo Munchkin
Marketing Tools:
MarketoYoast SEO
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and multimedia.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

65/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

40/100
Score

No SPF record found

HIGH

SPF helps prevent email spoofing

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

No email authentication configured

CRITICAL

Domain is vulnerable to email spoofing

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 40 days

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

Unregistered MX Record

HIGH

MX record points to unregistered domain: epsmg.epsfinancial.net

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
11 years(mature)
Expiry Risk
low(expired)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:172.104.219.37
Name Servers:
a1-205.akam.net
a11-66.akam.net
a2-67.akam.net
a22-64.akam.net
a6-65.akam.net
a7-66.akam.net
MX Records:
10: epsmg.epsfinancial.net
20: mx1.dnsmadeeasy.com
30: mx2.dnsmadeeasy.com
40: mx3.dnsmadeeasy.com
SOA:Serial: 1548772385, TTL: 7200s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:145ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does epsfinancial.net compare?

epsfinancial.net scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress 6.8.2, utilizing jQuery and common marketing and analytics tools such as Google Analytics, Google Tag Manager, and Marketo Munchkin. Multimedia content includes embedded Vimeo and YouTube videos. The site uses Google Fonts for typography and implements a cookie consent banner via OneTrust. The technical implementation is modern and supports mobile responsiveness with good SEO optimization through Yoast SEO plugin. Performance is moderate, with no explicit hosting provider identified. The site lacks advanced security headers and explicit accessibility features, indicating areas for technical improvement. Overall, the infrastructure supports the business needs but could benefit from enhanced security and compliance configurations.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainepsfinancial.net
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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