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Is ergo.ee a Scam? Security Check Results - ERGO kindlustus

ergo.ee Security Report Summary

ergo.ee received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ERGO kindlustus's website security posture. ERGO kindlustus operates in the Finance industry in Estonia.

ERGO kindlustus is a well-established insurance company operating primarily in Estonia, offering a comprehensive portfolio of insurance products including vehicle, home, travel, life, accident, and health insurance. The company targets both private individuals and business clients, positioning itself as a trusted insurer with over 100,000 clients and more than 30 years of presence in the Estonian market. The website reflects a mature digital presence with clear navigation, professional design, and multilingual support. Technically, the site leverages modern frameworks such as Next.js and React, integrates with major analytics and marketing platforms, and implements GDPR-compliant cookie consent mechanisms. Security posture is strong with HTTPS enforced and no visible vulnerabilities, although explicit security policies and incident response contacts are not publicly detailed. Overall, ERGO kindlustus demonstrates a high level of business credibility and digital maturity, supporting its market position as a leading insurance provider in the region.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Google Tag Manager, Usercentrics (cookie consent), Genesys (customer engagement), Google Maps API.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

E

Is ergo.ee Safe? Security Analysis for ERGO kindlustus

http://ergo.ee

Check if ergo.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstonialarge
ReactNext.jsGoogle Tag ManagerUsercentrics (cookie consent)Genesys (customer engagement)+1 more
Analyzed 6/24/2025Completed 4:59:41 PM9mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainergo.ee
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ERGO kindlustus is a well-established insurance company operating primarily in Estonia, offering a comprehensive portfolio of insurance products including vehicle, home, travel, life, accident, and health insurance. The company targets both private individuals and business clients, positioning itself as a trusted insurer with over 100,000 clients and more than 30 years of presence in the Estonian market. The website reflects a mature digital presence with clear navigation, professional design, and multilingual support. Technically, the site leverages modern frameworks such as Next.js and React, integrates with major analytics and marketing platforms, and implements GDPR-compliant cookie consent mechanisms. Security posture is strong with HTTPS enforced and no visible vulnerabilities, although explicit security policies and incident response contacts are not publicly detailed. Overall, ERGO kindlustus demonstrates a high level of business credibility and digital maturity, supporting its market position as a leading insurance provider in the region.

Detected Technologies

ReactNext.jsGoogle Tag ManagerUsercentrics (cookie consent)Genesys (customer engagement)Google Maps API

10 urgent findings need attention

1 critical · 9 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

60/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company operates in the finance sector, specifically insurance, with a broad product range catering to diverse customer needs. Its business model focuses on direct insurance sales and customer self-service via an online portal. The presence of regional partner sites in Latvia and Lithuania indicates a Baltic regional strategy. ERGO's competitive advantages include a strong brand, extensive product offerings, and a large client base. The website content and structure suggest a focus on customer education and engagement through articles and campaigns. The company maintains active social media channels to enhance brand visibility and customer interaction. Growth indicators include ongoing campaigns and a career section emphasizing company culture and employee development.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

ERGO kindlustus exhibits a solid security posture with HTTPS enforced and use of security best practices such as cookie consent management and asynchronous loading of scripts to reduce attack surface. The absence of explicit security policies or incident response contacts on the website is a minor gap. No vulnerable libraries or exposed sensitive data were detected in the HTML content. Security headers appear to be partially implemented, and further enhancement could be achieved by explicitly publishing headers like X-Frame-Options and Content-Security-Policy. The company should consider publishing a vulnerability disclosure policy or security.txt to improve transparency and readiness. Overall, the security maturity is good, supporting business continuity and customer trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish explicit security headers such as X-Frame-Options and X-Content-Type-Options to enhance protection against clickjacking and MIME sniffing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ERGO kindlustus

Description:

ERGO is an insurance company offering a wide range of insurance products including vehicle, home, travel, life, accident, and health insurance. It serves both private and business clients in Estonia and neighboring Baltic countries.

Key Services:
Liikluskindlustus (Traffic insurance)Kaskokindlustus (Comprehensive vehicle insurance)Kodukindlustus (Home insurance)Reisikindlustus (Travel insurance)Elukindlustus (Life insurance)Õnnetusjuhtumikindlustus (Accident insurance)Ravikindlustus (Health insurance)Õigusabikulude kindlustus (Legal expenses insurance)
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsGoogle Tag ManagerUsercentrics (cookie consent)Genesys (customer engagement)Google Maps API
Frameworks:
Next.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of async scripts to improve performance

Analytics & Tracking

Services:
Google Analytics (via Google Tag Manager)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Facebook Pixel
Marketing Tools:
Adobe DTM (Dynamic Tag Management)Usercentrics (Consent Management Platform)
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a:mail-gw.ergo.ee a:arved.ee ip4:91.212.244.193 ip4:91.212.244.50 ip4:195.222.17.74 ip4:20.101.117.211 ip4:20.71.159.218 include:spf.protection.outlook.com include:_spf.smaily.com include:mailer.recommy.com -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:selector2(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:dmarcreports@ergo.lt
Forensic Reports:dmarcreports@ergo.lt

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
14 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:20.8.127.122
Name Servers:
ns3.ergo.ee
ns4.ergo.ee
MX Records:
0: ergo-ee.mail.protection.outlook.com
SOA:Serial: 2025061701, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:52ms

SPF Analysis

SPF Record:
v=spf1 a:mail-gw.ergo.ee a:arved.ee ip4:91.212.244.193 ip4:91.212.244.50 ip4:195.222.17.74 ip4:20.101.117.211 ip4:20.71.159.218 include:spf.protection.outlook.com include:_spf.smaily.com include:mailer.recommy.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ergo.ee compare?

See how ergo.ee stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack including React and Next.js, enabling server-side rendering and improved performance. Integration with Google Tag Manager, Usercentrics for consent management, and Genesys for customer engagement indicates a mature digital marketing and customer service infrastructure. The site is mobile-optimized with responsive design and accessibility features. Performance is fast with asynchronous script loading and optimized images. The hosting provider is not explicitly identified but the domain registrar is Telia Eesti AS, a reputable Estonian provider. SEO practices are good with canonical tags, hreflang attributes for multilingual support, and structured navigation. Technical risks are minimal, but continuous monitoring of third-party scripts and security headers is recommended.
Professional PDF & Marketing Data

Download the ergo.ee report as PDF

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainergo.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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