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Is ergo.lt a Scam? Security Check Results - ERGO

ergo.lt Security Report Summary

ergo.lt received a security score of 63 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ERGO's website security posture. ERGO operates in the Finance industry in Lithuania.

ERGO Lithuania is a well-established insurance provider offering a broad range of insurance products including vehicle, property, travel, life, health, and personal insurance. The company targets private individuals and businesses primarily in the Baltic region, maintaining a strong market presence with over 640,000 customers. The website reflects a professional and user-friendly digital presence, leveraging modern web technologies such as Next.js and integrating comprehensive consent management and analytics tools. Security posture is robust with HTTPS enforcement and security headers, though explicit security policies and incident response information are not publicly detailed. Overall, ERGO Lithuania demonstrates a mature digital infrastructure and trustworthy business operations with room for improvement in transparency around security and vulnerability disclosures.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React (Next.js), Google Tag Manager, Adform tracking, Usercentrics (consent management), Genesys (customer journey), Google Maps API.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

E

Is ergo.lt Safe? Security Analysis for ERGO

https://www.ergo.lt/

Check if ergo.lt is a scam or legitimate. Free security scan and reviews.

FinanceLithuanialarge
React (Next.js)Google Tag ManagerAdform trackingUsercentrics (consent management)Genesys (customer journey)+1 more
Analyzed 7/10/2025Completed 7:19:34 AM9mo ago
63
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ERGO Lithuania is a well-established insurance provider offering a broad range of insurance products including vehicle, property, travel, life, health, and personal insurance. The company targets private individuals and businesses primarily in the Baltic region, maintaining a strong market presence with over 640,000 customers. The website reflects a professional and user-friendly digital presence, leveraging modern web technologies such as Next.js and integrating comprehensive consent management and analytics tools. Security posture is robust with HTTPS enforcement and security headers, though explicit security policies and incident response information are not publicly detailed. Overall, ERGO Lithuania demonstrates a mature digital infrastructure and trustworthy business operations with room for improvement in transparency around security and vulnerability disclosures.

Detected Technologies

React (Next.js)Google Tag ManagerAdform trackingUsercentrics (consent management)Genesys (customer journey)Google Maps API

10 urgent findings need attention

1 critical · 9 high

  • + 2 more findings in the full report below
Continuous monitoring

Keep ergo.lt under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

60/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

ERGO Lithuania operates in the finance sector with a focus on insurance products tailored to the Baltic market. The company benefits from a strong brand and regional presence, supported by sister sites and customer portals. Its business model emphasizes direct online sales and customer service, supported by a network of physical offices. The company leverages partnerships and advanced marketing and analytics tools to maintain competitive advantage. Growth indicators include active promotions and a comprehensive content strategy targeting relevant customer segments. Strategic observations suggest continued investment in digital transformation and enhanced security transparency could further strengthen market position.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website employs strong security measures including HTTPS, Content Security Policy, and other security headers, reducing common web vulnerabilities. The use of consent management tools aligns with GDPR compliance. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program limits transparency and may impact trust among security-conscious users. No critical vulnerabilities or exposed sensitive data were detected. The security posture is solid but could be enhanced by publishing formal security documentation and establishing a clear incident response contact.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response information on the website.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ERGO

Description:

ERGO provides insurance services including vehicle, property, travel, life, health, and personal insurance products primarily in the Baltic region.

Key Services:
Vehicle insuranceProperty insuranceTravel insuranceLife and health insuranceSavings and investment products
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
React (Next.js)Google Tag ManagerAdform trackingUsercentrics (consent management)Genesys (customer journey)Google Maps API
Frameworks:
Next.js
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of CSP
  • Consent management for cookies
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsAdform AnalyticsBing Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
AdformBing Ads
Tracking Pixels:
Google Analytics (via GTM)Facebook PixelAdform tracking
Marketing Tools:
Adobe Launch
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a include:mailer.recommy.com include:spf.protection.outlook.com include:mailgun.org ip4:88.196.219.99 ip4:20.101.117.211 ip4:20.71.159.218 ip4:185.168.122.75 ip4:194.0.203.3 ip4:185.168.122.76 ip4:193.23.59.155 -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:dmarcreports@ergo.lt
Forensic Reports:dmarcreports@ergo.lt

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 83 days

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
12 years(mature)
Expiry Risk
low(18 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:20.8.127.122
Name Servers:
dns1.balt.net
dns2.balt.net
dns3.balt.net
dns4.baltneta.lt
MX Records:
0: ergo-lt.mail.protection.outlook.com
SOA:Serial: 2012072270, TTL: 60s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:33ms

SPF Analysis

SPF Record:
v=spf1 mx a include:mailer.recommy.com include:spf.protection.outlook.com include:mailgun.org ip4:88.196.219.99 ip4:20.101.117.211 ip4:20.71.159.218 ip4:185.168.122.75 ip4:194.0.203.3 ip4:185.168.122.76 ip4:193.23.59.155 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ergo.lt compare?

See how ergo.lt stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern React-based framework (Next.js) with server-side rendering, ensuring good performance and SEO. It integrates multiple third-party analytics and marketing tools such as Google Tag Manager, Adform, and Usercentrics for consent management. Hosting and DNS are managed by Baltnetos Komunikacijos, consistent with the registrar information. The site is mobile-optimized and uses HTTPS with strong security headers. Some technical debt may exist in accessibility and explicit security documentation. Overall, the technical infrastructure supports a reliable and scalable online presence.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainergo.lt
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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