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Is ergo-reiseversicherung.de a Scam? Security Check Results - ERGO Reiseversicherung

ergo-reiseversicherung.de Security Report Summary

ergo-reiseversicherung.de received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ERGO Reiseversicherung's website security posture. ERGO Reiseversicherung operates in the Finance industry in Germany.

ERGO Reiseversicherung is a prominent German travel insurance provider offering a range of travel protection products including trip cancellation, international health insurance, and annual travel insurance. The website positions itself as a reliable and comprehensive travel companion, targeting travelers primarily in Germany. The business model focuses on direct online sales and customer service, supported by a strong brand presence under the ERGO Group umbrella. Technically, the website leverages modern web technologies such as React and Adobe Experience Manager, with integrated privacy and consent management tools like OneTrust. The site demonstrates good mobile optimization and SEO practices, although some accessibility features could be enhanced. Performance is moderate, with a clean and professional design. From a security perspective, the site enforces HTTPS, employs security headers, and integrates cookie consent mechanisms, reflecting a mature security posture. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of a public security policy or vulnerability disclosure page suggests room for improvement in transparency. Overall, the website is trustworthy, compliant with GDPR, and professionally maintained. Strategic recommendations include publishing a dedicated security policy, implementing a vulnerability disclosure program, and enhancing accessibility to further strengthen user trust and compliance.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Adobe Helix RUM, OneTrust Cookie Consent, React, AEM (Adobe Experience Manager), TypeScript.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ergo-reiseversicherung.de Safe? Security Analysis for ERGO Reiseversicherung

https://ergo-reiseversicherung.de

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FinanceGermanylarge
Adobe Helix RUMOneTrust Cookie ConsentReactAEM (Adobe Experience Manager)TypeScript
Analyzed 10/12/2025Completed 2:51:50 AM5mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ERGO Reiseversicherung is a prominent German travel insurance provider offering a range of travel protection products including trip cancellation, international health insurance, and annual travel insurance. The website positions itself as a reliable and comprehensive travel companion, targeting travelers primarily in Germany. The business model focuses on direct online sales and customer service, supported by a strong brand presence under the ERGO Group umbrella. Technically, the website leverages modern web technologies such as React and Adobe Experience Manager, with integrated privacy and consent management tools like OneTrust. The site demonstrates good mobile optimization and SEO practices, although some accessibility features could be enhanced. Performance is moderate, with a clean and professional design. From a security perspective, the site enforces HTTPS, employs security headers, and integrates cookie consent mechanisms, reflecting a mature security posture. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of a public security policy or vulnerability disclosure page suggests room for improvement in transparency. Overall, the website is trustworthy, compliant with GDPR, and professionally maintained. Strategic recommendations include publishing a dedicated security policy, implementing a vulnerability disclosure program, and enhancing accessibility to further strengthen user trust and compliance.

Detected Technologies

Adobe Helix RUMOneTrust Cookie ConsentReactAEM (Adobe Experience Manager)TypeScript

8 urgent findings need attention

1 critical · 7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

60/100

GDPR Compliance

4 findings

43/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

ERGO Reiseversicherung holds a strong market position in the German travel insurance sector, benefiting from the backing of the ERGO Group. Its competitive advantage lies in offering a broad portfolio of travel insurance products tailored to diverse customer needs, including specialized insurance types. The business model emphasizes direct-to-consumer online sales, supported by comprehensive digital services and customer portals. The company targets individual travelers and groups within Germany, leveraging partnerships and a robust digital presence. Growth indicators include continuous website updates, integration of modern tracking and consent tools, and multilingual support. The partnership ecosystem includes related ERGO portals and service platforms, enhancing customer engagement and operational efficiency.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a solid security posture with enforced HTTPS, appropriate security headers, and integration of cookie consent management, aligning with GDPR requirements. No signs of malware, phishing, or exposed credentials were found. The use of reputable third-party scripts like Adobe Launch and OneTrust indicates adherence to industry best practices. However, the lack of a public security policy or incident response contact channels limits transparency and may impact user confidence in handling security incidents. There is no evidence of a vulnerability disclosure program or security.txt file, which are increasingly considered best practices for mature security cultures. Overall, the site is secure for users but could improve by formalizing and publishing its security policies and incident response procedures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and user guidance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ERGO Reiseversicherung

Description:

Mit der ERGO Reiseversicherung sind Sie auf Reisen optimal geschützt. Weltweit und direkt online abschließen.

Key Services:
ReiserücktrittsversicherungAuslandskrankenversicherungJahresreiseversicherungSpezialreiseversicherungen
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Adobe Helix RUMOneTrust Cookie ConsentReactAEM (Adobe Experience Manager)TypeScript
Frameworks:
ReactAdobe Experience Manager
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent implemented
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics & Tracking

Services:
Adobe Helix RUM
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Adobe LaunchOneTrust
Marketing Tools:
Adobe Helix RUMOneTrust Cookie Consent
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15724800"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

43/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:217.111.119.209 ip4:195.243.238.198 ip4:108.162.195.173 ip4:172.64.32.199 ~all
DNS Lookups:0/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:3.77.84.245, 18.198.71.135, 3.76.88.8
Name Servers:
beghidns003.my-it-solutions.net
deffmdns01.bdc-services.net
usiadns002.saacon.net
MX Records:
10: mail2.erv.de
10: mail.erv.de
SOA:Serial: 2025071008, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:136ms

SPF Analysis

SPF Record:
v=spf1 ip4:217.111.119.209 ip4:195.243.238.198 ip4:108.162.195.173 ip4:172.64.32.199 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ergo-reiseversicherung.de compare?

See how ergo-reiseversicherung.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager with React components and TypeScript, indicating a modern and scalable infrastructure. It uses Adobe Helix RUM for real user monitoring and OneTrust for cookie consent management, reflecting a mature approach to performance monitoring and privacy compliance.
Performance is moderate, with room for optimization in loading times and accessibility. The site is mobile-optimized with responsive design elements and clear navigation. SEO is well addressed through meta tags and structured navigation.
Technical risks are minimal but include dependency on multiple third-party scripts which require ongoing security management. The hosting provider is not explicitly identified, but DNS data suggests professional infrastructure. Overall, the technical implementation supports the business goals effectively.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainergo-reiseversicherung.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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