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Is erste.at a Scam? Security Check Results - Erste Bank

erste.at Security Report Summary

erste.at received a security score of 63 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Erste Bank's website security posture. Erste Bank operates in the Finance industry in Austria.

Erste Bank is a leading Austrian financial institution offering comprehensive retail banking services including checking accounts, savings, loans, investments, and insurance. The website targets private customers in Austria, providing modern digital banking solutions and extensive product information. The site demonstrates a mature digital infrastructure with responsive design, modern JavaScript frameworks, and structured data for SEO. Security posture is strong with HTTPS and secure coding practices, though explicit privacy and cookie policies are not evident in the provided content. Overall, Erste Bank's website reflects a professional, trustworthy, and user-friendly platform aligned with its market position.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript (ES modules), CSS with Emotion, JSON-LD structured data, Elasticsearch (search provider), Custom scripts from erstegroup.com CDN.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is erste.at Safe? Security Analysis for Erste Bank

https://erste.at

Check if erste.at is a scam or legitimate. Free security scan and reviews.

FinanceAustrialarge
JavaScript (ES modules)CSS with EmotionJSON-LD structured dataElasticsearch (search provider)Custom scripts from erstegroup.com CDN
Analyzed 10/25/2025Completed 8:03:43 AM5mo ago
63
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Erste Bank is a leading Austrian financial institution offering comprehensive retail banking services including checking accounts, savings, loans, investments, and insurance. The website targets private customers in Austria, providing modern digital banking solutions and extensive product information. The site demonstrates a mature digital infrastructure with responsive design, modern JavaScript frameworks, and structured data for SEO. Security posture is strong with HTTPS and secure coding practices, though explicit privacy and cookie policies are not evident in the provided content. Overall, Erste Bank's website reflects a professional, trustworthy, and user-friendly platform aligned with its market position.

Detected Technologies

JavaScript (ES modules)CSS with EmotionJSON-LD structured dataElasticsearch (search provider)Custom scripts from erstegroup.com CDN

12 urgent findings need attention

1 critical · 11 high

  • + 4 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

72/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Erste Bank holds a prominent position in the Austrian banking sector, focusing on retail customers with a broad portfolio of financial products. The business model centers on traditional banking services enhanced by digital channels such as the George banking platform. The company leverages partnerships and subsidiaries to extend its offerings, including private banking and business banking. The website content and navigation are designed to support customer engagement and product discovery, indicating a customer-centric approach. Growth indicators include digital innovation and event marketing such as the Wohnmesse. The partnership ecosystem includes digital platforms and investment services, reinforcing Erste Bank's comprehensive financial service ecosystem.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with strong SSL configuration, uses secure session storage, and avoids exposing sensitive data in the HTML. No security headers were explicitly detected in the provided content, suggesting room for improvement in HTTP header security. There is no visible security policy or incident response contact information, which are important for compliance and customer trust. No vulnerabilities or malicious scripts were identified. The absence of a vulnerability disclosure program or security.txt file limits transparency. Overall, Erste Bank demonstrates a solid security foundation but could enhance transparency and header security to improve its security posture further.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish and clearly link a comprehensive privacy policy and cookie policy with GDPR compliance details.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Erste Bank

Description:

Das modernste Banking Österreichs: Girokonto und Internetbanking, Sparen und Kredit, Anlegen und Vorsorgen – bei der Erste Bank finden Sie alles für Ihr Geldleben.

Key Services:
Girokonto (checking accounts)InternetbankingSparen (savings)Kredit (loans/credits)Anlegen (investments)Vorsorgen (retirement and insurance)
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScript (ES modules)CSS with EmotionJSON-LD structured dataElasticsearch (search provider)Custom scripts from erstegroup.com CDN
Frameworks:
GEM (custom Erste Bank framework, version 4.43.0)
Platforms:
Desktop and Mobile responsive design
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No visible exposed sensitive data
  • Use of secure cookies and session storage
  • No vulnerable libraries detected in scripts

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Custom scripts for forms and chat botElasticsearch for search functionality
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

72/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:213.150.10.0/29 ip4:185.132.183.56 ip4:185.183.30.2 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc_rua@emaildefense.proofpoint.com
Forensic Reports:dmarc_ruf@emaildefense.proofpoint.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:3.33.171.237, 15.197.139.74
Name Servers:
ns1.it-austria.netDNS only
ns2.it-austria.netDNS only
ns3.it-austria.netDNS only
ns4.it-austria.netDNS only
MX Records:
10: mxa-004c2c02.gslb.pphosted.com
10: mxb-004c2c02.gslb.pphosted.com
SOA:Serial: 2025091101, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:173ms

SPF Analysis

SPF Record:
v=spf1 ip4:213.150.10.0/29 ip4:185.132.183.56 ip4:185.183.30.2 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does erste.at compare?

See how erste.at stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a proprietary CMS framework (GEM) with modern front-end technologies including ES modules, CSS-in-JS (Emotion), and JSON-LD structured data for SEO. It uses Elasticsearch for search functionality and integrates various internal and partner domains for services like digital banking and investment. The site is optimized for both desktop and mobile with responsive design and accessibility considerations. Performance appears fast with lazy loading and CDN usage. Technical risks are minimal, but the absence of explicit security headers and privacy disclosures represents a compliance and security gap. The technical infrastructure supports a robust and scalable digital banking experience.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainerste.at
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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