Skip to main content

Is erstebank.me a Scam? Security Check Results - Erste banka Crna Gora

erstebank.me Security Report Summary

erstebank.me received a security score of 57 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Erste banka Crna Gora's website security posture. Erste banka Crna Gora operates in the Finance industry in Montenegro.

Erste banka Crna Gora is a prominent financial institution serving the Montenegrin market with a broad range of retail banking services including accounts, cards, loans, savings, investments, and digital banking platforms. The website reflects a mature digital presence with a professional design, clear navigation, and mobile responsiveness, supporting a positive user experience for its target audience. Technically, the site leverages modern web technologies and integrates analytics and chat services to enhance customer engagement. Security posture is strong with HTTPS enforcement and cookie consent mechanisms, though explicit security headers and incident response information are not publicly disclosed. The WHOIS data is incomplete, limiting domain trust assessment, but overall the site demonstrates legitimacy and professionalism. Strategic recommendations include enhancing transparency around security policies and improving WHOIS data availability.

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, CSS, HTML5, Google Tag Manager, Facebook Pixel, Logate Chat.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

erstebank.me favicon

Is erstebank.me Safe? Security Analysis for Erste banka Crna Gora

https://erstebank.me

Check if erstebank.me is a scam or legitimate. Free security scan and reviews.

FinanceMontenegrolarge
JavaScriptCSSHTML5Google Tag ManagerFacebook Pixel+1 more
Analyzed 8/1/2025Completed 5:04:56 PM7mo ago
57
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for erstebank.me

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainerstebank.me
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Erste banka Crna Gora is a prominent financial institution serving the Montenegrin market with a broad range of retail banking services including accounts, cards, loans, savings, investments, and digital banking platforms. The website reflects a mature digital presence with a professional design, clear navigation, and mobile responsiveness, supporting a positive user experience for its target audience. Technically, the site leverages modern web technologies and integrates analytics and chat services to enhance customer engagement. Security posture is strong with HTTPS enforcement and cookie consent mechanisms, though explicit security headers and incident response information are not publicly disclosed. The WHOIS data is incomplete, limiting domain trust assessment, but overall the site demonstrates legitimacy and professionalism. Strategic recommendations include enhancing transparency around security policies and improving WHOIS data availability.

Detected Technologies

JavaScriptCSSHTML5Google Tag ManagerFacebook PixelLogate Chat

10 urgent findings need attention

1 critical · 9 high

  • + 2 more findings in the full report below
Continuous monitoring

Keep erstebank.me under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for erstebank.me.

Security Headers

4 findings

65/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

8 findings

17/100

Email Security

5 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Erste banka Crna Gora operates as a key player in Montenegro's banking sector, leveraging its affiliation with the Erste Group to offer comprehensive financial products. Its business model focuses on retail banking with digital service channels to meet evolving customer needs. The bank's market position is reinforced by a consistent brand presence and a wide service portfolio. The website's integration with related domains for account opening and blogging indicates a well-structured ecosystem supporting customer acquisition and engagement. Growth indicators include digital banking adoption and multi-channel customer support. Strategic partnerships appear limited to internal group services, with no external affiliates detected.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS and cookie consent compliance. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms suggests room for improvement in transparency and preparedness. No vulnerabilities or exposed sensitive data were detected in the analysis. The use of third-party analytics and chat services introduces moderate tracking but aligns with industry norms. Compliance with GDPR is indicated by privacy policy presence and cookie management. Overall, the security maturity is good but could benefit from enhanced policy disclosures and security header implementations.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response information to improve transparency and customer trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Erste banka Crna Gora

Description:

Erste banka Crna Gora provides banking services including accounts, cards, loans, savings, investments, and online banking to the population of Montenegro.

Key Services:
Accounts and cardsLoans and creditsSavings and investmentsOnline banking (NetBanking, mBanking)Currency exchange and tariffs
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptCSSHTML5Google Tag ManagerFacebook PixelLogate Chat
Frameworks:
GEM (custom Erste Group framework)
Platforms:
Web desktopMobile responsive
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent implemented
  • No exposed sensitive data in HTML
  • Secure forms with POST endpoints

Analytics & Tracking

Services:
Google AnalyticsFacebook Pixel
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Facebook Pixel
Marketing Tools:
Facebook Pixel
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

Get this report delivered to your inbox

Receive a summary of the erstebank.me security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Need this report as a PDF?

Download the complete erstebank.me security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a a:mail.erstebank.me a:mail01.erstebank.me a:mail02.erstebank.me ip4:213.150.10.0/29 ip4:185.132.183.56 ip4:185.183.30.2 ip4:205.201.128.0/20 ip4:198.2.128.0/18 ip4:148.105.0.0/16 -all
DNS Lookups:5/10
Policy:-all
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc@erstebank.me
Forensic Reports:dmarc@erstebank.me

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:99.83.163.74, 15.197.66.31
Name Servers:
archer.ns.cloudflare.comDNS only
penny.ns.cloudflare.comDNS only
MX Records:
10: mxa-004c2c02.gslb.pphosted.com
10: mxb-004c2c02.gslb.pphosted.com

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does erstebank.me compare?

See how erstebank.me stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a custom CMS framework (GEM) with modern front-end technologies including JavaScript modules and CSS optimizations. It uses CDN services for asset delivery and integrates Google Tag Manager and Facebook Pixel for analytics and marketing. The site is mobile responsive and includes accessibility features such as skip links and ARIA roles. Performance is moderate with preloading of fonts and lazy loading of JavaScript. The technical infrastructure supports a professional banking website but lacks explicit hosting provider details. Opportunities exist to improve performance metrics and security header configurations.
Professional PDF & Marketing Data

Download the erstebank.me report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainerstebank.me
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Scan your own website

Liked the erstebank.me report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about erstebank.me

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website