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Is ersteprivatebanking.hr a Scam? Security Check Results - Erste & Steiermärkische Bank d.d.

ersteprivatebanking.hr Security Report Summary

ersteprivatebanking.hr received a security score of 52 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Erste & Steiermärkische Bank d.d.'s website security posture. Erste & Steiermärkische Bank d.d. operates in the Finance industry in Croatia.

Erste Private Banking is a prominent private banking institution operating primarily in Central and Eastern Europe, with a strong market presence in Croatia and other core markets under the Erste Group umbrella. The website reflects a professional financial services provider focused on private banking, portfolio management, and related financial products. The technical infrastructure is modern, leveraging a proprietary CMS (Gem), CDN hosting, and standard web technologies, ensuring good performance and mobile optimization. Security posture is solid with HTTPS and cookie consent mechanisms, though explicit security policies and incident response details are not publicly disclosed. Overall, the website demonstrates high business credibility and trustworthiness, supported by consistent WHOIS data and clear branding.

The security scan identified 15 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Google Tag Manager, CSS, Web fonts (Inter), Gem framework (version 4.43.0).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ersteprivatebanking.hr Safe? Security Analysis for Erste & Steiermärkische Bank d.d.

https://ersteprivatebanking.hr

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FinanceCroatialarge
JavaScriptGoogle Tag ManagerCSSWeb fonts (Inter)Gem framework (version 4.43.0)
Analyzed 10/31/2025Completed 2:12:06 AM4mo ago
52
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainersteprivatebanking.hr
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Erste Private Banking is a prominent private banking institution operating primarily in Central and Eastern Europe, with a strong market presence in Croatia and other core markets under the Erste Group umbrella. The website reflects a professional financial services provider focused on private banking, portfolio management, and related financial products. The technical infrastructure is modern, leveraging a proprietary CMS (Gem), CDN hosting, and standard web technologies, ensuring good performance and mobile optimization. Security posture is solid with HTTPS and cookie consent mechanisms, though explicit security policies and incident response details are not publicly disclosed. Overall, the website demonstrates high business credibility and trustworthiness, supported by consistent WHOIS data and clear branding.

Detected Technologies

JavaScriptGoogle Tag ManagerCSSWeb fonts (Inter)Gem framework (version 4.43.0)

1 urgent finding need attention

1 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

0/100

GDPR Compliance

1 finding

0/100

NIS2 Compliance

1 finding

0/100

Email Security

5 findings

70/100

Security scan incomplete. 3 out of 9 security checks failed to complete. The website may be inaccessible or protected by security measures. Please retry the scan or verify the website is accessible.

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company holds a leading position in private banking within its regional markets, supported by a broad portfolio of financial services and a strong parent company, Erste Group. Its business model centers on personalized financial solutions for affluent clients, leveraging market research and exclusive banking products. The website's content and linked partner domains indicate a well-integrated banking group with extensive regional coverage. Growth indicators include repeated awards and a comprehensive digital presence. The partnership ecosystem includes multiple regional banks under the Erste Group brand, enhancing market reach and service diversity.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with a strong SSL configuration and implements cookie consent in compliance with GDPR. However, it lacks visible security headers and publicly available security policies or incident response contacts, which are important for transparency and trust. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of Google Tag Manager indicates moderate user tracking, balanced with privacy compliance. The absence of a vulnerability disclosure policy or security.txt file suggests room for improvement in security communication and incident handling readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Erste & Steiermärkische Bank d.d.

Description:

Erste Private Banking is a leading private banking service in Central Europe and the largest private banking in Austria, offering financial solutions tailored to clients' needs with a focus on quality service and trust.

Key Services:
private bankingportfolio managementinvestment fundscredit cardsfinancial market research
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerCSSWeb fonts (Inter)Gem framework (version 4.43.0)
Frameworks:
Gem
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

0/100
Score
Analysis failed - content could not be retrieved

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score
Analysis failed - content could not be retrieved

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score
Analysis failed - content could not be retrieved

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc_rua@emaildefense.proofpoint.com
Forensic Reports:dmarc_ruf@emaildefense.proofpoint.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
12 years(mature)
Expiry Risk
medium(expired)

DNS Records

A Records:15.197.70.68, 99.83.130.233
Name Servers:
ns1.it-austria.net
ns2.it-austria.net
ns3.it-austria.net
ns4.it-austria.net
SOA:Serial: 2025052701, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:119ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ersteprivatebanking.hr compare?

See how ersteprivatebanking.hr stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on the Gem CMS platform, utilizing modern JavaScript modules and CSS with web font preloading for performance optimization. Hosting is via Erste Group's CDN infrastructure, ensuring reliable content delivery. The site is mobile-optimized and includes accessibility features such as skip navigation links and ARIA roles. SEO is supported by canonical tags, Open Graph metadata, and Twitter card integration. Performance is moderate with asynchronous loading of analytics scripts. The technical stack is well-maintained but could benefit from enhanced security header implementation and more explicit privacy controls.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainersteprivatebanking.hr
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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