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Is erzgebirgssparkasse.de a Scam? Security Check Results - Erzgebirgssparkasse

erzgebirgssparkasse.de Security Report Summary

erzgebirgssparkasse.de received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Erzgebirgssparkasse's website security posture. Erzgebirgssparkasse operates in the Finance industry in Germany.

Erzgebirgssparkasse is a regional financial institution based in Germany, offering a broad range of banking and financial services including online banking, loans, investments, insurance, and real estate services. The website targets both private and corporate customers, providing comprehensive digital access to their products and services. The bank maintains a strong local presence and positions itself as a trusted financial partner in the Erzgebirge region. Technically, the website is built on Adobe Experience Manager, indicating a mature and enterprise-grade digital infrastructure. The site is well-structured, mobile-optimized, and provides a good user experience with clear navigation and professional design. Security posture is strong with HTTPS enforcement, session management, and cookie consent mechanisms, although some security headers are not explicitly visible in the HTML. Privacy policies and cookie management comply with GDPR requirements. No critical vulnerabilities or suspicious activities were detected. Overall, Erzgebirgssparkasse demonstrates a solid digital presence with good security and compliance practices, supporting its role as a reputable regional bank.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, jQuery, CSS, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is erzgebirgssparkasse.de Safe? Security Analysis for Erzgebirgssparkasse

https://erzgebirgssparkasse.de

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FinanceGermanymedium
JavaScriptjQueryCSSHTML5
Analyzed 10/16/2025Completed 3:39:52 AM5mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainerzgebirgssparkasse.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Erzgebirgssparkasse is a regional financial institution based in Germany, offering a broad range of banking and financial services including online banking, loans, investments, insurance, and real estate services. The website targets both private and corporate customers, providing comprehensive digital access to their products and services. The bank maintains a strong local presence and positions itself as a trusted financial partner in the Erzgebirge region. Technically, the website is built on Adobe Experience Manager, indicating a mature and enterprise-grade digital infrastructure. The site is well-structured, mobile-optimized, and provides a good user experience with clear navigation and professional design. Security posture is strong with HTTPS enforcement, session management, and cookie consent mechanisms, although some security headers are not explicitly visible in the HTML. Privacy policies and cookie management comply with GDPR requirements. No critical vulnerabilities or suspicious activities were detected. Overall, Erzgebirgssparkasse demonstrates a solid digital presence with good security and compliance practices, supporting its role as a reputable regional bank.

Detected Technologies

JavaScriptjQueryCSSHTML5

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank operates in the finance sector with a medium-sized footprint focused on retail and corporate banking services. Its business model revolves around providing traditional banking products enhanced by digital services such as online banking and mobile apps. The presence of certifications like ERZgesund and active social media channels indicate a commitment to corporate responsibility and customer engagement. The website's comprehensive product offerings and advisory services suggest diversified revenue streams. The partnership with PAYBACK and integration of investment platforms like Deka Investments reflect strategic alliances to enhance customer value. The bank's regional focus and consistent branding reinforce its market position as a trusted local financial institution.

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and includes session timeout mechanisms, indicating attention to secure user sessions. Cookie consent banners and privacy policies align with GDPR compliance. However, explicit security headers such as X-Frame-Options and Content-Security-Policy are not visible in the HTML source, which could be an area for improvement. No exposed sensitive data or vulnerable libraries were detected. The absence of a public vulnerability disclosure or security.txt file suggests limited transparency in incident response, which is common but could be enhanced. Overall, the security posture is good but could benefit from additional header implementations and published security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and verify security headers such as X-Frame-Options, X-Content-Type-Options, and Content-Security-Policy to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Erzgebirgssparkasse

Description:

Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.

Key Services:
Online BankingGirokonto (Checking accounts)Credit and Debit CardsLoans and FinancingSavings and InvestmentsInsuranceReal Estate ServicesFinancial Advisory
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryCSSHTML5
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Session timeout and countdown implemented
  • Cookie consent mechanism present
  • No exposed sensitive data in HTML
  • Secure login form with POST method

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Sparkasse tracking pixel
Marketing Tools:
PAYBACK program
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DMARC reporting

LOW

DMARC aggregate reports not configured

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de ip4:80.243.45.146 -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:reject

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:62.181.151.51
Name Servers:
ns1.s-fg-net.de
ns2.s-fg-net.com
ns3.s-fg-net.eu
ns4.s-fg-net.de
ns5.s-fg-net.com
MX Records:
10: r01es.mail.s-web.de
10: q01es.mail.s-web.de
10: q02es.mail.s-web.de
10: r02es.mail.s-web.de
SOA:Serial: 111, TTL: 900s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:117ms

SPF Analysis

SPF Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de ip4:80.243.45.146 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does erzgebirgssparkasse.de compare?

See how erzgebirgssparkasse.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager, a robust enterprise CMS platform, using modern web technologies including JavaScript and CSS. The site is mobile-optimized and includes accessibility features such as skip navigation buttons and ARIA labels. Performance appears moderate with optimized images and structured content. The use of client libraries and modular scripts indicates a well-organized codebase. However, some security headers are not explicitly present, and hosting provider details are not disclosed. The site integrates external services for analytics, investment data, and social media, which are standard for financial institutions. Overall, the technical infrastructure supports a professional and secure online banking experience.
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Marketing Intelligence

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Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainerzgebirgssparkasse.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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