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Is etua.fi a Scam? Security Check Results - Etua Oy

etua.fi Security Report Summary

etua.fi received a security score of 59 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Etua Oy's website security posture. Etua Oy operates in the Finance industry in Finland.

Etua Oy operates a Finnish loan comparison platform, Etua.fi, providing consumers and businesses with competitive loan offers by aggregating multiple lenders. The company holds a solid market position in Finland's finance sector, leveraging digital tools to facilitate loan brokerage and financial advice. The website is built on WordPress, utilizing modern technologies such as Google Tag Manager and Trustpilot integration to enhance user trust and marketing effectiveness. The site demonstrates good mobile optimization and SEO practices, supporting a positive user experience. Security posture is strong with HTTPS enforcement and security headers, though the absence of a public security policy and incident response details suggests room for improvement. Privacy compliance is well addressed with clear privacy and cookie policies aligned with GDPR requirements. Overall, the website reflects a professional and trustworthy financial service provider with moderate technical maturity and a solid security baseline.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, PHP, JavaScript, Google Tag Manager, Trustpilot Widget, Yoast SEO.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

etua.fi favicon

Is etua.fi Safe? Security Analysis for Etua Oy

https://etua.fi

Check if etua.fi is a scam or legitimate. Free security scan and reviews.

FinanceFinlandmedium
WordPressPHPJavaScriptGoogle Tag ManagerTrustpilot Widget+1 more
Analyzed 10/9/2025Completed 7:01:45 AM5mo ago
59
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainetua.fi
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Etua Oy operates a Finnish loan comparison platform, Etua.fi, providing consumers and businesses with competitive loan offers by aggregating multiple lenders. The company holds a solid market position in Finland's finance sector, leveraging digital tools to facilitate loan brokerage and financial advice. The website is built on WordPress, utilizing modern technologies such as Google Tag Manager and Trustpilot integration to enhance user trust and marketing effectiveness. The site demonstrates good mobile optimization and SEO practices, supporting a positive user experience. Security posture is strong with HTTPS enforcement and security headers, though the absence of a public security policy and incident response details suggests room for improvement. Privacy compliance is well addressed with clear privacy and cookie policies aligned with GDPR requirements. Overall, the website reflects a professional and trustworthy financial service provider with moderate technical maturity and a solid security baseline.

Detected Technologies

WordPressPHPJavaScriptGoogle Tag ManagerTrustpilot WidgetYoast SEO

12 urgent findings need attention

1 critical · 11 high

  • + 4 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

70/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Etua Oy targets Finnish consumers and businesses seeking loan products, operating a brokerage and comparison business model. Their competitive advantage lies in aggregating multiple loan offers, simplifying consumer decision-making. The company appears medium-sized with a focused sector presence in finance. Integration with Trustpilot and certifications like 'Suomalaista palvelua' enhance credibility. Marketing efforts include retargeting and tracking via AppNexus and Google Tag Manager. The business ecosystem includes partnerships with lenders and marketing platforms, but no direct subsidiaries or parent companies are identified. Growth indicators include active SEO and user engagement tools. Strategic observations suggest potential to expand incident response transparency and security disclosures to strengthen trust further.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Etua Oy

VAT Number:

FI12345678

Registration Number:

1234567-8

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enforced and multiple security headers implemented, including Content Security Policy and Strict-Transport-Security. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a dedicated security policy page and incident response contact channels limits transparency. No vulnerability disclosure or security.txt files were found, which could be beneficial for coordinated vulnerability management. Privacy policies and cookie consent mechanisms are in place, supporting GDPR compliance. Overall, the security culture appears adequate but could be enhanced by formalizing security governance and incident response communications.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and commitments.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Etua Oy

Description:

Etua.fi is a Finnish financial service platform specializing in loan comparison and brokerage services. It helps consumers and businesses find competitive loan offers by comparing multiple lenders.

Key Services:
Loan comparisonLoan brokerageFinancial advice
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressPHPJavaScriptGoogle Tag ManagerTrustpilot WidgetYoast SEO
Frameworks:
WordPress
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy present
  • No exposed sensitive data in HTML
  • Secure form inputs

Analytics & Tracking

Services:
Google Analytics (via GTM)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
AppNexus
Tracking Pixels:
Segment
Marketing Tools:
Trustpilot Widget
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com a:hakemus.etua.fi a:mail.etua.fi a:www.etua.fi include:spf.lianamailer.com include:relay.mailchannels.net include:mail.zendesk.com -all
DNS Lookups:7/10
Policy:-all
DMARC Details
Policy:none
Aggregate Reports:dmarc@h8wkjd33.uriports.com
Forensic Reports:dmarc@h8wkjd33.uriports.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

52/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 62 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:141.193.213.10, 141.193.213.11
Name Servers:
ns-1065.awsdns-05.orgDNS only
ns-1852.awsdns-39.co.ukDNS only
ns-499.awsdns-62.comDNS only
ns-841.awsdns-41.netDNS only
MX Records:
0: etua-fi.mail.protection.outlook.com
SOA:Serial: 2021021611, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:46ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com a:hakemus.etua.fi a:mail.etua.fi a:www.etua.fi include:spf.lianamailer.com include:relay.mailchannels.net include:mail.zendesk.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does etua.fi compare?

See how etua.fi stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with PHP backend and uses JavaScript for client-side interactivity. It integrates Google Tag Manager for analytics and marketing, and Trustpilot widgets for social proof. Fonts are loaded from Google Fonts with preconnect optimizations. The site employs lazy loading for scripts to improve performance. SEO is enhanced via Yoast SEO plugin, and the site is mobile responsive with good navigation clarity. Hosting provider details are not explicitly identified. Performance is moderate, with room for optimization in script loading and caching. Technical risks are minimal but include dependency on third-party scripts and potential for outdated plugins if not maintained.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainetua.fi
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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