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Is exchangeratesapi.io a Scam? Security Check Results - APILayer

exchangeratesapi.io Security Report Summary

exchangeratesapi.io received a security score of 62 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers APILayer's website security posture. APILayer operates in the Technology industry in United States.

ExchangeRatesAPI.io is a technology-driven service providing real-time and historical currency exchange rate data via a REST API. Established in 2018 and operated under the APILayer brand, it serves over 100,000 developers worldwide, offering tiered subscription plans from free to enterprise levels. The platform is well-positioned in the financial data API market, emphasizing reliability, scalability, and ease of integration for business users. The website demonstrates professional branding, comprehensive documentation, and a clear value proposition targeting developers and businesses requiring accurate forex data. Technically, the website employs modern web standards including HTML5, CSS3, JavaScript, and jQuery, with performance optimizations and mobile responsiveness. Hosting and DNS are managed via reputable providers including GoDaddy and Cloudflare. Analytics and marketing tools such as Google Tag Manager, Crazy Egg, and FirstPromoter are integrated, supporting user engagement and affiliate programs. Security posture is solid with HTTPS enforced and no visible vulnerabilities or exposed sensitive data. However, security headers could be improved and a dedicated security policy or incident response contact is absent. Privacy compliance is strong, with clear privacy and cookie policies hosted on the parent company domain, indicating GDPR awareness and consent mechanisms. Overall, ExchangeRatesAPI.io presents a trustworthy, professional, and technically sound service with minor areas for security enhancement. It is suitable for businesses seeking reliable currency data APIs with transparent pricing and support options.

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: HTML5, CSS3, JavaScript, jQuery, Google Tag Manager, Cloudflare DNS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is exchangeratesapi.io Safe? Security Analysis for APILayer

https://exchangeratesapi.io

Check if exchangeratesapi.io is a scam or legitimate. Free security scan and reviews.

TechnologyUnited Statesmedium
HTML5CSS3JavaScriptjQueryGoogle Tag Manager+1 more
Analyzed 10/30/2025Completed 11:36:19 AM5mo ago
62
Security Score
MEDIUM RISK

Below Technology avg (72)

10,000+

Domains scanned

500+

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Domainexchangeratesapi.io
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ExchangeRatesAPI.io is a technology-driven service providing real-time and historical currency exchange rate data via a REST API. Established in 2018 and operated under the APILayer brand, it serves over 100,000 developers worldwide, offering tiered subscription plans from free to enterprise levels. The platform is well-positioned in the financial data API market, emphasizing reliability, scalability, and ease of integration for business users. The website demonstrates professional branding, comprehensive documentation, and a clear value proposition targeting developers and businesses requiring accurate forex data. Technically, the website employs modern web standards including HTML5, CSS3, JavaScript, and jQuery, with performance optimizations and mobile responsiveness. Hosting and DNS are managed via reputable providers including GoDaddy and Cloudflare. Analytics and marketing tools such as Google Tag Manager, Crazy Egg, and FirstPromoter are integrated, supporting user engagement and affiliate programs. Security posture is solid with HTTPS enforced and no visible vulnerabilities or exposed sensitive data. However, security headers could be improved and a dedicated security policy or incident response contact is absent. Privacy compliance is strong, with clear privacy and cookie policies hosted on the parent company domain, indicating GDPR awareness and consent mechanisms. Overall, ExchangeRatesAPI.io presents a trustworthy, professional, and technically sound service with minor areas for security enhancement. It is suitable for businesses seeking reliable currency data APIs with transparent pricing and support options.

Detected Technologies

HTML5CSS3JavaScriptjQueryGoogle Tag ManagerCloudflare DNS

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

2 findings

73/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

ExchangeRatesAPI.io operates in the technology and finance sectors, providing currency exchange data APIs. Its business model is subscription-based API-as-a-Service with free and paid tiers, targeting developers and enterprises. The company leverages its parent brand APILayer and related products to create a comprehensive API ecosystem. Market positioning is strong with endorsements from major clients and a large developer base. Revenue streams include monthly and annual subscriptions with overage charges. The affiliate program and marketing integrations indicate active growth strategies. The company maintains a medium size with offices in Austria and the US, reflecting international reach and operational maturity.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and uses reputable DNS and hosting providers, contributing to a secure baseline. No critical vulnerabilities or exposed sensitive data were detected. Security best practices such as SSL encryption and input validation on forms are observed. However, the absence of explicit security headers like Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No public security policy or incident response contacts were found, limiting transparency for vulnerability reporting. Privacy policies are comprehensive and GDPR compliant, but a security.txt file or vulnerability disclosure program is missing. Overall, the security posture is good but could be enhanced by formalizing security policies and improving HTTP headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to improve protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

APILayer

Description:

Provides a free and paid REST API for real-time and historical currency exchange rate data supporting 200+ currencies, updated frequently for business use.

Key Services:
Real-time exchange ratesHistorical currency dataCurrency conversion API
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
HTML5CSS3JavaScriptjQueryGoogle Tag ManagerCloudflare DNS
Platforms:
WebREST API
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Client-side input validation on forms
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics (via GTM)Crazy Egg
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Crazy EggReddit Ads PixelCookie Script
Marketing Tools:
FirstPromoter
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website offers a well-structured API service for currency exchange data.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

73/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:servers.mcsv.net include:zoho.eu include:mail.zendesk.com ~all
DNS Lookups:4/10
Policy:~all
DMARC Details
Policy:none
Aggregate Reports:mailauth-reports@google.com
Forensic Reports:authfail@idera.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
7 years(mature)
Expiry Risk
low(expired)
Protection Level
strongDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:13.226.244.26, 13.226.244.85, 13.226.244.110, 13.226.244.42
AAAA Records:2600:9000:2013:7e00:12:c0e3:fbc0:93a1, 2600:9000:2013:8400:12:c0e3:fbc0:93a1, 2600:9000:2013:b400:12:c0e3:fbc0:93a1, 2600:9000:2013:e800:12:c0e3:fbc0:93a1, 2600:9000:2013:ee00:12:c0e3:fbc0:93a1, 2600:9000:2013:2800:12:c0e3:fbc0:93a1, 2600:9000:2013:2a00:12:c0e3:fbc0:93a1, 2600:9000:2013:3800:12:c0e3:fbc0:93a1
Name Servers:
abby.ns.cloudflare.com
ram.ns.cloudflare.com
MX Records:
60: alt3.aspmx.l.google.com
10: aspmx.l.google.com
20: alt1.aspmx.l.google.com
70: alt4.aspmx.l.google.com
50: alt2.aspmx.l.google.com
SOA:Serial: 2387236404, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:41ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:servers.mcsv.net include:zoho.eu include:mail.zendesk.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does exchangeratesapi.io compare?

See how exchangeratesapi.io stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built with modern web technologies including HTML5, CSS3, JavaScript, and jQuery, ensuring compatibility and responsiveness. It uses Google Fonts and Font Awesome for typography and icons, enhancing visual appeal. Hosting is managed via GoDaddy registrar with Cloudflare DNS, providing reliable infrastructure. Performance is optimized with preloading of key assets and asynchronous loading of scripts. The site is mobile-optimized with responsive design and accessibility considerations. SEO is supported by proper meta tags and structured content. The use of Google Tag Manager and analytics tools supports marketing and user behavior analysis. Technical risks are minimal, with opportunities to improve security headers and formalize security documentation.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainexchangeratesapi.io
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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