Skip to main content

Is expresselixir.pl a Scam? Security Check Results - Krajowa Izba Rozliczeniowa S.A.

expresselixir.pl Security Report Summary

expresselixir.pl received a security score of 61 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Krajowa Izba Rozliczeniowa S.A.'s website security posture. Krajowa Izba Rozliczeniowa S.A. operates in the Finance industry in Poland.

Krajowa Izba Rozliczeniowa S.A. (KIR) operates as a key technology hub and provider of digital payment and identification solutions in Poland. The company serves a broad audience including banks, corporations, public sector entities, and individual clients. It holds a leading position in the Polish financial infrastructure market, notably operating the Express Elixir instant payment system, which is the first in Poland and second in Europe to implement such technology. KIR's services encompass instant payments, interbank settlements, electronic signatures, electronic identification, and open banking interfaces, reflecting a comprehensive digital financial ecosystem.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Google Tag Manager, Google reCAPTCHA, CSS3, HTML5, JavaScript.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

expresselixir.pl favicon

Is expresselixir.pl Safe? Security Analysis for Krajowa Izba Rozliczeniowa S.A.

https://expresselixir.pl

Check if expresselixir.pl is a scam or legitimate. Free security scan and reviews.

FinancePolandlarge
Google Tag ManagerGoogle reCAPTCHACSS3HTML5JavaScript
Analyzed 7/29/2025Completed 2:22:15 AM8mo ago
61
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for expresselixir.pl

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainexpresselixir.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Krajowa Izba Rozliczeniowa S.A. (KIR) operates as a key technology hub and provider of digital payment and identification solutions in Poland. The company serves a broad audience including banks, corporations, public sector entities, and individual clients. It holds a leading position in the Polish financial infrastructure market, notably operating the Express Elixir instant payment system, which is the first in Poland and second in Europe to implement such technology. KIR's services encompass instant payments, interbank settlements, electronic signatures, electronic identification, and open banking interfaces, reflecting a comprehensive digital financial ecosystem.

Detected Technologies

Google Tag ManagerGoogle reCAPTCHACSS3HTML5JavaScript

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
Continuous monitoring

Keep expresselixir.pl under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for expresselixir.pl.

Security Headers

4 findings

65/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

KIR's business model is centered on providing critical payment infrastructure and digital identity services, generating value through B2B and B2C channels. The company leverages partnerships with specialized service providers such as mSzafir, mojeID, and Paybynet to enhance its offerings. Its market position is strong, supported by over 30 years of experience and a wide network of banking clients including commercial and cooperative banks. The company demonstrates a mature digital presence with professional content, clear navigation, and consistent branding, indicating a stable and credible operation within the finance and technology sectors.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with good SSL configuration and integrates Google reCAPTCHA to mitigate automated abuse. Security best practices are observed including CSRF tokens on forms and no visible exposure of sensitive data. However, explicit security headers like X-Frame-Options and X-Content-Type-Options are not clearly present and could be improved. No vulnerabilities or security incidents are evident from the content. Privacy and cookie policies are comprehensive and GDPR compliant, reflecting a strong privacy posture. Incident response and security policy details are not publicly disclosed, which is common but could be enhanced for transparency.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and verify comprehensive HTTP security headers such as X-Frame-Options and X-Content-Type-Options to strengthen protection against clickjacking and MIME sniffing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Krajowa Izba Rozliczeniowa S.A.

Description:

KIR is a technology hub and provider of digital solutions for companies, banks, and individual clients. It is a key entity in the infrastructure of the Polish payment system.

Key Services:
Express Elixir instant paymentsElixir interbank settlementsEuro Elixir SEPA paymentsElectronic signatures (mSzafir, Szafir)Electronic identification (mojeID)Payment and open banking interfaces (HUB PSD2, Paybynet)Information exchange centers (Ognivo, Centralna Informacja)
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Google Tag ManagerGoogle reCAPTCHACSS3HTML5JavaScript
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • No exposed sensitive data in HTML
  • Secure forms with CSRF token present

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation.

Get this report delivered to your inbox

Receive a summary of the expresselixir.pl security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Twitter, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

Need this report as a PDF?

Download the complete expresselixir.pl security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a ip4:193.27.6.103/32 ip4:193.27.6.102/32 a:mx1.kir.pl a:mx2.kir.pl -all
DNS Lookups:4/10
Policy:-all
DMARC Details
Policy:none
Aggregate Reports:spam.admin@kir.pl
Forensic Reports:spam.admin@kir.pl

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 44 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
23 years(mature)
Expiry Risk
low(expired)

DNS Records

A Records:193.27.6.140
Name Servers:
prdnsapp-a1.kir.plDNS only
prdnsapp-b1.kir.plDNS only
MX Records:
10: mx1.kir.pl
20: mx2.kir.pl
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:55ms

SPF Analysis

SPF Record:
v=spf1 mx a ip4:193.27.6.103/32 ip4:193.27.6.102/32 a:mx1.kir.pl a:mx2.kir.pl -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does expresselixir.pl compare?

See how expresselixir.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a custom CMS platform (edito by Ideo) using modern web technologies including HTML5, CSS3, and JavaScript. It integrates Google Tag Manager and Google reCAPTCHA for analytics and security. The site is mobile-optimized with responsive images and accessibility features such as skip links and contrast toggles. Performance is moderate with some large images but overall good user experience. SEO is supported by proper meta tags and structured navigation. Hosting provider details are not explicit but the site uses HTTPS with a valid certificate. There is opportunity to improve technical security headers and optimize performance further.
Professional PDF & Marketing Data

Download the expresselixir.pl report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainexpresselixir.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Scan your own website

Liked the expresselixir.pl report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about expresselixir.pl

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website