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Is extraportfel.pl a Scam? Security Check Results - AvaFin Poland sp. z o.o.

extraportfel.pl Security Report Summary

extraportfel.pl received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers AvaFin Poland sp. z o.o.'s website security posture. AvaFin Poland sp. z o.o. operates in the Finance industry in Poland.

Extraportfel.pl is an online financial services website operated by AvaFin Poland sp. z o.o., specializing in short-term payday loans ranging from 500 PLN to 12,000 PLN with a 30-day repayment period. The company positions itself as a convenient and fast lender for Polish consumers, offering a fully online application and approval process. The website features a loan calculator, customer reviews, and comprehensive legal disclosures, indicating a mature digital presence in the Polish finance market. Technically, the site is built on WordPress with common plugins for SEO, forms, and analytics, and integrates third-party services such as Google Tag Manager and Genesys Messenger for customer engagement. Security posture is generally good with HTTPS enforced and cookie consent mechanisms in place, though some security headers are not explicitly detected. The absence of WHOIS data from the registry is a notable gap but is partially offset by transparent business information and positive customer feedback. Overall, the site demonstrates a solid business and technical foundation with room for security enhancements.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO, Contact Form 7, Google Tag Manager, Genesys Messenger, Trustindex.io reviews widget, jQuery.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is extraportfel.pl Safe? Security Analysis for AvaFin Poland sp. z o.o.

https://extraportfel.pl

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FinancePolandmedium
WordPressYoast SEOContact Form 7Google Tag ManagerGenesys Messenger+2 more
Analyzed 7/23/2025Completed 1:26:07 PM9mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainextraportfel.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Extraportfel.pl is an online financial services website operated by AvaFin Poland sp. z o.o., specializing in short-term payday loans ranging from 500 PLN to 12,000 PLN with a 30-day repayment period. The company positions itself as a convenient and fast lender for Polish consumers, offering a fully online application and approval process. The website features a loan calculator, customer reviews, and comprehensive legal disclosures, indicating a mature digital presence in the Polish finance market. Technically, the site is built on WordPress with common plugins for SEO, forms, and analytics, and integrates third-party services such as Google Tag Manager and Genesys Messenger for customer engagement. Security posture is generally good with HTTPS enforced and cookie consent mechanisms in place, though some security headers are not explicitly detected. The absence of WHOIS data from the registry is a notable gap but is partially offset by transparent business information and positive customer feedback. Overall, the site demonstrates a solid business and technical foundation with room for security enhancements.

Detected Technologies

WordPressYoast SEOContact Form 7Google Tag ManagerGenesys MessengerTrustindex.io reviews widgetjQuery

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

2 findings

73/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Extraportfel.pl operates in the competitive Polish payday loan market, targeting consumers needing quick access to cash with minimal formalities. The business model relies on online loan applications, creditworthiness assessments, and rapid fund transfers. Positive customer reviews and clear legal disclosures enhance credibility. The company leverages digital marketing and analytics tools to optimize customer acquisition and retention. The partnership with portal.extraportfel.pl for user management indicates a modular service architecture. Growth potential exists given the demand for short-term credit, but regulatory compliance and security remain critical. The company’s transparent data protection officer contact and privacy policy reflect awareness of GDPR requirements. No explicit certifications or security policies were found, suggesting an area for strategic improvement.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

AvaFin Poland sp. z o.o.

Registration Number:

0000453034

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and uses secure form plugins, which are positive security indicators. Cookie consent and privacy policies are implemented, supporting compliance. However, the lack of explicit security headers such as Content-Security-Policy and X-Frame-Options could expose the site to certain web-based attacks. No vulnerabilities or malware were detected in the content. The absence of a published security policy or incident response contact limits transparency in security governance. The missing WHOIS data reduces trust slightly but does not directly impact technical security. Recommendations include adding security headers, conducting regular security audits, and publishing incident response procedures to enhance security maturity.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

AvaFin Poland sp. z o.o.

Description:

Pożyczki chwilówki Extraportfel.pl, udzielamy pożyczek gotówkowych na okres 30 dni i na kwotę od 500 zł do 12 000 zł. W pełni online.

Key Services:
Short-term loans up to 12,000 PLNOnline loan application and approvalLoan repayment services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressYoast SEOContact Form 7Google Tag ManagerGenesys MessengerTrustindex.io reviews widgetjQuery
Frameworks:
WordPress theme Lendon 2
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent implemented
  • No exposed sensitive data in HTML
  • Secure forms with Contact Form 7

Analytics & Tracking

Services:
Google Analytics (via Google Tag Manager)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Marketing Tools:
Trustindex.ioGenesys Messenger
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and interactive loan calculator

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

73/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf_pl.creamfinance.com include:_spf.jupiter.salesmanago.pl include:_spf.mail03-userengage.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:dmarc@vercom.pl

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

57/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 79 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
10 years(mature)
Expiry Risk
low(expired)

DNS Records

A Records:141.193.213.20, 141.193.213.21
Name Servers:
albert.ns.cloudflare.comDNS only
leanna.ns.cloudflare.comDNS only
MX Records:
0: extraportfel-pl.mail.protection.outlook.com
SOA:Serial: 2378313224, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:56ms

SPF Analysis

SPF Record:
v=spf1 include:_spf_pl.creamfinance.com include:_spf.jupiter.salesmanago.pl include:_spf.mail03-userengage.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does extraportfel.pl compare?

See how extraportfel.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS using the Lendon 2 theme and integrates several plugins including Yoast SEO and Contact Form 7. It uses Google Tag Manager for analytics and tracking, and Genesys Messenger for customer support. The site loads multiple external scripts and fonts, which may impact performance but are standard for modern websites. Mobile optimization is good, and SEO practices are well implemented with meta tags and structured data. Hosting provider details are not explicitly found. Performance is moderate, with potential improvements in script loading and caching. The site uses a cookie consent banner and manages cookies via a dedicated cookie manager script. Overall, the technical infrastructure is solid but could benefit from enhanced security configurations and performance tuning.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainextraportfel.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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