Is fermoycreditunion.ie Safe? Security Analysis for Synergy Credit Union Ltd
http://fermoycreditunion.ieCheck if fermoycreditunion.ie is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Synergy Credit Union Ltd is a well-established financial cooperative serving members primarily in Fermoy, Watergrasshill, and Cork City, Ireland. The organization offers a range of financial products including loans, savings accounts, current accounts, and financial planning services. Positioned as a trusted local credit union regulated by the Central Bank of Ireland, it targets community members seeking affordable and flexible financial solutions. The website reflects a professional and consistent brand image with clear navigation and relevant content tailored to its audience. Technically, the site employs modern web technologies such as jQuery, Bootstrap, Leaflet.js for mapping, and integrates analytics and marketing tools like Google Analytics, Facebook Pixel, and Cookiebot for privacy compliance. The CMS identified is Umbraco, indicating a robust content management infrastructure. Security posture is strong with HTTPS enforced, appropriate security headers, and no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with comprehensive cookie consent mechanisms and a clear privacy policy. Overall, the website demonstrates a mature digital presence with good performance and user experience, supporting the credit union's business objectives effectively.
Detected Technologies
9 urgent findings need attention
3 critical · 6 high
- + 1 more findings in the full report below
Keep fermoycreditunion.ie under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
3 findings
75/100
GDPR Compliance
2 findings
63/100
NIS2 Compliance
9 findings
0/100
Email Security
5 findings
60/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The credit union operates in the finance sector, focusing on community banking services. Its business model revolves around member deposits and loan issuance, with additional services like financial planning and insurance offerings. The presence of multiple branches and a mobile app indicates a medium-sized organization with regional reach. The company leverages partnerships with major platforms for analytics and marketing but maintains direct control over its core services. The website content and structure suggest a customer-centric approach with emphasis on transparency, regulatory compliance, and community engagement. Growth indicators include active news updates, promotional campaigns like bursaries and climate action funds, and digital onboarding options. The social media ecosystem is well integrated, enhancing outreach and member interaction.
Extracted Contact Information
Marketing Intelligence Data
Security Posture Analysis
Comprehensive Security Assessment
Security maturity is solid, with HTTPS and multiple security headers implemented, reducing risks of common web attacks. The use of CSRF tokens and secure cookie practices further strengthen defenses. No incident response or security policy pages were found, indicating an area for improvement in transparency and readiness. The cookie consent mechanism is robust, supporting GDPR compliance. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. The integration of third-party scripts is standard but should be regularly audited to mitigate supply chain risks. Overall, the security posture aligns with industry best practices for financial institutions of this size and scope.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy and incident response page to enhance transparency and preparedness.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Synergy Credit Union Ltd
Synergy Credit Union with offices in Fermoy, Watergrasshill and Cork City. Offers flexible unsecured loans from car loans to home renovations up to €100,000.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Cookie consent with opt-in/out
- CSRF token usage (__RequestVerificationToken cookie)
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well maintained
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Weak Referrer-Policy configuration
LOWCurrent value: "no-referrer-when-downgrade"
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does fermoycreditunion.ie compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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