Is ferratumgroup.com Safe? Security Analysis for Multitude
http://ferratumgroup.comCheck if ferratumgroup.com is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Multitude is a Nordic-born European fintech company providing digital financial services across nearly 20 countries. It operates through three main business units focusing on consumer banking, SME banking, and wholesale banking. The company emphasizes growth enablement for fintech businesses and maintains a strong investor relations presence with comprehensive ESG reporting. Technically, the website uses a mature tech stack including jQuery, Bootstrap, and various analytics and marketing tools, hosted on a Sitecore CMS platform. Security posture is good with HTTPS and cookie consent mechanisms, though some improvements are recommended such as updating legacy libraries and adding security headers. Overall, the website is professional, well-branded, and trustworthy, with moderate tracking and good privacy compliance.
Detected Technologies
8 urgent findings need attention
3 critical · 5 high
Keep ferratumgroup.com under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
1 finding
0/100
GDPR Compliance
4 findings
43/100
NIS2 Compliance
9 findings
0/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Multitude positions itself as a growth platform for fintech success stories, leveraging internal business units and external partnerships. Its business model focuses on enabling financial businesses to scale efficiently with tech and regulatory support. The company targets consumers, SMEs, wholesale clients, investors, and job seekers. It has a solid market position with two decades of experience and a medium-sized footprint. The presence of ESG reports and investor-focused content indicates a mature corporate governance and transparency approach. The company uses third-party services for investor relations and HR management, indicating a well-integrated ecosystem.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a good security baseline with HTTPS enabled and cookie consent mechanisms that comply with GDPR. Tracking scripts like Google Analytics, Facebook Pixel, and Hotjar are used with opt-in attributes, reflecting privacy awareness. However, the use of an outdated jQuery version could expose the site to known vulnerabilities. The absence of explicit security policies, incident response contacts, and vulnerability disclosure pages suggests room for improvement in transparency and readiness. Security headers are not visibly configured, which could enhance protection against common web attacks. No exposed sensitive data or critical vulnerabilities were detected in the HTML content.
Strategic Recommendations
Priority Actions for Security Improvement
Update jQuery and other JavaScript libraries to the latest secure versions to mitigate known vulnerabilities.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Multitude
Multitude is a Nordic-born, European provider of digital financial services operating in nearly 20 countries. It has two decades of experience in building and scaling financial technology and aims to become the most valued financial ecosystem. The company operates three internal business units: Ferratum (consumer banking), CapitalBox (SME banking), and Multitude Bank (wholesale banking).
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enabled
- Cookie consent mechanism implemented
- Google Tag Manager and Facebook Pixel scripts loaded with opt-in data attributes
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed with clear navigation and consistent branding.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does ferratumgroup.com compare?
ferratumgroup.com scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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