Skip to main content

Is figure.com a Scam? Security Check Results - Figure Lending LLC dba Figure

figure.com Security Report Summary

figure.com received a security score of 76 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Figure Lending LLC dba Figure's website security posture. Figure Lending LLC dba Figure operates in the Finance industry in United States.

Figure Lending LLC, operating as Figure, is a leading non-bank lender specializing in Home Equity Lines of Credit (HELOC) and related financial products. Positioned as America's #1 Non-Bank HELOC Lender, Figure leverages advanced technology platforms to provide fast, efficient, and flexible lending solutions to homeowners and small businesses. Their online application process, combined with AI-powered underwriting and partnerships with OpenAI and Google Gemini, enables rapid approvals and funding, enhancing customer experience and operational efficiency. Technically, Figure's website is built using modern frameworks such as React and Astro, supported by a robust content management system (DatoCMS) and integrated with industry-standard tools like Google Tag Manager and OneTrust for analytics and privacy compliance. The site demonstrates excellent mobile optimization, accessibility, and SEO practices, reflecting a mature digital infrastructure. From a security perspective, the website enforces HTTPS, implements key security headers, and provides a comprehensive cookie consent mechanism. While explicit security policies and incident response contacts are not publicly detailed, the overall security posture is strong with no evident vulnerabilities or exposed sensitive data. Overall, Figure presents a professional, trustworthy, and technologically advanced online presence, well-aligned with its market leadership in the HELOC space. Strategic recommendations include publishing dedicated security and incident response policies and enhancing transparency around vulnerability disclosures to further strengthen trust and compliance.

The security scan identified 22 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Astro, Google Tag Manager, OneTrust Cookie Consent, Lottie Animations, Google Fonts.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

figure.com favicon

Is figure.com Safe? Security Analysis for Figure Lending LLC dba Figure

https://figure.com

Check if figure.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
ReactAstroGoogle Tag ManagerOneTrust Cookie ConsentLottie Animations+1 more
Analyzed 6/17/2025Completed 10:07:15 PM9mo ago
76
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for figure.com

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainfigure.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Figure Lending LLC, operating as Figure, is a leading non-bank lender specializing in Home Equity Lines of Credit (HELOC) and related financial products. Positioned as America's #1 Non-Bank HELOC Lender, Figure leverages advanced technology platforms to provide fast, efficient, and flexible lending solutions to homeowners and small businesses. Their online application process, combined with AI-powered underwriting and partnerships with OpenAI and Google Gemini, enables rapid approvals and funding, enhancing customer experience and operational efficiency. Technically, Figure's website is built using modern frameworks such as React and Astro, supported by a robust content management system (DatoCMS) and integrated with industry-standard tools like Google Tag Manager and OneTrust for analytics and privacy compliance. The site demonstrates excellent mobile optimization, accessibility, and SEO practices, reflecting a mature digital infrastructure. From a security perspective, the website enforces HTTPS, implements key security headers, and provides a comprehensive cookie consent mechanism. While explicit security policies and incident response contacts are not publicly detailed, the overall security posture is strong with no evident vulnerabilities or exposed sensitive data. Overall, Figure presents a professional, trustworthy, and technologically advanced online presence, well-aligned with its market leadership in the HELOC space. Strategic recommendations include publishing dedicated security and incident response policies and enhancing transparency around vulnerability disclosures to further strengthen trust and compliance.

Detected Technologies

ReactAstroGoogle Tag ManagerOneTrust Cookie ConsentLottie AnimationsGoogle Fonts

6 urgent findings need attention

6 high

Continuous monitoring

Keep figure.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for figure.com.

Security Headers

3 findings

70/100

GDPR Compliance

1 finding

88/100

NIS2 Compliance

7 findings

25/100

Email Security

4 findings

80/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Figure operates in the finance sector, focusing on home equity lending with a technology-driven business model. Their competitive advantage lies in fast approval and funding processes, enabled by AI and digital platforms. The company targets homeowners, small business owners, and financial partners, offering products like HELOC, DSCR loans, cash-out refinancing, and crypto-backed loans. Their partnership ecosystem includes lenders, brokers, banks, and affiliates, enhancing market reach. Trust indicators such as BBB accreditation and strong Trustpilot ratings support their credibility. The company emphasizes transparency with detailed disclaimers and a comprehensive privacy framework, positioning itself as a reliable and innovative player in the financial services market.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

Figure's security maturity is high, with enforced HTTPS, comprehensive security headers, and a robust cookie consent mechanism compliant with GDPR. No critical vulnerabilities or exposed sensitive data were detected in the website content. However, the absence of a dedicated security policy page and incident response contact details indicates room for improvement in transparency and readiness. The use of modern frameworks and regular updates likely contribute to a secure environment. Compliance with privacy regulations is evident, but explicit documentation of data protection officer contacts and vulnerability disclosure policies is lacking. Overall, the security posture supports business continuity and customer trust but would benefit from enhanced public security governance disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Figure Lending LLC dba Figure

Description:

Figure offers Home Equity Line of Credit (HELOC) products to help customers with home renovations, debt consolidation, and other financial needs. They provide fast approval and funding, leveraging technology for efficiency.

Key Services:
Home Equity Line of Credit (HELOC)DSCR LoanCash-Out RefinanceCrypto-Backed LoanPartnership Ecosystem
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactAstroGoogle Tag ManagerOneTrust Cookie ConsentLottie AnimationsGoogle Fonts
Frameworks:
ReactAstro
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Use of CSP
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Tag ManagerDatadog (InitDatadog component)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Ad Manager
Tracking Pixels:
OneTrust
Marketing Tools:
OneTrust Cookie Consent
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and interactive elements.

Get this report delivered to your inbox

Receive a summary of the figure.com security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Need this report as a PDF?

Download the complete figure.com security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:_spf.sparkpostmail.com include:_spf.intacct.com include:_spf.psm.knowbe4.com include:mail.zendesk.com include:spf.salesforce.com ip4:35.80.141.6 ip4:44.229.121.55 ~all
DNS Lookups:6/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:k2(1416-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:emailreports@figure.com
Forensic Reports:emailreports@figure.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 57 days

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
29 years(mature)
Expiry Risk
none(649 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:34.160.235.105
Name Servers:
ns-cloud-c1.googledomains.com
ns-cloud-c2.googledomains.com
ns-cloud-c3.googledomains.com
ns-cloud-c4.googledomains.com
MX Records:
1: aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt2.aspmx.l.google.com
5: alt1.aspmx.l.google.com
10: alt3.aspmx.l.google.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:40ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:_spf.sparkpostmail.com include:_spf.intacct.com include:_spf.psm.knowbe4.com include:mail.zendesk.com include:spf.salesforce.com ip4:35.80.141.6 ip4:44.229.121.55 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does figure.com compare?

figure.com scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website employs a modern technology stack including React and Astro frameworks, integrated with DatoCMS for content management. It uses Google Tag Manager and OneTrust for analytics and privacy management, respectively. The site is well-optimized for performance and mobile responsiveness, with fast loading times and good SEO practices. The use of Lottie animations and advanced UI components indicates a high level of technical sophistication. Hosting appears to be via a CDN with Google infrastructure, ensuring scalability and reliability. No technical debt or legacy technology indicators were found, suggesting a well-maintained and modern infrastructure that supports the company's digital business objectives.
Professional PDF & Marketing Data

Download the figure.com report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainfigure.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Want OffSeq to fix this?

Book a 30-minute remediation call

Our security engineers can resolve the high-severity findings identified in this report — from SSL misconfigurations and missing headers to compliance gaps and infrastructure hardening.

OffSeq provides end-to-end cybersecurity services: penetration testing, vulnerability remediation, compliance consulting, and continuous monitoring. View all services

Scan your own website

Liked the figure.com report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about figure.com

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website