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Is finance-monthly.com a Scam? Security Check Results - Finance Monthly

finance-monthly.com Security Report Summary

finance-monthly.com received a security score of 55 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Finance Monthly's website security posture. Finance Monthly operates in the Finance industry in N/a.

Finance Monthly is a specialized online media platform delivering news, analysis, and insights focused on personal finance, money management, and investing. The site targets everyday consumers seeking to improve their financial literacy and investment strategies. It operates primarily as a content publisher with revenue streams from advertising and affiliate marketing, positioning itself as a niche player in the finance media sector. The website is professionally designed with clear navigation and a consistent brand identity, supported by active social media channels and contact information. Technically, the site is built on WordPress using the Oxygen Builder framework, leveraging modern web technologies such as Google Fonts, Google Tag Manager, and Moosend for email marketing. Performance and mobile optimization are good, though accessibility features are basic. The site uses HTTPS with a strong SSL configuration but lacks some advanced security headers and cookie consent mechanisms, which could be improved for better privacy compliance. From a security perspective, the site shows good practices like HTTPS enforcement and no visible sensitive data exposure. However, the absence of security headers and a vulnerability disclosure policy indicates room for enhancement. The WHOIS data is missing or unavailable, which raises some concerns about domain legitimacy, although the active and professional nature of the website mitigates this risk somewhat. Overall, Finance Monthly presents a credible and useful resource for personal finance information, but it should address privacy compliance and security best practices to strengthen trust and regulatory adherence.

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Oxygen Builder, Google Fonts, Google Tag Manager, Moosend Tracking, MGID Ads, Google Adsense.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is finance-monthly.com Safe? Security Analysis for Finance Monthly

https://finance-monthly.com

Check if finance-monthly.com is a scam or legitimate. Free security scan and reviews.

FinanceN/asmall
WordPressOxygen BuilderGoogle FontsGoogle Tag ManagerMoosend Tracking+2 more
Analyzed 10/21/2025Completed 1:25:16 AM6mo ago
55
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainfinance-monthly.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Finance Monthly is a specialized online media platform delivering news, analysis, and insights focused on personal finance, money management, and investing. The site targets everyday consumers seeking to improve their financial literacy and investment strategies. It operates primarily as a content publisher with revenue streams from advertising and affiliate marketing, positioning itself as a niche player in the finance media sector. The website is professionally designed with clear navigation and a consistent brand identity, supported by active social media channels and contact information. Technically, the site is built on WordPress using the Oxygen Builder framework, leveraging modern web technologies such as Google Fonts, Google Tag Manager, and Moosend for email marketing. Performance and mobile optimization are good, though accessibility features are basic. The site uses HTTPS with a strong SSL configuration but lacks some advanced security headers and cookie consent mechanisms, which could be improved for better privacy compliance. From a security perspective, the site shows good practices like HTTPS enforcement and no visible sensitive data exposure. However, the absence of security headers and a vulnerability disclosure policy indicates room for enhancement. The WHOIS data is missing or unavailable, which raises some concerns about domain legitimacy, although the active and professional nature of the website mitigates this risk somewhat. Overall, Finance Monthly presents a credible and useful resource for personal finance information, but it should address privacy compliance and security best practices to strengthen trust and regulatory adherence.

Detected Technologies

WordPressOxygen BuilderGoogle FontsGoogle Tag ManagerMoosend TrackingMGID AdsGoogle Adsense

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

30/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

6 findings

47/100

Email Security

6 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Finance Monthly occupies a niche in the personal finance media market, targeting consumers interested in money management and investing. Its competitive advantage lies in providing curated news, expert insights, and practical advice tailored to everyday users. The business model relies on content publishing supported by advertising and affiliate partnerships, including links to legal and financial services. The presence of a parent company, Universal Media 365, suggests a broader media network backing. Growth indicators include active content updates, social media engagement, and diversified content categories such as fintech, crypto, and net worth profiles. Strategic partnerships with marketing and affiliate platforms enhance revenue potential. The company appears focused on expanding its digital footprint and audience reach within the finance information sector.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enabled and no obvious exposure of sensitive information. However, the lack of key security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection reduces its defense-in-depth posture. No vulnerability disclosure or incident response policies are published, limiting transparency and preparedness for security incidents. Cookie consent mechanisms are absent, which may lead to GDPR compliance gaps. The use of third-party tracking and advertising scripts introduces potential privacy risks that should be managed carefully. Overall, while no critical vulnerabilities are evident, the site would benefit from implementing additional security controls and formal policies to enhance its security culture and compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection to mitigate common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Finance Monthly

Description:

Finance Monthly is a a go-to resource tailored for everyday consumers seeking clarity and guidance in personal finance, money management, and smart investing.

Key Services:
News articlesCommentaryIn-depth financial analysisAdvertising opportunitiesNewsletter
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressOxygen BuilderGoogle FontsGoogle Tag ManagerMoosend TrackingMGID AdsGoogle Adsense
Frameworks:
Oxygen Builder
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager for analytics

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
MGIDGoogle Adsense
Tracking Pixels:
Moosend
Marketing Tools:
Moosend email marketing
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is fully accessible with rich content and no blocking detected

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

47/100
Score

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DMARC reporting

LOW

DMARC aggregate reports not configured

Weak DKIM Key

HIGH

DKIM selector 'dkim' uses 384-bit key

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a ip4:185.132.40.146 ip4:95.215.227.152 ip4:51.38.148.136/32 ip4:54.38.197.180/32 ip4:54.38.197.182/32 ip4:54.38.197.183/32 ip4:54.38.197.184/32 ip4:54.38.197.185/32 ip4:54.38.197.186/32 ip4:54.38.197.187/32 ip4:149.56.86.128/32 ip4:149.56.86.130/3 2 ip4:149.56.86.131/32 ip4:51.222.126.168/32 ip4:51.222.126.170/32 ip4:51.222.126.171/32 ip4:149.202.26.128/32 ip4:149.202.26.129/32 ip4:149.202.26.130/32 ip4:149.202.26.131/32 ip4:37.187.152.25 ip4:95.215.227.49 ip4:185.132.39.11 ip4:185.132.37.248 ip4:9 5.215.227.26 ip4:91.232.125.59 ip4:91.232.125.69 ip4:91.232.124.26 ip4:91.232.125.237 ip4:95.215.227.193 ip4:91.232.124.184 ip4:212.48.93.183 ip4:91.232.124.10 ip4:91.232.124.11 ip4:95.215.226.247 ip4:91.232.124.15 ip4:91.232.124.16 ip4:91.232.124.19 ip4: 139.99.208.210 include:spf.protection.outlook.com include:spfa.mailendo.com include:spf.mailjet.com -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:k2(1416-bit rsa)
Selector:selector1(1296-bit rsa)
Selector:dkim(384-bit rsa)
DMARC Details
Policy:none

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 82 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
15 years(mature)
Expiry Risk
low(expired)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:138.68.133.21
Name Servers:
patryk.ns.cloudflare.com
thea.ns.cloudflare.com
MX Records:
10: financemonthly-com01i.mail.protection.outlook.com
SOA:Serial: 2385757834, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:148ms

SPF Analysis

SPF Record:
v=spf1 a ip4:185.132.40.146 ip4:95.215.227.152 ip4:51.38.148.136/32 ip4:54.38.197.180/32 ip4:54.38.197.182/32 ip4:54.38.197.183/32 ip4:54.38.197.184/32 ip4:54.38.197.185/32 ip4:54.38.197.186/32 ip4:54.38.197.187/32 ip4:149.56.86.128/32 ip4:149.56.86.130/3 2 ip4:149.56.86.131/32 ip4:51.222.126.168/32 ip4:51.222.126.170/32 ip4:51.222.126.171/32 ip4:149.202.26.128/32 ip4:149.202.26.129/32 ip4:149.202.26.130/32 ip4:149.202.26.131/32 ip4:37.187.152.25 ip4:95.215.227.49 ip4:185.132.39.11 ip4:185.132.37.248 ip4:9 5.215.227.26 ip4:91.232.125.59 ip4:91.232.125.69 ip4:91.232.124.26 ip4:91.232.125.237 ip4:95.215.227.193 ip4:91.232.124.184 ip4:212.48.93.183 ip4:91.232.124.10 ip4:91.232.124.11 ip4:95.215.226.247 ip4:91.232.124.15 ip4:91.232.124.16 ip4:91.232.124.19 ip4: 139.99.208.210 include:spf.protection.outlook.com include:spfa.mailendo.com include:spf.mailjet.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

40/100
Score

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does finance-monthly.com compare?

See how finance-monthly.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a WordPress CMS platform using the Oxygen Builder framework, which provides flexible design capabilities. It integrates Google Fonts for typography and Google Tag Manager for analytics management. Email marketing is handled via Moosend, and advertising is served through MGID and Google Adsense networks. The site loads scripts asynchronously to optimize performance, and images are appropriately sized for responsive design. However, there is no explicit hosting provider information detected. Performance is moderate with good mobile optimization but basic accessibility. SEO is supported by proper meta tags, Open Graph, and JSON-LD structured data. Technical debt appears low, but security and privacy implementations could be modernized to align with best practices.
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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainfinance-monthly.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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