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Is finchpay.io a Scam? Security Check Results - UAB FINCH TECHNOLOGIES

finchpay.io Security Report Summary

finchpay.io received a security score of 72 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers UAB FINCH TECHNOLOGIES's website security posture. UAB FINCH TECHNOLOGIES operates in the Finance industry in Lithuania.

FinchPay is a Lithuania-based cryptocurrency exchange platform founded in 2021, offering secure and reliable services for buying and selling cryptocurrencies for fiat currencies. The company operates under EU regulation with Virtual Asset Service Provider registration, serving over 100 countries and supporting more than 20 cryptocurrencies. Their business model focuses on providing fast, convenient crypto transactions with integrated payment methods including bank cards and alternative options. The platform targets institutional and professional clients, emphasizing compliance, security, and user experience. Technically, FinchPay employs a modern technology stack including React and Next.js, hosted with Cloudflare DNS and CDN services. The website is fast, mobile-optimized, and well-structured with good SEO and accessibility features. Analytics are implemented via Google Tag Manager, and the site integrates third-party widgets for currency calculations and crypto transactions. From a security perspective, FinchPay enforces HTTPS, uses clientTransferProhibited domain status, and integrates automated KYC/AML verification for transactions exceeding 500 EUR. While explicit security headers are not fully confirmed, the platform uses recognized anti-fraud and anti-money laundering solutions. No critical vulnerabilities or suspicious activities were detected. The domain WHOIS data shows privacy protection typical for fintech startups, with registration consistent with the company’s founding date and business claims. Overall, FinchPay presents a professional, trustworthy, and compliant cryptocurrency exchange service with strong EU regulatory backing. Recommendations include enabling DNSSEC, publishing a security policy or incident response page, and adding a vulnerability disclosure mechanism to further enhance security posture and transparency.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Cloudflare DNS, Google Tag Manager, Custom JavaScript widgets.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is finchpay.io Safe? Security Analysis for UAB FINCH TECHNOLOGIES

https://finchpay.io

Check if finchpay.io is a scam or legitimate. Free security scan and reviews.

FinanceLithuaniasmall
ReactNext.jsCloudflare DNSGoogle Tag ManagerCustom JavaScript widgets
Analyzed 9/7/2025Completed 10:44:06 AM7mo ago
72
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainfinchpay.io
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

FinchPay is a Lithuania-based cryptocurrency exchange platform founded in 2021, offering secure and reliable services for buying and selling cryptocurrencies for fiat currencies. The company operates under EU regulation with Virtual Asset Service Provider registration, serving over 100 countries and supporting more than 20 cryptocurrencies. Their business model focuses on providing fast, convenient crypto transactions with integrated payment methods including bank cards and alternative options. The platform targets institutional and professional clients, emphasizing compliance, security, and user experience. Technically, FinchPay employs a modern technology stack including React and Next.js, hosted with Cloudflare DNS and CDN services. The website is fast, mobile-optimized, and well-structured with good SEO and accessibility features. Analytics are implemented via Google Tag Manager, and the site integrates third-party widgets for currency calculations and crypto transactions. From a security perspective, FinchPay enforces HTTPS, uses clientTransferProhibited domain status, and integrates automated KYC/AML verification for transactions exceeding 500 EUR. While explicit security headers are not fully confirmed, the platform uses recognized anti-fraud and anti-money laundering solutions. No critical vulnerabilities or suspicious activities were detected. The domain WHOIS data shows privacy protection typical for fintech startups, with registration consistent with the company’s founding date and business claims. Overall, FinchPay presents a professional, trustworthy, and compliant cryptocurrency exchange service with strong EU regulatory backing. Recommendations include enabling DNSSEC, publishing a security policy or incident response page, and adding a vulnerability disclosure mechanism to further enhance security posture and transparency.

Detected Technologies

ReactNext.jsCloudflare DNSGoogle Tag ManagerCustom JavaScript widgets

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

FinchPay positions itself as a secure and EU-regulated cryptocurrency exchange targeting institutional and professional clients globally. Its competitive advantages include regulatory compliance, a broad range of supported cryptocurrencies and fiat currencies, and multiple payment methods. The business model revolves around transaction fees and payment processing services. The company demonstrates growth potential through continuous addition of new coins and expansion of payment options. Partnerships with exchange aggregators and media platforms enhance its market presence. The company maintains a small size with focused operations in Lithuania and Poland, leveraging technology to deliver fast and reliable crypto transactions.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

UAB FINCH TECHNOLOGIES

Registration Number:

306113100

Security Posture Analysis

Comprehensive Security Assessment

FinchPay exhibits a mature security posture with enforced HTTPS, clientTransferProhibited domain status, and integration of third-party anti-fraud and AML solutions. Automated KYC/AML verification for transactions above 500 EUR adds a layer of compliance and fraud prevention. However, explicit security headers like X-Frame-Options and X-Content-Type-Options are not clearly present, and no public security or incident response policies were found. The absence of a vulnerability disclosure program or security.txt file indicates room for improvement in transparency and community engagement. Overall, the platform is secure but could enhance its security communication and DNS security by enabling DNSSEC.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC to improve DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

UAB FINCH TECHNOLOGIES

Description:

FinchPay offers a secure and reliable solution for buying and selling cryptocurrencies for fiat currencies.

Key Services:
Buy and sell cryptocurrenciesPayment processing via bank cards and alternative methodsOver-the-counter (OTC) tradingCryptocurrency wallet integration
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsCloudflare DNSGoogle Tag ManagerCustom JavaScript widgets
Frameworks:
Next.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • ClientTransferProhibited domain status
  • EU regulatory compliance
  • Automated KYC/AML verification for transactions > 500 EUR
  • Use of third-party anti-fraud and anti-money laundering solutions

Analytics & Tracking

Services:
Google Analytics (via Google Tag Manager)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=0; includeSubDomains"

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:info@finchpay.io
Forensic Reports:info@finchpay.io

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 59 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:finchpay.io
Issuer:WE1
Valid Until:11/5/2025 (59 days)
SANs:finchpay.io, *.finchpay.io

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
4 years(established)
Expiry Risk
low(expired)
Protection Level
basicDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:172.67.73.234, 104.26.10.15, 104.26.11.15
AAAA Records:2606:4700:20::ac43:49ea, 2606:4700:20::681a:b0f, 2606:4700:20::681a:a0f
Name Servers:
brady.ns.cloudflare.com
kristina.ns.cloudflare.com
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2381137282, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:84ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does finchpay.io compare?

See how finchpay.io stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern React and Next.js framework, ensuring server-side rendering and good SEO performance. Hosting and DNS are managed via Cloudflare, providing CDN and security benefits. The site loads quickly and is mobile-optimized with responsive design. Analytics are implemented through Google Tag Manager, and external widgets are used for currency calculations and crypto transactions. No CMS is detected, indicating a custom-built platform. The technical infrastructure is robust with minimal technical debt, though enabling DNSSEC and enhancing security headers would further strengthen the platform.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainfinchpay.io
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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