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Is fmfib.bg a Scam? Security Check Results - Фонд мениджър на финансови инструменти в България ЕАД

fmfib.bg Security Report Summary

fmfib.bg received a security score of 49 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Фонд мениджър на финансови инструменти в България ЕАД's website security posture. Фонд мениджър на финансови инструменти в България ЕАД operates in the Finance industry in Bulgaria.

Фонд мениджър на финансови инструменти в България ЕАД е специализирано държавно дружество, създадено от Министерски съвет за управление на финансови инструменти, финансирани от Европейските структурни и инвестиционни фондове. Компанията обслужва широк спектър от клиенти, включително частен бизнес, публичен сектор и финансови институции, като предоставя микрокредити, гаранционни схеми и инвестиции в иновации и дигитализация. Тя заема ключова позиция в българския пазар на финансови инструменти, подпомагайки устойчив икономически растеж и регионално развитие. Техническата инфраструктура на сайта е базирана на модерни уеб технологии като Bootstrap, jQuery и Google Tag Manager, осигуряващи добра производителност и мобилна оптимизация. Сайтът използва HTTPS и включва защитни механизми като Google reCAPTCHA, но липсват някои важни сигурностни заглавки и политики за поверителност и бисквитки. Въпреки това, бизнес информацията е ясна и подкрепена от официални партньорства и социални медии, което повишава доверието. Общата оценка на сайта е добра, с препоръки за подобряване на политиките за поверителност, сигурността и видимостта на контактната информация.

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Bootstrap, Owl Carousel, Google reCAPTCHA, Facebook SDK, Google Tag Manager, Font Awesome, Ionic Icons, FloatThead.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is fmfib.bg Safe? Security Analysis for Фонд мениджър на финансови инструменти в България ЕАД

https://fmfib.bg

Check if fmfib.bg is a scam or legitimate. Free security scan and reviews.

FinanceBulgariamedium
jQueryBootstrapOwl CarouselGoogle reCAPTCHAFacebook SDK+4 more
Analyzed 7/15/2025Completed 5:58:05 AM8mo ago
49
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Фонд мениджър на финансови инструменти в България ЕАД е специализирано държавно дружество, създадено от Министерски съвет за управление на финансови инструменти, финансирани от Европейските структурни и инвестиционни фондове. Компанията обслужва широк спектър от клиенти, включително частен бизнес, публичен сектор и финансови институции, като предоставя микрокредити, гаранционни схеми и инвестиции в иновации и дигитализация. Тя заема ключова позиция в българския пазар на финансови инструменти, подпомагайки устойчив икономически растеж и регионално развитие. Техническата инфраструктура на сайта е базирана на модерни уеб технологии като Bootstrap, jQuery и Google Tag Manager, осигуряващи добра производителност и мобилна оптимизация. Сайтът използва HTTPS и включва защитни механизми като Google reCAPTCHA, но липсват някои важни сигурностни заглавки и политики за поверителност и бисквитки. Въпреки това, бизнес информацията е ясна и подкрепена от официални партньорства и социални медии, което повишава доверието. Общата оценка на сайта е добра, с препоръки за подобряване на политиките за поверителност, сигурността и видимостта на контактната информация.

Detected Technologies

jQueryBootstrapOwl CarouselGoogle reCAPTCHAFacebook SDKGoogle Tag ManagerFont AwesomeIonic IconsFloatThead

13 urgent findings need attention

1 critical · 12 high

  • + 5 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

50/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Фондът е държавна институция, която управлява финансови инструменти, насочени към подкрепа на българската икономика чрез европейски програми. Той има силна мрежа от партньори, включително министерства, финансови посредници и инвестиционни фондове. Бизнес моделът е базиран на администриране на публични средства чрез финансови инструменти като кредити и инвестиции, насочени към различни сектори и целеви групи. Пазарната позиция е стабилна, като организацията е ключов играч в управлението на европейски фондове в България. Сайтът демонстрира професионализъм и ангажираност към прозрачност чрез публикуване на новини, отчети и партньорства. Въпреки това, липсата на някои политики и контактна информация може да ограничи пълната прозрачност и доверие.

Security Posture Analysis

Comprehensive Security Assessment

Сайтът използва HTTPS и включва основни защитни механизми като Google reCAPTCHA за защита на формите. Въпреки това, липсват важни HTTP заглавки за сигурност, които биха подобрили защитата срещу атаки като clickjacking и MIME sniffing. Няма публично достъпна политика за сигурност или план за реакция при инциденти, което е препоръчително за институция с държавен характер. Не са открити уязвимости или експлоатирани библиотеки в предоставения код. Препоръчва се добавяне на security.txt и подобряване на видимостта на контактите за сигурност. Общата сигурност е добра, но с потенциал за подобрение.

Strategic Recommendations

Priority Actions for Security Improvement

1

Добавяне и конфигуриране на ключови HTTP security headers като Content-Security-Policy, X-Frame-Options, X-Content-Type-Options и Strict-Transport-Security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Фонд мениджър на финансови инструменти в България ЕАД

Description:

Фонд мениджър на финансови инструменти в България ЕАД е специализирано държавно търговско дружество, създадено от Министерски съвет за управление на финансови инструменти, предвидени за изпълнение по програми, съфинансирани от Европейските структурни и инвестиционни фондове (ЕСИФ).

Key Services:
финансови инструменти за микрокредитигаранционни схемикредити за градско развитиеинвестиции в иновации и дигитализация
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryBootstrapOwl CarouselGoogle reCAPTCHAFacebook SDKGoogle Tag ManagerFont AwesomeIonic IconsFloatThead
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Google reCAPTCHA implemented on forms
  • Facebook SDK loaded asynchronously

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Facebook SDK
Marketing Tools:
Facebook SDK
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

50/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, Cloudflare

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:smtp-out.spf.superhosting.bg +a +mx +ip4:185.45.66.21 +ip4:185.45.67.21 +include:spf.protection.outlook.com +include:mio.spf.superhosting.bg -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:default(1416-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

4 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:185.45.66.98
Name Servers:
ns215.superhosting.bgDNS only
ns216.superhosting.bgDNS only
MX Records:
0: mail.fmfib.bg
SOA:Serial: 2024070901, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:194ms

SPF Analysis

SPF Record:
v=spf1 include:smtp-out.spf.superhosting.bg +a +mx +ip4:185.45.66.21 +ip4:185.45.67.21 +include:spf.protection.outlook.com +include:mio.spf.superhosting.bg -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does fmfib.bg compare?

fmfib.bg scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Сайтът използва съвременни и широко разпространени технологии като Bootstrap за отзивчив дизайн, jQuery за динамични елементи и Google Tag Manager за аналитика. Използването на CDN за библиотеки подобрява производителността. Въпреки това, липсват някои модерни практики за оптимизация на достъпността и сигурността. Структурата на сайта е ясна и навигацията е интуитивна. Няма индикации за технически дълг или остарели компоненти, но липсата на някои SEO и accessibility подобрения може да бъде адресирана. Общата техническа инфраструктура е стабилна и подходяща за целите на организацията.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainfmfib.bg
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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