Is folksam.se Safe? Security Analysis for Folksam
http://folksam.seCheck if folksam.se is a scam or legitimate. Free security scan and reviews.
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Folksam is a leading Swedish insurance and financial services company specializing in home and car insurance, as well as savings and pension products. The website clearly targets private customers with a comprehensive offering of insurance types and financial products. The company holds a strong market position in Sweden, insuring the largest number of homes and a significant number of vehicles. The digital infrastructure is modern, leveraging Next.js, React, Azure CDN, and Adobe Launch for analytics and tag management, complemented by OneTrust for cookie consent management. The site is well-optimized for mobile and accessibility, providing a professional user experience with clear navigation and rich content. Security posture is strong with HTTPS enforced and cookie consent mechanisms in place, though some security headers and explicit security policies are not visible. Overall, the site demonstrates a mature digital presence with good privacy compliance and trustworthy business information.
Detected Technologies
12 urgent findings need attention
4 critical · 8 high
- + 4 more findings in the full report below
Keep folksam.se under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
45/100
GDPR Compliance
4 findings
15/100
NIS2 Compliance
8 findings
5/100
Email Security
4 findings
80/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Folksam operates in the finance sector, focusing on insurance and savings products for both private individuals and businesses. The business model revolves around risk pooling and financial product offerings, including home, vehicle, personal, and business insurance, alongside pension and savings plans. The company leverages partnerships for secure login portals and news dissemination. The website content and structure reflect a customer-centric approach with extensive product information and support services. The presence of multiple language options and social media channels indicates a broad customer engagement strategy. The domain registration data aligns with the company's Swedish identity, reinforcing legitimacy and trust.
Security Posture Analysis
Comprehensive Security Assessment
The website employs HTTPS with a strong SSL configuration, ensuring encrypted communication. Cookie consent is managed via OneTrust, providing granular user control over tracking and marketing cookies. Adobe Analytics and Microsoft Clarity are used for user behavior analysis, with anonymization practices mentioned. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident, and no dedicated security policy or incident response contact information is published. The absence of a vulnerability disclosure or security.txt file suggests room for improvement in transparency and security communication.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and enforce comprehensive security headers such as CSP, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Folksam
Folksam försäkrar flest hem och 900 000 bilar i Sverige. Utöver försäkringar erbjuder vi sparande- och pensionsprodukter.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Cookie consent banner with granular controls
- No exposed sensitive data in HTML
- Use of modern JavaScript frameworks
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Facebook, LinkedIn, YouTube, Google APIs
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Complex SPF record
LOWToo many include statements can cause lookup limits
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does folksam.se compare?
See how folksam.se stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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