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Is generali-zame.si a Scam? Security Check Results - GENERALI zavarovalnica d.d.

generali-zame.si Security Report Summary

generali-zame.si received a security score of 56 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers GENERALI zavarovalnica d.d.'s website security posture. GENERALI zavarovalnica d.d. operates in the Finance industry in Slovenia.

Generali ZAME is a loyalty and benefits program operated by GENERALI zavarovalnica d.d., a major insurance provider in Slovenia and part of the Generali Group. The website offers a comprehensive platform promoting health, wellness, and lifestyle benefits alongside insurance-related discounts. The program targets Slovenian residents interested in insurance and healthy living, providing a mobile app and various partner discounts. Technically, the site is built on Liferay CMS with modern JavaScript libraries and frameworks, ensuring a responsive and accessible user experience. Security posture is strong with HTTPS, cookie consent, and secure authentication via the REKONO system, though some security headers could be explicitly enhanced. Overall, the website is professional, trustworthy, and compliant with GDPR and cookie regulations.

The security scan identified 33 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery 3.7.1, Bootstrap, Swiper.js, Google Tag Manager, Liferay Portal, React, Clay UI.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is generali-zame.si Safe? Security Analysis for GENERALI zavarovalnica d.d.

https://generali-zame.si

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FinanceSlovenialarge
jQuery 3.7.1BootstrapSwiper.jsGoogle Tag ManagerLiferay Portal+2 more
Analyzed 10/18/2025Completed 3:02:11 AM5mo ago
56
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaingenerali-zame.si
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Generali ZAME is a loyalty and benefits program operated by GENERALI zavarovalnica d.d., a major insurance provider in Slovenia and part of the Generali Group. The website offers a comprehensive platform promoting health, wellness, and lifestyle benefits alongside insurance-related discounts. The program targets Slovenian residents interested in insurance and healthy living, providing a mobile app and various partner discounts. Technically, the site is built on Liferay CMS with modern JavaScript libraries and frameworks, ensuring a responsive and accessible user experience. Security posture is strong with HTTPS, cookie consent, and secure authentication via the REKONO system, though some security headers could be explicitly enhanced. Overall, the website is professional, trustworthy, and compliant with GDPR and cookie regulations.

Detected Technologies

jQuery 3.7.1BootstrapSwiper.jsGoogle Tag ManagerLiferay PortalReactClay UI

13 urgent findings need attention

1 critical · 12 high

  • + 5 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

45/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business operates in the finance sector, specifically insurance, leveraging a loyalty program to enhance customer engagement and retention. The program offers insurance discounts, health tips, and partner benefits in tourism and sports, appealing to a broad demographic in Slovenia. The domain age and WHOIS data align with the business's recent launch in 2021. The company maintains a strong brand presence with consistent logos, testimonials, and clear contact information. Partnerships with Generali Group and integration with REKONO for secure login indicate a mature ecosystem. Marketing and analytics are handled via Google Tag Manager, supporting moderate user tracking for improved service delivery.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, cookie consent mechanisms, and secure login via REKONO. No exposed sensitive data or vulnerable libraries were detected. However, explicit security headers like X-Frame-Options and X-Content-Type-Options are not clearly present and should be implemented to mitigate clickjacking and MIME sniffing risks. There is no visible security policy or incident response contact, and no security.txt file was found, which could improve transparency and vulnerability handling. Overall, the site balances user privacy and security well but could enhance formal security documentation and header implementation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and verify security headers such as X-Frame-Options and X-Content-Type-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

GENERALI zavarovalnica d.d.

Description:

Program prednosti ZAME - vaš partner za zdrav življenjski slog in doživetja - od aktivnega oddiha do vikend pobega. Članstvo je brezplačno. Spodbujajo in nagrajujejo aktivno preživljanje prostega časa, skrb za zdravje ter uživanje v ugodnostih in zavarovalnih prednostih.

Key Services:
Insurance discounts and benefitsHealth and wellness tipsPartner discounts in tourism, sports, healthcare, leisureMobile application for membersLoyalty points and rewards
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 3.7.1BootstrapSwiper.jsGoogle Tag ManagerLiferay PortalReactClay UI
Frameworks:
LiferayBootstrap
Platforms:
Liferay DXP
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of secure authentication via REKONO system
  • No vulnerable libraries detected

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and interactive features

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

45/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DMARC reporting

LOW

DMARC aggregate reports not configured

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:reject
Subdomain Policy:reject

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
4 years(established)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:195.149.94.86
Name Servers:
ns1-08.azure-dns.com
ns2-08.azure-dns.net
ns3-08.azure-dns.org
ns4-08.azure-dns.info
SOA:Serial: 2025060201, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:58ms

SPF Analysis

SPF Record:
v=spf1 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does generali-zame.si compare?

See how generali-zame.si stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on the Liferay platform, utilizing modern front-end technologies including jQuery, Bootstrap, React, and Swiper.js for interactive components. Hosting is supported by Azure DNS services, indicating reliable infrastructure. The site is mobile-optimized with responsive design and accessibility features. Performance is moderate, with combined and minified resources served via Liferay's combo handler. SEO is supported by proper meta tags and Open Graph data. The technical stack is modern and well-integrated, though continuous monitoring for library updates and performance optimization is recommended to maintain high standards.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaingenerali-zame.si
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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