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Is gio.com.au a Scam? Security Check Results - GIO

gio.com.au Security Report Summary

gio.com.au received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers GIO's website security posture. GIO operates in the Finance industry in Australia.

GIO is a well-established Australian insurance provider offering a broad range of insurance products including car, home, business, and compulsory third-party insurance. The company operates under the Suncorp Group umbrella and targets both individual consumers and businesses within Australia. Their website reflects a mature digital presence with comprehensive product information, customer self-service options, and strong branding consistency. The site is designed to facilitate easy access to quotes, claims, and policy management, supporting a customer-centric business model focused on convenience and trust. Technically, the website leverages modern web technologies including Adobe Experience Manager CMS, Material-UI components, and integrates multiple analytics and marketing tools such as Adobe Analytics, Google Tag Manager, and Facebook Pixel. The site is mobile-optimized, accessible, and performs moderately well, indicating a robust digital infrastructure. Security practices include HTTPS enforcement, multi-factor authentication for account protection, and no visible exposure of sensitive data, although explicit security policies and incident response contacts are not prominently published. Overall, the security posture is strong with good adherence to privacy and cookie policies, reflecting compliance with GDPR and Australian privacy regulations. The domain registration is privacy-protected but consistent with legitimate business practices. No critical vulnerabilities or suspicious patterns were detected. The website is safe for general audiences and maintains high trustworthiness through transparent policies and professional content. Strategic recommendations include publishing a dedicated security policy and incident response information, enhancing transparency around vulnerability disclosures, and continuous monitoring of third-party scripts to mitigate potential risks. These steps will further strengthen customer trust and regulatory compliance.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, jQuery, Adobe Analytics, Google Tag Manager, Facebook Pixel, Ensighten Tag Management, React (Mui components), Lazy loading images.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

gio.com.au favicon

Is gio.com.au Safe? Security Analysis for GIO

https://gio.com.au

Check if gio.com.au is a scam or legitimate. Free security scan and reviews.

FinanceAustralialarge
JavaScriptjQueryAdobe AnalyticsGoogle Tag ManagerFacebook Pixel+3 more
Analyzed 7/6/2025Completed 1:50:40 AM9mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

GIO is a well-established Australian insurance provider offering a broad range of insurance products including car, home, business, and compulsory third-party insurance. The company operates under the Suncorp Group umbrella and targets both individual consumers and businesses within Australia. Their website reflects a mature digital presence with comprehensive product information, customer self-service options, and strong branding consistency. The site is designed to facilitate easy access to quotes, claims, and policy management, supporting a customer-centric business model focused on convenience and trust. Technically, the website leverages modern web technologies including Adobe Experience Manager CMS, Material-UI components, and integrates multiple analytics and marketing tools such as Adobe Analytics, Google Tag Manager, and Facebook Pixel. The site is mobile-optimized, accessible, and performs moderately well, indicating a robust digital infrastructure. Security practices include HTTPS enforcement, multi-factor authentication for account protection, and no visible exposure of sensitive data, although explicit security policies and incident response contacts are not prominently published. Overall, the security posture is strong with good adherence to privacy and cookie policies, reflecting compliance with GDPR and Australian privacy regulations. The domain registration is privacy-protected but consistent with legitimate business practices. No critical vulnerabilities or suspicious patterns were detected. The website is safe for general audiences and maintains high trustworthiness through transparent policies and professional content. Strategic recommendations include publishing a dedicated security policy and incident response information, enhancing transparency around vulnerability disclosures, and continuous monitoring of third-party scripts to mitigate potential risks. These steps will further strengthen customer trust and regulatory compliance.

Detected Technologies

JavaScriptjQueryAdobe AnalyticsGoogle Tag ManagerFacebook PixelEnsighten Tag ManagementReact (Mui components)Lazy loading images

6 urgent findings need attention

6 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

7 findings

29/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

GIO holds a significant position in the Australian insurance market as part of the Suncorp Group. Their competitive advantage lies in a wide product portfolio, strong brand recognition, and a customer-focused digital platform. Revenue streams are primarily from insurance premiums across personal and commercial lines. The target customer segments include private vehicle owners, homeowners, small to medium businesses, and employers requiring workers compensation. Growth indicators include digital self-service enhancements and multi-channel marketing strategies. Partnerships with repair networks and disability sports organizations enhance brand reputation and community engagement. Operationally, GIO demonstrates a mature ecosystem with integrated online services and customer support, positioning it well for sustained market presence.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with enforced HTTPS, multi-factor authentication options, and no evident exposure of sensitive information in the HTML content. The use of reputable analytics and tag management platforms is balanced with privacy compliance measures including cookie consent and detailed privacy policies. However, the absence of a publicly accessible security policy and incident response contact details represents a gap in transparency. No vulnerabilities or outdated libraries were detected in the provided content. The security culture appears proactive but could benefit from enhanced communication of security practices and vulnerability disclosure mechanisms to build further trust and readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive security policy page detailing security controls and practices.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

GIO

Description:

GIO is a leading provider of insurance products such as: car, home, CTP in NSW and ACT, boat, caravan, travel, commercial, public liability and workers compensation

Key Services:
Car InsuranceHome InsuranceBusiness InsuranceCTP InsuranceWorkers CompensationPublic Liability
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryAdobe AnalyticsGoogle Tag ManagerFacebook PixelEnsighten Tag ManagementReact (Mui components)Lazy loading images
Frameworks:
Adobe Experience Manager (AEM)Material-UI (Mui)
Platforms:
Web
Performance:

moderate

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Multi-factor authentication offered
  • No exposed sensitive data in HTML
  • Secure login and payment pages
  • Use of Adobe and Google analytics with consent

Analytics & Tracking

Services:
Adobe AnalyticsGoogle AnalyticsGoogle Tag ManagerFacebook Analytics
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google AdsFacebook AdsAdgile Media
Tracking Pixels:
Facebook PixelSpotify PixelAdobe Analytics
Marketing Tools:
Adobe AnalyticsEnsighten Tag Management
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well maintained

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15768000; includeSubdomains;"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

29/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:%{i}._ip.%{h}._ehlo.%{d}._spf.vali.email include:spf.protection.outlook.com include:au._netblocks.mimecast.com include:cust-spf.exacttarget.com -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_agg@vali.email

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Protection Level
strongDNSSEC OFF

DNS Records

A Records:45.60.11.44, 45.60.101.44
Name Servers:
udns1.cscdns.net
udns2.cscdns.uk
MX Records:
10: au-smtp-inbound-2.mimecast.com
10: au-smtp-inbound-1.mimecast.com
SOA:Serial: 47957, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:55ms

SPF Analysis

SPF Record:
v=spf1 include:%{i}._ip.%{h}._ehlo.%{d}._spf.vali.email include:spf.protection.outlook.com include:au._netblocks.mimecast.com include:cust-spf.exacttarget.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does gio.com.au compare?

See how gio.com.au stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager CMS, utilizing Material-UI React components for UI consistency. It integrates multiple analytics and marketing tools including Adobe Analytics, Google Tag Manager, and Facebook Pixel, indicating a sophisticated data collection and marketing infrastructure. The site is mobile responsive with good accessibility features and SEO optimization. Performance is moderate, likely influenced by the number of third-party scripts and rich content. Technical risks include dependency on multiple external domains and scripts which require ongoing security monitoring. The infrastructure appears modern and scalable, supporting a large enterprise insurance business with complex product offerings and customer interactions.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaingio.com.au
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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