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Is gjensidige.lv a Scam? Security Check Results - ADB „Gjensidige”

gjensidige.lv Security Report Summary

gjensidige.lv received a security score of 77 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ADB „Gjensidige”'s website security posture. ADB „Gjensidige” operates in the Finance industry in Latvia.

ADB „Gjensidige” operates the website www.gjensidige.lv as a Latvian insurance provider offering online insurance services focused on health, property, and peace of mind. The website targets Latvian-speaking customers and provides a streamlined online experience for purchasing insurance policies. The company appears to be a regional subsidiary or affiliate of the larger Gjensidige Forsikring ASA group, a well-known Nordic insurance company. The site is professionally designed with consistent branding and clear navigation, supporting a medium-sized business presence in the Latvian insurance market. Technically, the website employs modern web technologies including JavaScript, Google Tag Manager, Google Analytics, Hotjar, and Cookiebot for consent management. The backend likely uses ASP.NET technology as indicated by session cookies. The site is served over HTTPS with good SSL configuration and includes accessibility features and SEO optimizations. Performance is moderate, with room for improvement in security headers and explicit security policies. From a security perspective, the site enforces HTTPS, uses cookie consent with granular controls, and implements CSRF protection tokens. However, it lacks explicit security headers like Content-Security-Policy and does not publish a security.txt or incident response contacts. No vulnerabilities or suspicious patterns were detected in the content. Privacy compliance is strong with detailed cookie declarations and GDPR-aligned consent mechanisms. Overall, the website presents a trustworthy and professional front for an insurance company with good privacy and security practices. The absence of WHOIS data limits domain registration trust analysis, but the site’s content and external references support legitimacy. Strategic improvements include enhancing security headers, publishing vulnerability disclosure information, and providing clearer contact details for security and privacy inquiries.

The security scan identified 20 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Google Tag Manager, Google Analytics, Hotjar, Cookiebot, ASP.NET (implied by ASP.NET_SessionId cookie).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is gjensidige.lv Safe? Security Analysis for ADB „Gjensidige”

https://www.gjensidige.lv

Check if gjensidige.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviamedium
JavaScriptGoogle Tag ManagerGoogle AnalyticsHotjarCookiebot+1 more
Analyzed 7/30/2025Completed 6:08:08 PM8mo ago
77
Security Score
LOW RISK

Below Finance avg (78)

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ADB „Gjensidige” operates the website www.gjensidige.lv as a Latvian insurance provider offering online insurance services focused on health, property, and peace of mind. The website targets Latvian-speaking customers and provides a streamlined online experience for purchasing insurance policies. The company appears to be a regional subsidiary or affiliate of the larger Gjensidige Forsikring ASA group, a well-known Nordic insurance company. The site is professionally designed with consistent branding and clear navigation, supporting a medium-sized business presence in the Latvian insurance market. Technically, the website employs modern web technologies including JavaScript, Google Tag Manager, Google Analytics, Hotjar, and Cookiebot for consent management. The backend likely uses ASP.NET technology as indicated by session cookies. The site is served over HTTPS with good SSL configuration and includes accessibility features and SEO optimizations. Performance is moderate, with room for improvement in security headers and explicit security policies. From a security perspective, the site enforces HTTPS, uses cookie consent with granular controls, and implements CSRF protection tokens. However, it lacks explicit security headers like Content-Security-Policy and does not publish a security.txt or incident response contacts. No vulnerabilities or suspicious patterns were detected in the content. Privacy compliance is strong with detailed cookie declarations and GDPR-aligned consent mechanisms. Overall, the website presents a trustworthy and professional front for an insurance company with good privacy and security practices. The absence of WHOIS data limits domain registration trust analysis, but the site’s content and external references support legitimacy. Strategic improvements include enhancing security headers, publishing vulnerability disclosure information, and providing clearer contact details for security and privacy inquiries.

Detected Technologies

JavaScriptGoogle Tag ManagerGoogle AnalyticsHotjarCookiebotASP.NET (implied by ASP.NET_SessionId cookie)

5 urgent findings need attention

5 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

90/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

8 findings

17/100

Email Security

2 findings

87/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Gjensidige Latvija is positioned as a key player in the Latvian insurance sector, leveraging the brand strength of the Gjensidige group. The business model focuses on direct online sales of insurance policies, targeting individual consumers seeking health, property, and personal accident insurance. The company benefits from partnerships with major analytics and marketing platforms, enabling data-driven customer engagement and targeted advertising. Growth indicators include the use of advanced consent management and analytics tools, reflecting digital maturity. The company’s ecosystem includes integration with Google, Facebook, Hotjar, and Adform, supporting marketing and customer insights. No explicit revenue or financial data is available, but the professional web presence and compliance posture suggest a stable medium-sized enterprise with potential for expansion in the Baltic region.

Security Posture Analysis

Comprehensive Security Assessment

The security posture of www.gjensidige.lv is solid with mandatory HTTPS enforcement and cookie consent mechanisms that comply with GDPR. The presence of CSRF tokens indicates attention to common web security threats. However, the site could improve by implementing additional HTTP security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to mitigate risks like clickjacking and MIME sniffing. The lack of a published security policy or incident response contact reduces transparency and readiness for vulnerability reporting. No evidence of exposed sensitive data or vulnerable libraries was found. Overall, the site demonstrates a mature security culture appropriate for a financial services provider but should enhance transparency and header configurations to further reduce risk.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive HTTP security headers including Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ADB „Gjensidige”

Description:

Gjensidige aprošināšanas kompānija pasargās Tevi ikdienā un parūpēsies par tavu veselību, īpašumu un sirdsmieru! Noformē polisi ātri un ērti mājaslapā.

Key Services:
Health insuranceProperty insurancePeace of mind insurance policies
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerGoogle AnalyticsHotjarCookiebotASP.NET (implied by ASP.NET_SessionId cookie)
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • CSRF protection cookie (__RequestVerificationToken)

Analytics & Tracking

Services:
Google AnalyticsHotjarSitecore Engagement Analytics
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google AdsAdformMeta Platforms
Tracking Pixels:
Facebook PixelHotjar
Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Weak X-XSS-Protection configuration

LOW

Current value: "0"

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

87/100
Score

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:185.168.122.75 ip4:185.168.122.76 ip4:213.190.53.35 ip4:193.23.59.155 ip4:195.12.181.100 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:0bf697573d91412e9b526490dbbdfb26@dmarc-reports.cloudflare.net
Forensic Reports:postmaster@gjensidige.lv

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

65/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 80 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:gjensidige.lv
Issuer:WE1
Valid Until:10/20/2025 (80 days)
SANs:gjensidige.lv, *.gjensidige.lv

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DNS Records

A Records:104.26.6.60, 104.26.7.60, 172.67.71.93
AAAA Records:2606:4700:20::681a:63c, 2606:4700:20::ac43:475d, 2606:4700:20::681a:73c
Name Servers:
barbara.ns.cloudflare.comDNS only
zeus.ns.cloudflare.comDNS only
MX Records:
10: gjensidige-lv.mail.protection.outlook.com
SOA:Serial: 2378667325, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:72ms

SPF Analysis

SPF Record:
v=spf1 ip4:185.168.122.75 ip4:185.168.122.76 ip4:213.190.53.35 ip4:193.23.59.155 ip4:195.12.181.100 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does gjensidige.lv compare?

See how gjensidige.lv stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack with client-side JavaScript frameworks and third-party integrations for analytics and marketing. The backend is likely ASP.NET based, inferred from session cookies. The site loads CSS and fonts efficiently with preconnect and preload hints. Google Tag Manager and Cookiebot scripts are asynchronously loaded to optimize performance. Accessibility features such as skip-to-content links and ARIA roles are implemented, enhancing usability. SEO is supported by meta tags and Open Graph properties. Performance is moderate, with potential improvements in caching and resource optimization. The absence of a detected CMS suggests a custom or proprietary platform. Hosting provider details are not explicit in the content. Overall, the technical infrastructure supports a professional and compliant online insurance service.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaingjensidige.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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