Is grandcredit.lv Safe? Security Analysis for AS "Grand Credit"
http://grandcredit.lvCheck if grandcredit.lv is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Grand Credit is a Latvian financial services company specializing in secured loans against real estate collateral, including mortgages, business loans, and refinancing options. The company targets both private individuals and businesses within Latvia, offering a range of credit products with competitive interest rates starting from 4% annually. The website presents a professional and consistent brand image, providing comprehensive contact details and company registration information, which supports its credibility in the local market. Technically, the website employs modern web technologies including Google Maps API for location services and uses standard web components such as Bootstrap Carousel and jQuery. The site is mobile-optimized and provides a good user experience with clear navigation and relevant content. However, there is no evidence of advanced security headers or analytics tools, and no explicit cookie consent mechanism is present despite having a privacy and cookie policy page. From a security perspective, the site uses HTTPS and secure forms for data collection, but lacks visible security headers and incident response information. The absence of WHOIS data due to query limits restricts full domain legitimacy verification, but the available business information and website content suggest a legitimate and established entity. Overall, the security posture is moderate with room for improvement in transparency and technical safeguards. The overall risk assessment is low to moderate, with recommendations to enhance security headers, implement explicit cookie consent, and publish security policies to improve trust and compliance. The website is suitable for its target audience and maintains a professional online presence consistent with its business operations.
Detected Technologies
10 urgent findings need attention
10 high
- + 2 more findings in the full report below
Keep grandcredit.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
25/100
GDPR Compliance
3 findings
68/100
NIS2 Compliance
9 findings
2/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Grand Credit operates in the Latvian finance sector, focusing on secured lending products primarily backed by real estate collateral. Its diversified loan portfolio includes universal business loans, microloans for debt consolidation, mortgage loans, and refinancing programs. The company appears to have a stable market position with a physical office in Riga and a clear legal identity. Revenue streams likely derive from interest on loans and associated financial services. The target customer segments include private individuals seeking home-related loans and businesses requiring development financing. The website's multilingual support (Latvian and Russian) indicates an inclusive approach to the local market. There is no indication of partnerships or subsidiaries from the website content. Growth indicators include a range of loan products and online consultation forms facilitating customer engagement.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
AS "Grand Credit"
LV50003952521
50003952521
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a basic to moderate security maturity level. HTTPS is enforced, and forms require mandatory fields, reducing some risk of injection or malformed input. However, the absence of security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces protection against common web attacks. No incident response or security contact information is published, limiting transparency and preparedness. The site does not appear to use third-party analytics or tracking that could introduce vulnerabilities, but also lacks advanced security monitoring. GDPR compliance is partially addressed through a privacy policy, but cookie consent mechanisms are missing. Overall, the security posture is adequate for a financial services website but requires enhancements to meet higher compliance and security standards.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including CSP, HSTS, and X-Frame-Options to mitigate common web vulnerabilities.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
AS "Grand Credit"
Kredīts un aizdevums pret dzīvokļa ķīlu (vai cita nekustamā īpašuma) Rīgā, GRAND CREDIT. Ienesīgs naudas aizdevumi un pārkreditācija. Gūt labumu no kredīta kalkulatoru kredīta pret dzīvokļa ķīlu.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Secure forms with required fields
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 69 days
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Service Exposed: SSH
MEDIUMPort 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
How does grandcredit.lv compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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