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Is handelsbanken.no a Scam? Security Check Results - Handelsbanken

handelsbanken.no Security Report Summary

handelsbanken.no received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Handelsbanken's website security posture. Handelsbanken operates in the Finance industry in Norway.

Handelsbanken is a well-established personal and private banking institution operating primarily in Norway, with strong ties to its parent company Svenska Handelsbanken AB (publ). The website emphasizes personalized advisory services without sales targets, positioning itself as a trusted and stable bank with Europe's safest commercial bank ranking and the highest customer satisfaction in Norway. The digital presence is modern, mobile-optimized, and content-rich, targeting private banking customers seeking reliable financial services. Technically, the site uses modern JavaScript frameworks and Adobe Analytics for user insights, with good SEO and accessibility practices. Security posture is strong with HTTPS and cookie consent mechanisms, though explicit security headers and vulnerability disclosure are absent. WHOIS data is unavailable due to Norid's privacy policies, but the domain's legitimacy is supported by consistent branding and external references.

The security scan identified 21 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Adobe Analytics, BankID integration.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is handelsbanken.no Safe? Security Analysis for Handelsbanken

https://handelsbanken.no

Check if handelsbanken.no is a scam or legitimate. Free security scan and reviews.

FinanceNorwaylarge
JavaScriptAdobe AnalyticsBankID integration
Analyzed 11/1/2025Completed 1:28:46 PM4mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Handelsbanken is a well-established personal and private banking institution operating primarily in Norway, with strong ties to its parent company Svenska Handelsbanken AB (publ). The website emphasizes personalized advisory services without sales targets, positioning itself as a trusted and stable bank with Europe's safest commercial bank ranking and the highest customer satisfaction in Norway. The digital presence is modern, mobile-optimized, and content-rich, targeting private banking customers seeking reliable financial services. Technically, the site uses modern JavaScript frameworks and Adobe Analytics for user insights, with good SEO and accessibility practices. Security posture is strong with HTTPS and cookie consent mechanisms, though explicit security headers and vulnerability disclosure are absent. WHOIS data is unavailable due to Norid's privacy policies, but the domain's legitimacy is supported by consistent branding and external references.

Detected Technologies

JavaScriptAdobe AnalyticsBankID integration

7 urgent findings need attention

7 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

85/100

GDPR Compliance

1 finding

80/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

72/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Handelsbanken holds a strong market position in the Norwegian banking sector, leveraging its reputation as Europe's safest commercial bank and having the most satisfied customers. Its business model focuses on personalized banking services including loans, savings, pensions, and private banking. The company benefits from a global parent company network with country-specific partner sites enhancing its reach. Revenue streams likely include interest income, asset management fees, and advisory services. The target customer segment is private individuals and high-net-worth clients in Norway. Growth indicators include recent strategic hires and content updates emphasizing customer education and trust. The partnership ecosystem includes multiple country-specific Handelsbanken domains, reinforcing brand consistency and service localization.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, cookie consent mechanisms, and no visible exposure of sensitive data or vulnerable libraries. However, the absence of explicit security headers such as Content-Security-Policy and lack of a public security policy or vulnerability disclosure page indicate areas for improvement. No incident response contacts or security-specific communication channels are provided. Compliance with GDPR is evident through comprehensive privacy and cookie policies. Overall, the security culture appears strong but could benefit from enhanced transparency and formalized vulnerability management disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish comprehensive security headers including Content-Security-Policy, X-Content-Type-Options, and Strict-Transport-Security to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Handelsbanken

Description:

Handelsbanken er en personlig bank som gir deg de rådene og løsningene som er best for deg. Banken fokuserer på personlig rådgivning uten bonus eller salgsmål, og har Norges mest fornøyde bankkunder ifølge Norsk Kundebarometer 2025.

Key Services:
Loans (Boliglån, Billån, Fritidslån)Savings (Sparekontoer, Fond, Aksjer)Pension servicesPrivate bankingMobile and online banking
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptAdobe AnalyticsBankID integration
Frameworks:
Emotion CSS-in-JS
Performance:

moderate

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent modal with options
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Adobe Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Adobe Analytics
Marketing Tools:
Adobe Analytics
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and no blocking detected.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

80/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

72/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:212.18.128.128/25 ip4:146.192.49.128/25 ip4:153.110.241.224/28 ip4:194.68.56.55 ip4:193.53.88.29 -all
DNS Lookups:1/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:csirt@handelsbanken.se
Forensic Reports:handelsbanken@ruf.netcraft.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Registration Details

Domain Age
13 years(mature)

DNS Records

A Records:192.176.124.131
Name Servers:
a.dns.tele2.netDNS only
b.dns.tele2.netDNS only
c.dns.tele2.netDNS only
ns1.handelsbanken.seDNS only
ns2.handelsbanken.seDNS only
ns3.handelsbanken.seDNS only
MX Records:
10: mx.handelsbanken.se
10: mx2.handelsbanken.se
SOA:Serial: 2013125834, TTL: 900s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:73ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:212.18.128.128/25 ip4:146.192.49.128/25 ip4:153.110.241.224/28 ip4:194.68.56.55 ip4:193.53.88.29 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does handelsbanken.no compare?

See how handelsbanken.no stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern web technologies including JavaScript frameworks (likely React), Emotion CSS-in-JS for styling, and Adobe Analytics for tracking. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with preloading of key resources and deferred script loading. No CMS is explicitly detected. Hosting provider details are not disclosed. The site uses canonical URLs and hreflang tags for SEO optimization. Technical risks are minimal, but the lack of explicit security headers and vulnerability disclosure mechanisms represent potential areas of technical debt and modernization opportunity.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainhandelsbanken.no
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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