Is hnb.hr Safe? Security Analysis for Hrvatska narodna banka
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Hrvatska narodna banka (HNB) is the central bank of the Republic of Croatia, responsible for monetary policy, financial stability, banking supervision, and currency issuance. The website serves as an official portal providing comprehensive information about the bank's functions, regulatory framework, statistics, publications, and consumer protection. It targets a broad audience including the general public, financial institutions, and government entities. The site is well-structured and professionally maintained, reflecting the bank's authoritative position in the Croatian financial sector. Technically, the website is built on the Liferay CMS platform, utilizing modern JavaScript frameworks such as React and Alloy UI. It employs Google Tag Manager for analytics and tracking, and the site is optimized for both desktop and mobile devices with a moderate performance profile. Accessibility and SEO practices are basic but adequate for the target audience. From a security perspective, the site enforces HTTPS, includes standard security headers, and avoids exposing sensitive data. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are not publicly documented, representing areas for improvement. Privacy and cookie policies are present and indicate GDPR compliance, with consent mechanisms implemented. Overall, the website demonstrates a strong business credibility and security posture appropriate for a national central bank. Strategic recommendations include publishing detailed security and incident response policies, enhancing accessibility features, and maintaining regular audits of third-party scripts to ensure ongoing security and compliance.
Detected Technologies
12 urgent findings need attention
1 critical · 11 high
- + 4 more findings in the full report below
Keep hnb.hr under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
45/100
GDPR Compliance
4 findings
25/100
NIS2 Compliance
9 findings
2/100
Email Security
1 finding
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
HNB holds a critical position as Croatia's central bank, overseeing monetary policy, financial system stability, and banking supervision. Its business model is centered on regulatory authority and public service rather than commercial profit. The website reflects this by providing extensive regulatory, statistical, and educational content. The bank's long domain history and official .hr domain reinforce its market position and trustworthiness. The absence of commercial advertising and affiliate programs aligns with its government entity status. The site supports transparency and public engagement through detailed publications and open consultations, indicating a mature governance approach. Partnerships with European and international financial institutions are implied through content but not explicitly linked. The bank's digital presence is focused on information dissemination and regulatory compliance, targeting financial professionals, institutions, and the general public. Growth indicators include expanding digital content and integration of modern web technologies. The partnership ecosystem is primarily governmental and regulatory, with no commercial subsidiaries or related domains detected.
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a mature security posture with enforced HTTPS, appropriate security headers, and no visible exposure of sensitive information. The use of nonce attributes in scripts and content security policies suggests attention to cross-site scripting mitigation. However, the lack of publicly available security policies, incident response contacts, and vulnerability disclosure programs indicates gaps in transparency and preparedness communication. No vulnerable or outdated libraries were detected in the provided HTML content. Privacy compliance is well addressed with GDPR-aligned policies and cookie consent mechanisms. The site does not appear to use aggressive user tracking, limiting privacy risks. Overall, the security maturity is strong but could benefit from enhanced documentation and user-facing security information.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page detailing security practices and standards.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Hrvatska narodna banka
Web stranica Hrvatske narodne banke, središnje banke Republike Hrvatske
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- Use of nonce in scripts
- No visible vulnerable libraries detected
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and maintained by a government entity
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, health, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
SPF Details
DMARC Details
MTA-STS Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does hnb.hr compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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PDF Report & Export
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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