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Is hypotecnikalkulacka.cz a Scam? Security Check Results - Hypo na míru s.r.o.

hypotecnikalkulacka.cz Security Report Summary

hypotecnikalkulacka.cz received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Hypo na míru s.r.o.'s website security posture. Hypo na míru s.r.o. operates in the Finance industry in Czech Republic.

Hypo na míru s.r.o. operates the website www.hypotecnikalkulacka.cz, providing mortgage calculation and comparison services targeted at consumers in the Czech Republic. The site offers tools to estimate loan amounts and monthly payments, helping users compare mortgage options. The business positions itself as a niche financial advisory and comparison platform with a clear focus on mortgage products. The website is well-branded and integrates social media channels to enhance user engagement. Technically, the website is built on WordPress and leverages modern analytics and marketing technologies including Google Analytics, Google Tag Manager, Microsoft Application Insights, Datadog RUM, and Cookiebot for cookie consent management. The site is mobile-optimized with good SEO practices and structured data enhancing search visibility. Performance is moderate, with room for optimization. From a security perspective, the site enforces HTTPS and uses reCAPTCHA to protect forms. Cookie consent is implemented with granular user controls. However, explicit security headers are not clearly detected, and no published security or incident response policies are found. The absence of WHOIS data for the domain raises concerns about domain registration transparency, although the website content and structured data suggest a legitimate business. Overall, the website presents a professional and trustworthy front for mortgage comparison services but would benefit from improved transparency in domain registration, explicit privacy and security policies, and enhanced security header implementation to strengthen its security posture and compliance stance.

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Rank Math SEO plugin, Google reCAPTCHA, Google Tag Manager, Google Analytics, Microsoft Power BI (implied by cookies), Datadog RUM, Microsoft Application Insights, Cookiebot.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is hypotecnikalkulacka.cz Safe? Security Analysis for Hypo na míru s.r.o.

https://hypotecnikalkulacka.cz

Check if hypotecnikalkulacka.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republicsmall
WordPressRank Math SEO pluginGoogle reCAPTCHAGoogle Tag ManagerGoogle Analytics+4 more
Analyzed 7/11/2025Completed 12:52:01 PM8mo ago
66
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainhypotecnikalkulacka.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Hypo na míru s.r.o. operates the website www.hypotecnikalkulacka.cz, providing mortgage calculation and comparison services targeted at consumers in the Czech Republic. The site offers tools to estimate loan amounts and monthly payments, helping users compare mortgage options. The business positions itself as a niche financial advisory and comparison platform with a clear focus on mortgage products. The website is well-branded and integrates social media channels to enhance user engagement. Technically, the website is built on WordPress and leverages modern analytics and marketing technologies including Google Analytics, Google Tag Manager, Microsoft Application Insights, Datadog RUM, and Cookiebot for cookie consent management. The site is mobile-optimized with good SEO practices and structured data enhancing search visibility. Performance is moderate, with room for optimization. From a security perspective, the site enforces HTTPS and uses reCAPTCHA to protect forms. Cookie consent is implemented with granular user controls. However, explicit security headers are not clearly detected, and no published security or incident response policies are found. The absence of WHOIS data for the domain raises concerns about domain registration transparency, although the website content and structured data suggest a legitimate business. Overall, the website presents a professional and trustworthy front for mortgage comparison services but would benefit from improved transparency in domain registration, explicit privacy and security policies, and enhanced security header implementation to strengthen its security posture and compliance stance.

Detected Technologies

WordPressRank Math SEO pluginGoogle reCAPTCHAGoogle Tag ManagerGoogle AnalyticsMicrosoft Power BI (implied by cookies)Datadog RUMMicrosoft Application InsightsCookiebot

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

20/100

GDPR Compliance

1 finding

88/100

NIS2 Compliance

9 findings

2/100

Email Security

1 finding

80/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company targets the Czech mortgage market, providing consumers with tools to calculate and compare mortgage loans. Its competitive advantage lies in specialized financial content and integration with multiple social media platforms. The business model appears to be content-driven, possibly monetized through affiliate links or advertising. The presence of advanced analytics and marketing tools indicates a data-driven approach to user engagement and conversion optimization. Partnerships with related finance sites like www.hyponamiru.cz suggest an ecosystem approach. Growth potential exists in expanding financial advisory content and enhancing user trust through compliance and security improvements.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enforcement and use of reCAPTCHA to mitigate automated abuse. Cookie consent mechanisms comply with GDPR principles, offering users control over tracking categories. However, the lack of visible security headers such as Content-Security-Policy and X-Frame-Options is a gap. No incident response or security policy information is published, limiting transparency. The absence of WHOIS data for the domain is a risk factor for trust and domain legitimacy. No obvious vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security posture is adequate but could be significantly improved with better header policies, documented security practices, and domain registration transparency.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce comprehensive security headers including CSP, X-Frame-Options, X-Content-Type-Options, and Referrer-Policy.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Hypo na míru s.r.o.

Description:

Zjistěte, kolik si můžete půjčit na hypotéku a jaká bude vaše měsíční splátka. Srovnejte možnosti a získejte přehled o podmínkách hypoték.

Key Services:
Mortgage loan calculationMortgage comparisonFinancial advisory content
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressRank Math SEO pluginGoogle reCAPTCHAGoogle Tag ManagerGoogle AnalyticsMicrosoft Power BI (implied by cookies)Datadog RUMMicrosoft Application InsightsCookiebot
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of Google reCAPTCHA
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsMicrosoft Application InsightsDatadog RUMMicrosoft Power BI
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Ads
Tracking Pixels:
Microsoft Application InsightsMicrosoft Power BIDatadog RUMMicrosoft cookiesCookiebot
Marketing Tools:
CookiebotMicrosoft Application Insights
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

20/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

No DMARC record found

HIGH

DMARC provides email authentication and reporting

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:none
MTA-STS Details

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 79 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
14 years(mature)

DNS Records

A Records:5.75.211.138
Name Servers:
ns.web4u.czDNS only
ns2.web4u.czDNS only
MX Records:
10: hypotecnikalkulacka-cz.mail.protection.outlook.com
SOA:Serial: 2025061704, TTL: 14400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:157ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does hypotecnikalkulacka.cz compare?

See how hypotecnikalkulacka.cz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with Rank Math SEO plugin, integrating multiple third-party analytics and marketing services such as Google Analytics, Google Tag Manager, Microsoft Application Insights, Datadog RUM, and Cookiebot for GDPR-compliant cookie management. The site uses Google reCAPTCHA for bot protection. The technical stack is modern and supports good SEO and mobile responsiveness. Performance is moderate, with potential improvements in loading speed and accessibility. Hosting provider details are not explicitly identified. The site uses structured data (JSON-LD) extensively for SEO and business information. No critical technical debt or deprecated technologies were detected.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainhypotecnikalkulacka.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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