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Is hypotecnispecialista.cz a Scam? Security Check Results - HypotecniSpecialista.cz

hypotecnispecialista.cz Security Report Summary

hypotecnispecialista.cz received a security score of 60 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers HypotecniSpecialista.cz's website security posture. HypotecniSpecialista.cz operates in the Finance industry in Czech Republic.

HypotecniSpecialista.cz is a Czech mortgage comparison portal offering users the ability to compare mortgage offers from 12 major banks for the year 2025. The site provides a lead generation service by collecting user contact data through forms protected by Google reCAPTCHA, connecting potential clients with mortgage specialists. The business targets individuals seeking mortgage advice and refinancing options in the Czech Republic. Technically, the website uses legacy jQuery libraries, integrates Google reCAPTCHA v3, and includes payment gateway sandbox scripts, indicating some level of e-commerce readiness. Security posture is moderate with HTTPS enforced and form validation, but lacks advanced security headers and cookie consent mechanisms. The absence of WHOIS data reduces transparency and trustworthiness assessment, though the website content and partnerships with known banks suggest legitimacy. Overall, the site is functional, professionally designed, and provides relevant financial services content.

The security scan identified 30 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery 1.8.2, Google reCAPTCHA v3, jQuery Validation Engine, GoPay payment gateway sandbox JS, Custom JavaScript.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is hypotecnispecialista.cz Safe? Security Analysis for HypotecniSpecialista.cz

https://hypotecnispecialista.cz

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FinanceCzech Republicsmall
jQuery 1.8.2Google reCAPTCHA v3jQuery Validation EngineGoPay payment gateway sandbox JSCustom JavaScript
Analyzed 10/17/2025Completed 8:50:19 PM5mo ago
60
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domainhypotecnispecialista.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

HypotecniSpecialista.cz is a Czech mortgage comparison portal offering users the ability to compare mortgage offers from 12 major banks for the year 2025. The site provides a lead generation service by collecting user contact data through forms protected by Google reCAPTCHA, connecting potential clients with mortgage specialists. The business targets individuals seeking mortgage advice and refinancing options in the Czech Republic. Technically, the website uses legacy jQuery libraries, integrates Google reCAPTCHA v3, and includes payment gateway sandbox scripts, indicating some level of e-commerce readiness. Security posture is moderate with HTTPS enforced and form validation, but lacks advanced security headers and cookie consent mechanisms. The absence of WHOIS data reduces transparency and trustworthiness assessment, though the website content and partnerships with known banks suggest legitimacy. Overall, the site is functional, professionally designed, and provides relevant financial services content.

Detected Technologies

jQuery 1.8.2Google reCAPTCHA v3jQuery Validation EngineGoPay payment gateway sandbox JSCustom JavaScript

11 urgent findings need attention

2 critical · 9 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

20/100

GDPR Compliance

3 findings

45/100

NIS2 Compliance

8 findings

17/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The website operates in the finance sector, specifically mortgage brokerage and comparison services. It leverages partnerships with major Czech banks to offer users competitive mortgage rates and refinancing options. The business model is primarily lead generation, connecting users to mortgage specialists who provide personalized advice. The site also cross-promotes related financial services such as life insurance and mobile tariff comparisons, indicating a broader financial services ecosystem. The target market is Czech individuals seeking mortgage solutions, with a focus on transparency and cost savings. Growth potential exists through expanding service offerings and improving digital marketing. The lack of detailed company registration information online suggests a small to medium-sized enterprise with a niche market presence.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a basic to moderate security posture. It enforces HTTPS, uses Google reCAPTCHA v3 to protect forms from spam and abuse, and implements client-side validation on input fields. However, it lacks visible HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options, which could improve protection against common web attacks. No evidence of vulnerability disclosures, incident response policies, or security certifications is present. The absence of a cookie consent mechanism may pose GDPR compliance risks. No exposed sensitive data or vulnerable libraries were detected in the provided content. Overall, the site is reasonably secure for its purpose but could benefit from enhanced security controls and compliance measures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web vulnerabilities.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

HypotecniSpecialista.cz

Description:

Hypoteční specialista nabízí nezávazné srovnání hypoték pro rok 2025, pomocí kalkulačky a kontaktování hypotečního specialisty, který porovná nabídky 12 velkých bank a pomůže získat nejnižší úrokové sazby.

Key Services:
Mortgage comparisonMortgage specialist consultationMortgage calculationRefinancing advice
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 1.8.2Google reCAPTCHA v3jQuery Validation EngineGoPay payment gateway sandbox JSCustom JavaScript
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Google reCAPTCHA integration on forms
  • Form input validation

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Google reCAPTCHA
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website provides mortgage comparison services for Czech market.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

20/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

45/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

No email authentication configured

CRITICAL

Domain is vulnerable to email spoofing

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

85/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 35 days

Mixed Content Detected

MEDIUM

4 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:hypotecnispecialista.cz
Issuer:R12
Valid Until:11/22/2025 (35 days)
SANs:hypotecnispecialista.cz, www.hypotecnispecialista.cz

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
15 years(mature)

DNS Records

A Records:91.239.201.12
AAAA Records:2001:67c:e94:1:1:5bef:c90c:1
Name Servers:
ns1.thinline.czDNS only
ns2.thinline.czDNS only
ns3.cesky-hosting.eu
MX Records:
20: mx1b20.thinline.cz
10: mx1d10.thinline.cz

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does hypotecnispecialista.cz compare?

See how hypotecnispecialista.cz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses an older version of jQuery (1.8.2) alongside jQuery Validation Engine and Google reCAPTCHA v3 for form validation and spam protection. It includes scripts from external domains such as GoPay sandbox for payment processing, indicating readiness for transactional features. The site is built with static HTML and CSS files, with no detected CMS or modern JavaScript frameworks. Performance is moderate with asynchronous script loading and responsive CSS. Mobile optimization is good, but accessibility features are basic. SEO is supported by meta tags and structured content. Hosting provider and domain registration details are not available, limiting infrastructure assessment. Overall, the technical stack is functional but could benefit from modernization and improved security configurations.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainhypotecnispecialista.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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