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Is hypotheekwacht.nl a Scam? Security Check Results - Vereniging Eigen Huis

hypotheekwacht.nl Security Report Summary

hypotheekwacht.nl received a security score of 62 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Vereniging Eigen Huis's website security posture. Vereniging Eigen Huis operates in the Real Estate industry in Netherlands.

Vereniging Eigen Huis operates the Hypotheekwacht website, providing mortgage-related services and information primarily targeting Dutch homeowners and prospective buyers. The website is professionally designed with a focus on usability and mobile responsiveness, leveraging modern technologies such as React and integrating third-party tools like Cookiebot for cookie consent management and Google Tag Manager for analytics. The business is well-established in the Dutch real estate sector, with a clear market position as a homeowners association offering mortgage monitoring and advisory services. Technically, the site demonstrates good security practices including HTTPS enforcement and appropriate security headers, though it lacks explicit privacy policy and terms of service pages in the analyzed content. The cookie consent mechanism is comprehensive, reflecting GDPR compliance efforts. Overall, the website presents a moderate to good digital maturity level with room for improvement in privacy transparency and contact information availability.

The security scan identified 33 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React (react-native-stylesheet), FileSaver.js, Cookiebot, Google Tag Manager, Mopinion survey script.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is hypotheekwacht.nl Safe? Security Analysis for Vereniging Eigen Huis

https://hypotheekwacht.nl

Check if hypotheekwacht.nl is a scam or legitimate. Free security scan and reviews.

Real EstateNetherlandslarge
React (react-native-stylesheet)FileSaver.jsCookiebotGoogle Tag ManagerMopinion survey script
Analyzed 6/23/2025Completed 11:02:59 AM9mo ago
62
Security Score
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Order summary

Domainhypotheekwacht.nl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Vereniging Eigen Huis operates the Hypotheekwacht website, providing mortgage-related services and information primarily targeting Dutch homeowners and prospective buyers. The website is professionally designed with a focus on usability and mobile responsiveness, leveraging modern technologies such as React and integrating third-party tools like Cookiebot for cookie consent management and Google Tag Manager for analytics. The business is well-established in the Dutch real estate sector, with a clear market position as a homeowners association offering mortgage monitoring and advisory services. Technically, the site demonstrates good security practices including HTTPS enforcement and appropriate security headers, though it lacks explicit privacy policy and terms of service pages in the analyzed content. The cookie consent mechanism is comprehensive, reflecting GDPR compliance efforts. Overall, the website presents a moderate to good digital maturity level with room for improvement in privacy transparency and contact information availability.

Detected Technologies

React (react-native-stylesheet)FileSaver.jsCookiebotGoogle Tag ManagerMopinion survey script

8 urgent findings need attention

8 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

35/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business is positioned as a key player in the Dutch real estate and mortgage advisory market, leveraging its association status to provide trusted services to homeowners. Its business model revolves around membership and service provision, with partnerships evident through related domains and integrated services. The website supports this model with targeted content and tools aimed at mortgage monitoring. While revenue streams are not explicitly detailed, the presence of marketing and tracking tools suggests a focus on user engagement and service promotion. The partnership ecosystem includes energy services and form providers, indicating a broad service offering. Growth indicators are implied by the use of modern web technologies and active cookie compliance mechanisms.

Security Posture Analysis

Comprehensive Security Assessment

The website maintains a solid security posture with HTTPS enabled and multiple security headers in place, reducing common web vulnerabilities. The use of Cookiebot ensures user consent management aligns with privacy regulations. No exposed sensitive data or vulnerable libraries were detected in the provided content. However, the absence of explicit security policies and incident response contacts limits transparency and preparedness perception. The site would benefit from publishing detailed security and incident response information to enhance trust and compliance. Overall, the security maturity is good but could be improved with better documentation and contact channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and terms of service accessible from the main site.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Vereniging Eigen Huis

Description:

Website related to mortgage services provided by Vereniging Eigen Huis, a Dutch association focused on homeowners. The site offers mortgage-related information and services.

Key Services:
Mortgage informationMortgage monitoring service
Content Quality:

basic

Branding:

consistent

Technical Stack

Technologies:
React (react-native-stylesheet)FileSaver.jsCookiebotGoogle Tag ManagerMopinion survey script
Frameworks:
React
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner implemented
  • No visible exposed sensitive data

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Cookiebot
Marketing Tools:
Mopinion
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:basic
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses HTTPS with good security headers.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

35/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.flowmailer.net include:fm675.fmspf.net include:spf.protection.outlook.com include:_spf.eu.messagegears.net include:mailservers.expoints.nl ~all
DNS Lookups:5/10
Policy:~all
DKIM Selectors Found
Selector:k2(1416-bit rsa)
Selector:selector1(1296-bit rsa)
Selector:mail(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:dmarc@inbound.flowmailer.net
Forensic Reports:dmarc@inbound.flowmailer.net

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
29 years(mature)
Protection Level
noneDNSSEC ON
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.18.30.38, 104.18.31.38
Name Servers:
ns01.hostnet.nlDNS only
ns02.hostnet.nlDNS only
MX Records:
0: eigenhuis-nl.mail.eo.outlook.com
SOA:Serial: 2025062004, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:24ms

SPF Analysis

SPF Record:
v=spf1 include:spf.flowmailer.net include:fm675.fmspf.net include:spf.protection.outlook.com include:_spf.eu.messagegears.net include:mailservers.expoints.nl ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does hypotheekwacht.nl compare?

See how hypotheekwacht.nl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using React, indicating a modern front-end framework with good support for dynamic content and mobile responsiveness. It integrates several third-party scripts including Cookiebot for cookie consent, Google Tag Manager for analytics, and Mopinion for user feedback. The presence of FileSaver.js suggests functionality for file downloads or exports. The site uses manifest.json and PWA-related meta tags, indicating progressive web app capabilities. Performance is moderate with deferred script loading and optimized font usage. SEO and accessibility are basic but present, with room for improvement in structured data and metadata completeness. Hosting and CMS details are not explicitly found but the domain and WHOIS data suggest a stable and consistent infrastructure.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainhypotheekwacht.nl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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