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Is if.lt a Scam? Security Check Results - If P&C Insurance AS filialas

if.lt Security Report Summary

if.lt received a security score of 55 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers If P&C Insurance AS filialas's website security posture. If P&C Insurance AS filialas operates in the Finance industry in Lithuania.

If P&C Insurance AS filialas operates the website if.lt, providing a wide range of insurance products including automobile, home, pet, travel, personal, and business insurance primarily targeting private individuals and businesses in Lithuania. The company is positioned as a leading insurance provider in the Baltic region, offering online services and customer self-service portals. The website is well-branded and provides comprehensive information about insurance products and customer support. Technically, the site uses a mix of technologies including jQuery, Microsoft Application Insights, OneTrust for cookie consent, and Google Tag Manager, hosted on Microsoft Azure DNS infrastructure. However, the website suffers from a critical security issue due to the absence of a valid SSL certificate and lack of modern TLS protocol support, which undermines secure communications and user trust. The site demonstrates good GDPR compliance with detailed privacy and cookie policies and active consent mechanisms. Performance is slow with a high page load time and large page size, but mobile optimization and accessibility are well addressed. Overall, the security posture requires urgent improvement to protect user data and maintain trust.

The security scan identified 21 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Microsoft Application Insights, OneTrust Cookie Consent, Google Tag Manager, Puzzel Chat.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is if.lt Safe? Security Analysis for If P&C Insurance AS filialas

https://if.lt

Check if if.lt is a scam or legitimate. Free security scan and reviews.

FinanceLithuanialarge
jQueryMicrosoft Application InsightsOneTrust Cookie ConsentGoogle Tag ManagerPuzzel Chat
Analyzed 6/14/2025Completed 6:19:42 PM9mo ago
55
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainif.lt
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

If P&C Insurance AS filialas operates the website if.lt, providing a wide range of insurance products including automobile, home, pet, travel, personal, and business insurance primarily targeting private individuals and businesses in Lithuania. The company is positioned as a leading insurance provider in the Baltic region, offering online services and customer self-service portals. The website is well-branded and provides comprehensive information about insurance products and customer support. Technically, the site uses a mix of technologies including jQuery, Microsoft Application Insights, OneTrust for cookie consent, and Google Tag Manager, hosted on Microsoft Azure DNS infrastructure. However, the website suffers from a critical security issue due to the absence of a valid SSL certificate and lack of modern TLS protocol support, which undermines secure communications and user trust. The site demonstrates good GDPR compliance with detailed privacy and cookie policies and active consent mechanisms. Performance is slow with a high page load time and large page size, but mobile optimization and accessibility are well addressed. Overall, the security posture requires urgent improvement to protect user data and maintain trust.

Detected Technologies

jQueryMicrosoft Application InsightsOneTrust Cookie ConsentGoogle Tag ManagerPuzzel Chat

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

failed

GDPR Compliance

6 findings

0/100

NIS2 Compliance

7 findings

25/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

If P&C Insurance AS filialas is a large insurance entity serving the Baltic market with a comprehensive portfolio of insurance products for both private and business customers. The business model focuses on direct online sales and customer self-service, supported by a strong digital presence and integration with partner sites such as mano.if.lt. The company leverages social media channels for customer engagement and brand building. Growth indicators include active marketing and promotions, such as discounts on automobile insurance and mobile app offerings. The partnership ecosystem includes sister sites in Estonia and Latvia, enhancing regional market coverage. Strategic observations highlight the importance of digital transformation and customer-centric services in maintaining competitive advantage in the insurance sector.

Security Posture Analysis

Comprehensive Security Assessment

The current security maturity level of if.lt is moderate but with significant gaps. The absence of a valid SSL certificate and disabled TLS protocols represent critical vulnerabilities that expose users to potential data interception and man-in-the-middle attacks. While SPF and DMARC records are properly configured to protect email integrity, the lack of HTTPS undermines overall security. GDPR compliance is well implemented with clear privacy and cookie policies and user consent mechanisms. Incident response and security policy documentation are not evident on the site, indicating potential gaps in formal security governance. The site does not implement advanced security headers or mechanisms such as HSTS or OCSP stapling. The security culture appears focused on compliance but lacks technical robustness. Immediate remediation of SSL/TLS issues and enhancement of security headers are recommended to elevate security posture.

Strategic Recommendations

Priority Actions for Security Improvement

1

Install and maintain a valid SSL/TLS certificate to enable HTTPS and secure user communications.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

Analysis failed - content could not be retrieved

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:193.23.59.155/32 ip4:91.220.114.38/32 ip4:93.189.233.6 ip4:93.189.233.8 ip4:213.138.140.195 ip4:213.138.147.128/27 include:spf.protection.outlook.com include:spf.if.eu include:spf.mail.meeldetuletus.ee -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc@if.lt

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

50/100
Score

SSL/TLS Check Incomplete

MEDIUM

Some SSL/TLS checks timed out

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:20.103.2.60
Name Servers:
ns1-07.azure-dns.comDNS only
ns2-07.azure-dns.netDNS only
ns2.if.fiDNS only
ns3-07.azure-dns.orgDNS only
ns4-07.azure-dns.infoDNS only
MX Records:
10: if-lt.mail.protection.outlook.com
SOA:Serial: 2025040903, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:93ms

SPF Analysis

SPF Record:
v=spf1 ip4:193.23.59.155/32 ip4:91.220.114.38/32 ip4:93.189.233.6 ip4:93.189.233.8 ip4:213.138.140.195 ip4:213.138.147.128/27 include:spf.protection.outlook.com include:spf.if.eu include:spf.mail.meeldetuletus.ee -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does if.lt compare?

See how if.lt stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website infrastructure is hosted on Microsoft Azure DNS with a CMS likely based on Episerver, indicated by specific script paths. The technology stack includes jQuery for DOM manipulation, Microsoft Application Insights for telemetry, Google Tag Manager for analytics, and OneTrust for GDPR-compliant cookie consent management. The site uses multiple external resources and CDNs for performance optimization but suffers from slow load times and a large page size, indicating potential for optimization. Mobile responsiveness and accessibility are well implemented, supporting a good user experience. However, the lack of SSL/TLS security is a critical technical risk that could impact business operations and user trust. Modernizing the security infrastructure and optimizing performance would significantly improve the technical maturity of the site.
Professional PDF & Marketing Data

Download the if.lt report as PDF

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainif.lt
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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