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Is ing.com.au a Scam? Security Check Results - ING Bank

ing.com.au Security Report Summary

ing.com.au received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ING Bank's website security posture. ING Bank operates in the Finance industry in Australia.

ING Bank Australia operates as a major online financial institution offering a wide range of banking and financial services including everyday accounts, savings, loans, credit cards, insurance, and superannuation. The website demonstrates a strong market position with a clear focus on digital banking solutions tailored for Australian customers. The company leverages modern web technologies such as AngularJS and Adobe Launch for marketing and analytics, ensuring a robust digital infrastructure. Security is well implemented with HTTPS, security headers, and secure login portals, reflecting a mature security posture appropriate for a financial services provider. Privacy policies and cookie consent mechanisms are comprehensive and GDPR compliant, supporting regulatory adherence. Overall, the website presents a professional, trustworthy, and user-friendly experience with strong branding consistency and clear business information.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: AngularJS (ng-app, ng-controller), Adobe Launch (Adobe DTM), Google Tag Manager, Web Components polyfill (webcomponents-lite.js), Custom ING icon font, Slick slider (hero-feature-slider), JSON-LD structured data.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ing.com.au Safe? Security Analysis for ING Bank

https://ing.com.au

Check if ing.com.au is a scam or legitimate. Free security scan and reviews.

FinanceAustralialarge
AngularJS (ng-app, ng-controller)Adobe Launch (Adobe DTM)Google Tag ManagerWeb Components polyfill (webcomponents-lite.js)Custom ING icon font+2 more
Analyzed 7/6/2025Completed 8:27:48 PM9mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaining.com.au
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ING Bank Australia operates as a major online financial institution offering a wide range of banking and financial services including everyday accounts, savings, loans, credit cards, insurance, and superannuation. The website demonstrates a strong market position with a clear focus on digital banking solutions tailored for Australian customers. The company leverages modern web technologies such as AngularJS and Adobe Launch for marketing and analytics, ensuring a robust digital infrastructure. Security is well implemented with HTTPS, security headers, and secure login portals, reflecting a mature security posture appropriate for a financial services provider. Privacy policies and cookie consent mechanisms are comprehensive and GDPR compliant, supporting regulatory adherence. Overall, the website presents a professional, trustworthy, and user-friendly experience with strong branding consistency and clear business information.

Detected Technologies

AngularJS (ng-app, ng-controller)Adobe Launch (Adobe DTM)Google Tag ManagerWeb Components polyfill (webcomponents-lite.js)Custom ING icon fontSlick slider (hero-feature-slider)JSON-LD structured data

7 urgent findings need attention

7 high

Continuous monitoring

Keep ing.com.au under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

80/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

ING Bank Australia targets retail and business banking customers in Australia, focusing on digital-first banking services. Their competitive advantages include a fully online banking experience, competitive interest rates, and a broad product portfolio covering loans, insurance, and superannuation. The business model is primarily direct-to-consumer online banking, reducing physical branch overheads. Revenue streams likely include interest income, fees, and insurance premiums. The company maintains partnerships with insurance and health service providers, enhancing its service ecosystem. Growth indicators include active digital marketing, comprehensive online tools, and a strong social media presence. Strategic observations highlight the importance of maintaining digital security and compliance to sustain customer trust and regulatory standing.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a high level of security maturity with enforced HTTPS, multiple security headers (CSP, HSTS, X-Frame-Options), and secure form handling. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a public vulnerability disclosure policy and incident response contact details suggests room for improvement in transparency and incident readiness. Compliance with privacy regulations is evident, but explicit data protection officer contact information is missing. Overall, the security posture is strong, minimizing risks to customer data and business operations.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a formal vulnerability disclosure and bug bounty program to encourage responsible reporting.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ING Bank

Description:

Everyday bank accounts and savings accounts. Great rates on home loans, personal loans, credit cards, insurance and superannuation. Do your thing with ING.

Key Services:
Everyday bankingSavings accountsHome loansPersonal loansCredit cardsInsuranceSuperannuation
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
AngularJS (ng-app, ng-controller)Adobe Launch (Adobe DTM)Google Tag ManagerWeb Components polyfill (webcomponents-lite.js)Custom ING icon fontSlick slider (hero-feature-slider)JSON-LD structured data
Frameworks:
AngularJS
Platforms:
Web
Performance:

moderate

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Secure login forms
  • No exposed sensitive data in HTML
  • Use of CSP and other headers

Analytics & Tracking

Services:
Google AnalyticsAdobe Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Adobe Audience Manager (demdex.net)
Tracking Pixels:
Adobe DTM
Marketing Tools:
Adobe Launch
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:122.201.88.78 ip4:203.190.25.196 ip4:203.190.25.116 ip4:203.31.183.154 ip4:45.119.223.53 ip4:203.19.128.11 ip4:203.23.122.247 ip4:210.18.211.154 ip4:180.92.218.0/24 ip4:180.92.219.0/24 ip4:62.231.131.0/24 ip4:145.221.0.0/16 ip4:193.178.209.0/24 ip4:156.114.17.119 ip4:156.114.17.120 ip4:156.114.19.119 ip4:156.114.19.120 ip4:117.53.171.65 ip4:204.14.234.64/28 ip4:204.14.232.64/28 ip4:182.50.78.64/28 ip4:96.43.144.64/31 ip4:96.43.148.64/31 ip4:52.62.166.189 ip4:13.238.27.226 ip4:13.55.43.38 ip4:52.65.3.99 ip4:13.210.216.129 ip4:13.239.61.104 ip4:103.3.196.48 ip4:203.32.185.8 ip4:202.44.98.236 ip4:117.53.171.201 ip4:117.53.171.161 ip4:117.53.171.162 include:spf1.ing.com.au include:cust-spf.exacttarget.com include:mail.zendesk.com include:_spf.salesforce.com include:_spf.ing.net -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:Global.Mail.DMARC@ing.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Registration Details

Protection Level
strongDNSSEC OFF

DNS Records

A Records:156.114.16.134
Name Servers:
a1-177.akam.net
a12-65.akam.net
a16-64.akam.net
a3-66.akam.net
a5-67.akam.net
a8-64.akam.net
MX Records:
10: ing-com-au.mail.protection.outlook.com
SOA:Serial: 2020032938, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:90ms

SPF Analysis

SPF Record:
v=spf1 ip4:122.201.88.78 ip4:203.190.25.196 ip4:203.190.25.116 ip4:203.31.183.154 ip4:45.119.223.53 ip4:203.19.128.11 ip4:203.23.122.247 ip4:210.18.211.154 ip4:180.92.218.0/24 ip4:180.92.219.0/24 ip4:62.231.131.0/24 ip4:145.221.0.0/16 ip4:193.178.209.0/24 ip4:156.114.17.119 ip4:156.114.17.120 ip4:156.114.19.119 ip4:156.114.19.120 ip4:117.53.171.65 ip4:204.14.234.64/28 ip4:204.14.232.64/28 ip4:182.50.78.64/28 ip4:96.43.144.64/31 ip4:96.43.148.64/31 ip4:52.62.166.189 ip4:13.238.27.226 ip4:13.55.43.38 ip4:52.65.3.99 ip4:13.210.216.129 ip4:13.239.61.104 ip4:103.3.196.48 ip4:203.32.185.8 ip4:202.44.98.236 ip4:117.53.171.201 ip4:117.53.171.161 ip4:117.53.171.162 include:spf1.ing.com.au include:cust-spf.exacttarget.com include:mail.zendesk.com include:_spf.salesforce.com include:_spf.ing.net -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ing.com.au compare?

See how ing.com.au stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern JavaScript framework (AngularJS) combined with Adobe Launch and Google Tag Manager for analytics and marketing automation. The use of web components and custom icon fonts indicates a well-structured front-end architecture. Performance is moderate with room for optimization, but mobile responsiveness and accessibility are excellent, ensuring a broad user reach. The site employs structured data (JSON-LD) for SEO and social media integration, enhancing discoverability. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Technical risks are minimal, but ongoing modernization and performance tuning could further improve user experience and operational resilience.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaining.com.au
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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