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Is ing.de a Scam? Security Check Results - ING-DiBa AG

ing.de Security Report Summary

ing.de received a security score of 56 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers ING-DiBa AG's website security posture. ING-DiBa AG operates in the Finance industry in Germany.

ING-DiBa AG operates as one of Germany's leading digital and universal banks, serving over 9 million customers. The company offers a broad range of financial products including current accounts, loans, investment services, and mortgage financing. The website reflects a strong market position with a focus on customer satisfaction and digital innovation. The target audience includes private customers and business banking clients, emphasizing ease of use and accessibility through digital channels such as the ING app. The business model centers on providing comprehensive banking services with a digital-first approach, supported by a robust online presence and customer engagement.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript ES Modules, Lit (Web Components), Service Workers, Webtrekk Analytics, Usercentrics Cookie Consent, OpenID Connect (Auth Client).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

I

Is ing.de Safe? Security Analysis for ING-DiBa AG

https://ing.de

Check if ing.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge
JavaScript ES ModulesLit (Web Components)Service WorkersWebtrekk AnalyticsUsercentrics Cookie Consent+1 more
Analyzed 10/24/2025Completed 7:20:51 AM5mo ago
56
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaining.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ING-DiBa AG operates as one of Germany's leading digital and universal banks, serving over 9 million customers. The company offers a broad range of financial products including current accounts, loans, investment services, and mortgage financing. The website reflects a strong market position with a focus on customer satisfaction and digital innovation. The target audience includes private customers and business banking clients, emphasizing ease of use and accessibility through digital channels such as the ING app. The business model centers on providing comprehensive banking services with a digital-first approach, supported by a robust online presence and customer engagement.

Detected Technologies

JavaScript ES ModulesLit (Web Components)Service WorkersWebtrekk AnalyticsUsercentrics Cookie ConsentOpenID Connect (Auth Client)

10 urgent findings need attention

2 critical · 8 high

  • + 2 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company holds a leading position in the German banking sector, recognized repeatedly as the most popular bank. Its competitive advantage lies in digital banking services, customer-centric products, and a strong brand reputation. Revenue streams are diversified across retail banking, loans, investments, and insurance products. The partnership ecosystem includes app stores and social media platforms for customer outreach. Growth indicators include continuous digital enhancements and customer engagement initiatives such as webinars and educational content. The company maintains a consistent branding strategy and transparent communication channels.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with excellent SSL configuration and uses modern security practices such as service workers and OpenID Connect for authentication. Cookie consent is managed via Usercentrics, and analytics are conducted with Webtrekk, indicating compliance with privacy regulations. However, explicit security headers are not visibly present, and no dedicated security policy or incident response contacts are published on the main site. There is no vulnerability disclosure or security.txt file found, which could enhance transparency and security posture. Overall, the security maturity is good but could benefit from additional explicit security documentation and headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a dedicated security policy page including incident response contacts.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ING-DiBa AG

Description:

Die ING ist mit über 9 Millionen Kundinnen und Kunden eine der führenden Digital- und Universalbanken Deutschlands. Unsere Kernprodukte sind Girokonten, Baufinanzierungen, Spargelder, Verbraucherkredite und Wertpapiere.

Key Services:
GirokontoKrediteDepot/WertpapierhandelBaufinanzierungSparen & AnlegenVersicherungen
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScript ES ModulesLit (Web Components)Service WorkersWebtrekk AnalyticsUsercentrics Cookie ConsentOpenID Connect (Auth Client)
Frameworks:
Lit
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Service Worker registered
  • Cookie consent mechanism
  • OpenID Connect authentication

Analytics & Tracking

Services:
Webtrekk
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Webtrekk
Marketing Tools:
Usercentrics Cookie ConsentWebtrekk Analytics
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and no blocking detected.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak X-Frame-Options configuration

LOW

Current value: "SAMEORIGIN, ALLOW-FROM https://finanzen.check24.de/, ALLOW-FROM https://www.check24.de/"

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, Twitter, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.ing.net ip4:194.127.138.0/24 ip4:212.172.242.140 ip4:216.74.162.13 ip4:216.74.162.14 include:_spf.salesforce.com include:eskerondemand.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:global.mail.dmarc@ing.com
Forensic Reports:dmarc-forensic@ing-diba.de

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:23.210.232.246
Name Servers:
asia3.akam.net
aus1.akam.net
ns1-228.akam.net
ns1-252.akam.net
usc2.akam.net
use1.akam.net
use2.akam.net
usw2.akam.net
MX Records:
10: ing-de.mail.protection.outlook.com
SOA:Serial: 2025100102, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:157ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.ing.net ip4:194.127.138.0/24 ip4:212.172.242.140 ip4:216.74.162.13 ip4:216.74.162.14 include:_spf.salesforce.com include:eskerondemand.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ing.de compare?

See how ing.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern tech stack leveraging Lit web components, ES modules, and service workers for progressive web app capabilities. Hosting is supported by Akamai CDN, ensuring fast content delivery and scalability. The CMS appears proprietary but well-integrated with modular JavaScript components. Performance is optimized with lazy loading of images and asynchronous script loading. Mobile optimization is excellent with responsive design and accessibility features such as skip-to-content links. SEO is supported by structured data (JSON-LD) and proper meta tags. Technical risks are minimal, but continuous monitoring of third-party dependencies is advised to prevent security issues.
Professional PDF & Marketing Data

Download the ing.de report as PDF

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaining.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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