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Is ing-diba.de a Scam? Security Check Results - ING-DiBa AG

ing-diba.de Security Report Summary

ing-diba.de received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers ING-DiBa AG's website security posture. ING-DiBa AG operates in the Finance industry in Germany.

ING-DiBa AG operates as a leading digital and universal bank in Germany, serving over 9 million customers with a broad portfolio including checking accounts, loans, mortgages, savings, investments, and insurance products. The website reflects a mature digital presence with modern web technologies such as Lit and web components, supported by a proprietary CMS and hosted on a Microsoft Azure/Akamai infrastructure. The site is well-structured, mobile-optimized, and rich in content, including comprehensive privacy and cookie policies, and clear contact information. However, the security posture is weakened by a critical failure in SSL/TLS configuration, with no valid certificate and no TLS protocols enabled, which poses a significant risk to user trust and data security. Despite strong security headers and privacy compliance, these SSL issues must be urgently addressed. Overall, the site demonstrates high business credibility and professionalism but requires immediate remediation of its SSL/TLS setup to ensure secure user interactions.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Apache server, Lit (lit-html) JavaScript library, Web Components, Service Workers, Webtrekk analytics, Usercentrics cookie consent, OpenID Connect authentication, Lit, Custom ING web components, Web.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ing-diba.de Safe? Security Analysis for ING-DiBa AG

http://ing-diba.de

Check if ing-diba.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge
Apache serverLit (lit-html) JavaScript libraryWeb ComponentsService WorkersWebtrekk analytics+5 more
Analyzed 6/15/2025Completed 11:27:38 AM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaining-diba.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ING-DiBa AG operates as a leading digital and universal bank in Germany, serving over 9 million customers with a broad portfolio including checking accounts, loans, mortgages, savings, investments, and insurance products. The website reflects a mature digital presence with modern web technologies such as Lit and web components, supported by a proprietary CMS and hosted on a Microsoft Azure/Akamai infrastructure. The site is well-structured, mobile-optimized, and rich in content, including comprehensive privacy and cookie policies, and clear contact information. However, the security posture is weakened by a critical failure in SSL/TLS configuration, with no valid certificate and no TLS protocols enabled, which poses a significant risk to user trust and data security. Despite strong security headers and privacy compliance, these SSL issues must be urgently addressed. Overall, the site demonstrates high business credibility and professionalism but requires immediate remediation of its SSL/TLS setup to ensure secure user interactions.

Detected Technologies

Apache serverLit (lit-html) JavaScript libraryWeb ComponentsService WorkersWebtrekk analyticsUsercentrics cookie consentOpenID Connect authenticationLitCustom ING web componentsWeb

10 urgent findings need attention

4 critical · 6 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

7 findings

0/100

NIS2 Compliance

8 findings

5/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company holds a strong market position as one of Germany's most popular banks, evidenced by customer satisfaction awards and a large customer base. Its business model focuses on digital banking services targeting retail, business, and wholesale customers. The website supports multiple banking products and services, indicating diversified revenue streams. Partnerships with domains like check24.de suggest strategic alliances for service offerings. The digital maturity is high, with advanced tracking and consent management tools deployed. The absence of domain protection locks and malformed DNS CAA records are minor operational risks but do not detract significantly from legitimacy.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website implements several security best practices including HSTS, CSP, X-Content-Type-Options, and X-XSS-Protection headers, and uses secure cookie attributes. However, the lack of a valid SSL certificate and disabled TLS protocols represent critical vulnerabilities that undermine the entire security framework. No DMARC record is present, increasing email spoofing risk. The absence of domain protection locks and DNSSEC reduces domain security resilience. No explicit incident response or vulnerability disclosure policies are published, which could impact transparency and trust in security incident handling.

Strategic Recommendations

Priority Actions for Security Improvement

1

Immediately renew and correctly install a valid SSL/TLS certificate to enable HTTPS securely.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak X-Frame-Options configuration

LOW

Current value: "SAMEORIGIN, ALLOW-FROM https://finanzen.check24.de/, ALLOW-FROM https://www.check24.de/"

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy80% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

5/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.ing.net include:_spf1.ing-diba.de include:_spf2.ing-diba.de ip4:194.127.138.0/24 -all
DNS Lookups:3/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:global.mail.dmarc@ing.com
Forensic Reports:dmarc-forensic@ing-diba.de

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.82.104.248
Name Servers:
asia3.akam.net
aus1.akam.net
ns1-228.akam.net
ns1-252.akam.net
usc2.akam.net
use1.akam.net
use2.akam.net
usw2.akam.net
MX Records:
10: ingdiba-de0i.mail.protection.outlook.com

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ing-diba.de compare?

ing-diba.de scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack with Lit for web components, service workers for offline capabilities, and a proprietary CMS. Hosting is via Microsoft Azure and Akamai CDN, ensuring global performance and availability. The site is mobile-optimized and accessible with good SEO practices. Analytics are handled via Webtrekk with user consent managed by Usercentrics. Performance data was not available, but the use of CDNs and preconnect hints suggests optimization efforts. The main technical risk lies in the SSL/TLS configuration failure, which is critical for a banking website and must be prioritized for remediation.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaining-diba.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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