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Is instabank.no a Scam? Security Check Results - Instabank ASA

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Is instabank.no Safe? Security Analysis for Instabank ASA

https://instabank.no

Check if instabank.no is a scam or legitimate. Free security scan and reviews.

FinanceNorwaymedium
WordPressElementorGoogle Tag ManagerGoogle AnalyticsFacebook Pixel+7 more
Analyzed 10/3/2025Completed 8:54:48 PM
71
Security Score
MEDIUM RISK
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Domaininstabank.no
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Instabank ASA is a Norwegian digital bank founded in 2016, offering a range of financial services including loans, credit cards, savings accounts, and insurance products for both private individuals and businesses. The b… Unlock the full Guard report to read the complete analysis.

Detected Technologies

WordPressElementorGoogle Tag ManagerGoogle AnalyticsFacebook PixelBing AdsCrazy EggHubSpotOptinMonsterHubSpot Ads PixelLinkedIn Insight TagOMappAPI
Continuous monitoring

Keep instabank.no under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

55/100

GDPR Compliance

1 finding

95/100

NIS2 Compliance

8 findings

17/100

Email Security

6 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Instabank operates in the competitive Norwegian banking sector, leveraging digital channels to provide accessible financial products. Its business model centers on digital lending and credit solutions, targeting both retail and corporate customers. The company benefits from a clear market position as a modern challenger bank with competitive interest rates and refinancing options. Partnerships and related domains indicate active investor relations and merger activities. The bank's marketing strategy includes extensive use of social media and digital advertising platforms, enhancing customer acquisition and engagement. Growth indicators include a broad product portfolio and visible customer satisfaction through testimonials. The company maintains a transparent and accessible online presence, supporting its credibility and customer trust.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with a strong SSL configuration, uses cookie consent banners compliant with GDPR, and integrates security plugins such as Wordfence. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a publicly available security policy or incident response contact limits transparency in security governance. The site uses multiple third-party scripts for analytics and marketing, which should be regularly audited to mitigate supply chain risks. Security headers are partially implemented or not explicitly visible, suggesting room for improvement. Overall, the security posture is solid but could benefit from enhanced documentation and explicit security disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Instabank ASA

Description:

Heldigitale låne- og kredittløsninger for privatpersoner og bedrifter – raskt, trygt og enkelt. Tilbyr lån med og uten sikkerhet, kredittkort, sparing, forsikring, og bedriftsløsninger som kassekreditt og bedriftslån.

Key Services:
RefinansieringLån med sikkerhetForbrukslånKredittkortSparekontoForsikringBedriftslånKassekreditt
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressElementorGoogle Tag ManagerGoogle AnalyticsFacebook PixelBing AdsCrazy EggHubSpotOptinMonsterHubSpot Ads PixelLinkedIn Insight TagOMappAPI
Frameworks:
Elementor
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Consent management for cookies
  • No exposed sensitive data in HTML
  • Use of security plugins (Wordfence indicated by script)
  • Cookie consent banner with opt-in/opt-out

Analytics & Tracking

Services:
Google AnalyticsHubSpot AnalyticsCrazy EggLinkedIn Insight Tag
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google AdsBing AdsFacebook AdsLinkedIn Ads
Tracking Pixels:
Facebook PixelLinkedIn Insight TagCrazy Egg
Marketing Tools:
HubSpotOptinMonster
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

55/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections Unlock the full report to read the complete fix.

Weak X-Frame-Options configuration

LOW

Current value: "SAMEORIGIN, SAMEORIGIN" Unlock the full report to read the complete fix.

Weak X-Content-Type-Options configuration

LOW

Current value: "nosniff, nosniff" Unlock the full report to read the complete fix.

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

95/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits Unlock the full report to read the complete fix.

DMARC not enforcing

MEDIUM

DMARC policy is set to "none" Unlock the full report to read the complete fix.

DMARC Partial Enforcement

LOW

DMARC only applies to 25% of messages Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.signicat.cloud include:spf.protection.outlook.com a:ace-p-mailz-ext.p2.osl.basefarm.net a:bf-smtpno-mailout.osl.basefarm.net a:smtp.basefarm.net include:spf.mandrillapp.com include:4389192.spf08.hubspotemail.net include:servers.mcsv. net ip4:98.128.231.195 -all
DNS Lookups:8/10
Policy:-all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:selector1(1296-bit rsa)
Selector:selector2(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none(25% enforcement)
Aggregate Reports:dmarc@instabank.no

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
9 years(mature)

DNS Records

A Records:192.124.249.63
Name Servers:
ns1.hyp.netDNS only
ns2.hyp.netDNS only
ns3.hyp.netDNS only
MX Records:
10: instabank-no.mail.protection.outlook.com
SOA:Serial: 1758786788, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:91ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.signicat.cloud include:spf.protection.outlook.com a:ace-p-mailz-ext.p2.osl.basefarm.net a:bf-smtpno-mailout.osl.basefarm.net a:smtp.basefarm.net include:spf.mandrillapp.com include:4389192.spf08.hubspotemail.net include:servers.mcsv. net ip4:98.128.231.195 -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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What others say about instabank.no

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