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Is ipotechen.com a Scam? Security Check Results - Ипотечен и жилищен кредит

ipotechen.com Security Report Summary

ipotechen.com received a security score of 43 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Ипотечен и жилищен кредит's website security posture. Ипотечен и жилищен кредит operates in the Finance industry in Bulgaria.

Ipotechen.com is a Bulgarian online platform specializing in mortgage and housing loan information, offering users access to multiple financial institutions including banks and non-bank lenders. The site provides detailed guidance on loan types, required documentation, and application procedures, targeting individuals seeking property financing in Bulgaria. The platform supports lead generation by enabling users to apply for loans via a single request sent to multiple companies, enhancing user convenience and market reach. Technically, the website is built on WordPress with Visual Composer, leveraging Google Fonts, Google Analytics, and Google Adsense for content presentation, analytics, and monetization respectively. The hosting is provided by superhosting.bg, with domain registration dating back to 2014, indicating a mature and stable presence. Security-wise, the site uses HTTPS and has domain transfer protection, but lacks DNSSEC and explicit security headers, which are recommended for enhanced protection. Privacy compliance is partially addressed with a privacy policy page, but no cookie consent mechanism is evident. Overall, the site presents a professional and functional digital presence with moderate security and privacy posture.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Visual Composer, Google Fonts, Google Analytics, Google Adsense, jQuery.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ipotechen.com Safe? Security Analysis for Ипотечен и жилищен кредит

https://ipotechen.com

Check if ipotechen.com is a scam or legitimate. Free security scan and reviews.

FinanceBulgariasmall
WordPressVisual ComposerGoogle FontsGoogle AnalyticsGoogle Adsense+1 more
Analyzed 10/21/2025Completed 10:53:40 PM5mo ago
43
Security Score
HIGH RISK

Below Finance avg (78)

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Domains scanned

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Domainipotechen.com
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Ipotechen.com is a Bulgarian online platform specializing in mortgage and housing loan information, offering users access to multiple financial institutions including banks and non-bank lenders. The site provides detailed guidance on loan types, required documentation, and application procedures, targeting individuals seeking property financing in Bulgaria. The platform supports lead generation by enabling users to apply for loans via a single request sent to multiple companies, enhancing user convenience and market reach. Technically, the website is built on WordPress with Visual Composer, leveraging Google Fonts, Google Analytics, and Google Adsense for content presentation, analytics, and monetization respectively. The hosting is provided by superhosting.bg, with domain registration dating back to 2014, indicating a mature and stable presence. Security-wise, the site uses HTTPS and has domain transfer protection, but lacks DNSSEC and explicit security headers, which are recommended for enhanced protection. Privacy compliance is partially addressed with a privacy policy page, but no cookie consent mechanism is evident. Overall, the site presents a professional and functional digital presence with moderate security and privacy posture.

Detected Technologies

WordPressVisual ComposerGoogle FontsGoogle AnalyticsGoogle AdsensejQuery

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

20/100

GDPR Compliance

3 findings

65/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business operates in the finance and real estate sectors, focusing on mortgage lending facilitation and information dissemination. Its business model revolves around aggregating loan offers and simplifying application processes for consumers, likely generating revenue through advertising and lead referrals. The platform targets Bulgarian residents seeking housing finance, offering both bank and non-bank credit options. The presence of user ratings and detailed loan filters suggests a competitive positioning aimed at transparency and user empowerment. The company appears small in size but well-established since 2014, with consistent branding and a clear market niche. Partnerships with various financial institutions are implied but not explicitly detailed. Growth potential exists through enhanced digital marketing and expanded service offerings.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a basic to moderate security posture. HTTPS is properly implemented, ensuring encrypted communications. The domain status clientTransferProhibited adds a layer of domain security. However, the absence of DNSSEC leaves the domain vulnerable to DNS spoofing attacks. No security headers such as Content-Security-Policy or X-Frame-Options were detected, which could mitigate common web attacks. The site collects user data via forms but lacks visible advanced security or incident response disclosures. No vulnerabilities or exposed sensitive data were found in the analyzed content. To improve, the site should enable DNSSEC, implement security headers, and publish security and incident response policies to build user trust and comply with best practices.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Ипотечен и жилищен кредит

Description:

Бързи ипотечни и жилищни кредити и заеми. Вземете ипотечен кредит или заем срещу вашия имот. Всичко за кредитирането за апартамент, къща, вила, земя или парцел. Ипотечен кредит със и без поръчител. Ипотечен кредит със и без доказване на доходи. Всички необходими документи за теглене на ипотечен заем.

Key Services:
Mortgage credit informationLoan application via single request to multiple companiesCredit calculatorsDocument and procedure guidance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressVisual ComposerGoogle FontsGoogle AnalyticsGoogle AdsensejQuery
Frameworks:
Yoast SEO
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
70/100
Best Practices:
  • HTTPS enabled
  • ClientTransferProhibited domain status
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google Adsense
Marketing Tools:
Yoast SEO
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is a Bulgarian mortgage and housing loan information portal

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

20/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

65/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +a +mx +ip4:195.191.148.6 +ip4:195.191.149.6 +include:smtp-out.spf.superhosting.bg +include:smart.spf.superhosting.bg ~all
DNS Lookups:4/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

Mixed Content Detected

MEDIUM

9 resources loaded over insecure HTTP

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:195.191.149.103
Name Servers:
ns105.superhosting.bgDNS only
ns106.superhosting.bgDNS only
MX Records:
0: ipotechen.com
SOA:Serial: 2025102107, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:39ms

SPF Analysis

SPF Record:
v=spf1 +a +mx +ip4:195.191.148.6 +ip4:195.191.149.6 +include:smtp-out.spf.superhosting.bg +include:smart.spf.superhosting.bg ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does ipotechen.com compare?

ipotechen.com scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a mature WordPress platform using Visual Composer for page building, which facilitates content management but may introduce some technical debt if not regularly updated. The use of Google Fonts and analytics services is standard and supports good user experience and marketing insights. Performance is moderate, with no explicit indicators of slow loading but some optimization opportunities exist. Mobile optimization is good, with responsive design evident. SEO is supported by Yoast SEO plugin and proper meta tags including Open Graph and JSON-LD structured data. Accessibility is basic, with room for improvement in ARIA roles and keyboard navigation. Overall, the technical infrastructure is solid for a small business but could benefit from modernization and enhanced security configurations.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainipotechen.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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