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Is ipotechen.com a Scam? Security Check Results - Ипотечен и жилищен кредит

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Is ipotechen.com Safe? Security Analysis for Ипотечен и жилищен кредит

https://ipotechen.com

Check if ipotechen.com is a scam or legitimate. Free security scan and reviews.

FinanceBulgariasmall
WordPressVisual ComposerGoogle FontsGoogle AnalyticsGoogle Adsense+1 more
Analyzed 10/21/2025Completed 10:53:40 PM
43
Security Score
HIGH RISK
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Domainipotechen.com
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Ipotechen.com is a Bulgarian online platform specializing in mortgage and housing loan information, offering users access to multiple financial institutions including banks and non-bank lenders. The site provides detaile… Unlock the full Guard report to read the complete analysis.

Detected Technologies

WordPressVisual ComposerGoogle FontsGoogle AnalyticsGoogle AdsensejQuery
Continuous monitoring

Keep ipotechen.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

20/100

GDPR Compliance

3 findings

65/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

The business operates in the finance and real estate sectors, focusing on mortgage lending facilitation and information dissemination. Its business model revolves around aggregating loan offers and simplifying application processes for consumers, likely generating revenue through advertising and lead referrals. The platform targets Bulgarian residents seeking housing finance, offering both bank and non-bank credit options. The presence of user ratings and detailed loan filters suggests a competitive positioning aimed at transparency and user empowerment. The company appears small in size but well-established since 2014, with consistent branding and a clear market niche. Partnerships with various financial institutions are implied but not explicitly detailed. Growth potential exists through enhanced digital marketing and expanded service offerings.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a basic to moderate security posture. HTTPS is properly implemented, ensuring encrypted communications. The domain status clientTransferProhibited adds a layer of domain security. However, the absence of DNSSEC leaves the domain vulnerable to DNS spoofing attacks. No security headers such as Content-Security-Policy or X-Frame-Options were detected, which could mitigate common web attacks. The site collects user data via forms but lacks visible advanced security or incident response disclosures. No vulnerabilities or exposed sensitive data were found in the analyzed content. To improve, the site should enable DNSSEC, implement security headers, and publish security and incident response policies to build user trust and comply with best practices.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Ипотечен и жилищен кредит

Description:

Бързи ипотечни и жилищни кредити и заеми. Вземете ипотечен кредит или заем срещу вашия имот. Всичко за кредитирането за апартамент, къща, вила, земя или парцел. Ипотечен кредит със и без поръчител. Ипотечен кредит със и без доказване на доходи. Всички необходими документи за теглене на ипотечен заем.

Key Services:
Mortgage credit informationLoan application via single request to multiple companiesCredit calculatorsDocument and procedure guidance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressVisual ComposerGoogle FontsGoogle AnalyticsGoogle AdsensejQuery
Frameworks:
Yoast SEO
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
70/100
Best Practices:
  • HTTPS enabled
  • ClientTransferProhibited domain status
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google Adsense
Marketing Tools:
Yoast SEO
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is a Bulgarian mortgage and housing loan information portal

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

20/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections Unlock the full report to read the complete fix.

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks Unlock the full report to read the complete fix.

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing Unlock the full report to read the complete fix.

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load Unlock the full report to read the complete fix.

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended) Unlock the full report to read the complete fix.

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

65/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +a +mx +ip4:195.191.148.6 +ip4:195.191.149.6 +include:smtp-out.spf.superhosting.bg +include:smart.spf.superhosting.bg ~all
DNS Lookups:4/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information Unlock the full report to read the complete fix.

Mixed Content Detected

MEDIUM

9 resources loaded over insecure HTTP Unlock the full report to read the complete fix.

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

No DMARC Record

MEDIUM

DMARC policy not configured Unlock the full report to read the complete fix.

DNS Records

A Records:195.191.149.103
Name Servers:
ns105.superhosting.bgDNS only
ns106.superhosting.bgDNS only
MX Records:
0: ipotechen.com
SOA:Serial: 2025102107, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:39ms

SPF Analysis

SPF Record:
v=spf1 +a +mx +ip4:195.191.148.6 +ip4:195.191.149.6 +include:smtp-out.spf.superhosting.bg +include:smart.spf.superhosting.bg ~all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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⭐ Verified Community Reviews

What others say about ipotechen.com

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