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Is kakaobank.com a Scam? Security Check Results - 카카오뱅크

kakaobank.com Security Report Summary

kakaobank.com received a security score of 70 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers 카카오뱅크's website security posture. 카카오뱅크 operates in the Finance industry in South Korea.

카카오뱅크는 2013년에 설립된 대한민국의 대표적인 인터넷 전문은행으로, 모바일 중심의 간편하고 혁신적인 금융 서비스를 제공하고 있습니다. 주요 서비스로는 입출금통장, 대출, 예금, 적금, 투자 및 외환 서비스, 체크카드 등이 있으며, 개인 및 개인사업자를 대상으로 한 다양한 금융 상품을 운영하고 있습니다. 브랜드 일관성과 사용자 경험에 중점을 둔 디자인으로 높은 신뢰도를 확보하고 있습니다. 기술적으로는 Google Analytics, Google Tag Manager, reCAPTCHA, Kakao Maps SDK 등 최신 웹 기술을 활용하며, Akamai를 통한 안정적인 호스팅 환경을 갖추고 있습니다. 보안 측면에서는 HTTPS 적용과 CSRF 토큰, reCAPTCHA 사용 등 기본적인 보안 조치를 시행하고 있으나, DNSSEC 미적용과 보안 헤더 부재, 보안 공지 체계 미비 등 개선 여지가 있습니다. 전반적으로 신뢰성 높고 전문적인 금융 서비스 웹사이트로 평가되며, 개인정보처리방침과 이용약관 등 법적 문서도 충실히 제공하고 있습니다.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Google Analytics, Google Tag Manager, reCAPTCHA, Kakao Maps SDK, Moment.js, ScrollReveal.js, jQuery.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is kakaobank.com Safe? Security Analysis for 카카오뱅크

https://kakaobank.com

Check if kakaobank.com is a scam or legitimate. Free security scan and reviews.

FinanceSouth Korealarge
Google AnalyticsGoogle Tag ManagerreCAPTCHAKakao Maps SDKMoment.js+2 more
Analyzed 7/26/2025Completed 3:56:23 PM8mo ago
70
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domainkakaobank.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

카카오뱅크는 2013년에 설립된 대한민국의 대표적인 인터넷 전문은행으로, 모바일 중심의 간편하고 혁신적인 금융 서비스를 제공하고 있습니다. 주요 서비스로는 입출금통장, 대출, 예금, 적금, 투자 및 외환 서비스, 체크카드 등이 있으며, 개인 및 개인사업자를 대상으로 한 다양한 금융 상품을 운영하고 있습니다. 브랜드 일관성과 사용자 경험에 중점을 둔 디자인으로 높은 신뢰도를 확보하고 있습니다. 기술적으로는 Google Analytics, Google Tag Manager, reCAPTCHA, Kakao Maps SDK 등 최신 웹 기술을 활용하며, Akamai를 통한 안정적인 호스팅 환경을 갖추고 있습니다. 보안 측면에서는 HTTPS 적용과 CSRF 토큰, reCAPTCHA 사용 등 기본적인 보안 조치를 시행하고 있으나, DNSSEC 미적용과 보안 헤더 부재, 보안 공지 체계 미비 등 개선 여지가 있습니다. 전반적으로 신뢰성 높고 전문적인 금융 서비스 웹사이트로 평가되며, 개인정보처리방침과 이용약관 등 법적 문서도 충실히 제공하고 있습니다.

Detected Technologies

Google AnalyticsGoogle Tag ManagerreCAPTCHAKakao Maps SDKMoment.jsScrollReveal.jsjQuery

8 urgent findings need attention

8 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

70/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

카카오뱅크는 디지털 뱅킹 시장에서 강력한 입지를 구축하고 있으며, 모바일 퍼스트 전략과 사용자 친화적 UX를 통해 경쟁 우위를 확보하고 있습니다. 다양한 금융 상품과 서비스 라인업을 통해 개인 및 사업자 고객을 폭넓게 커버하며, 금융기술 연구소 및 인증서 서비스 등 자체 기술 역량도 강화하고 있습니다. 공식 SNS 채널과 광고 플랫폼을 활용한 마케팅 활동도 활발하며, 파트너 도메인과의 연계를 통해 생태계를 확장 중입니다. 이러한 전략은 지속적인 성장과 시장 점유율 확대에 긍정적인 영향을 미치고 있습니다.

Security Posture Analysis

Comprehensive Security Assessment

웹사이트는 HTTPS를 기본으로 하며, CSRF 토큰과 Google reCAPTCHA를 통해 보안성을 강화하고 있습니다. 그러나 DNSSEC 미적용과 보안 관련 HTTP 헤더 부재, 보안 취약점 신고 안내는 있으나 보안.txt 파일 부재, 명확한 보안 사고 대응 연락처 미공개 등은 보완이 필요합니다. 외부 스크립트는 신뢰할 수 있는 출처에서 로드되고 있으나, 보안 모범 사례를 더욱 강화할 필요가 있습니다. 전반적으로 중상위 수준의 보안 태세를 유지하고 있으나, 일부 영역에서 개선이 권고됩니다.

Strategic Recommendations

Priority Actions for Security Improvement

1

도메인 DNSSEC 활성화를 통해 DNS 보안 강화

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

카카오뱅크

Description:

카카오뱅크는 모바일 기반의 은행 서비스로, 간편한 계좌개설, 이체, 예금, 적금, 대출, 투자, 외환, 카드, 사업자 금융 서비스를 제공한다. IT 기술을 활용하여 사용자 친화적이고 보안이 강화된 금융 서비스를 제공한다.

Key Services:
입출금통장모임통장정기예금자유적금대출(비상금대출, 신용대출, 주택담보대출 등)투자 및 외환 서비스체크카드 및 신용카드사업자 금융 서비스
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Google AnalyticsGoogle Tag ManagerreCAPTCHAKakao Maps SDKMoment.jsScrollReveal.jsjQuery
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

excellent

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • CSRF token present in meta tags
  • Use of reCAPTCHA for bot prevention
  • Content Security Policy not explicitly detected but scripts loaded from trusted sources

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google Ads (implied via Google Tag Manager)
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:211.40.111.150 ip4:103.66.194.51 ip4:103.254.248.51 ip4:211.40.111.137 ip4:13.124.111.122 ip4:103.66.194.53 ip4:211.40.111.142 ip4:211.40.111.158 ip4:61.252.191.58 ip4:61.252.191.42 ip4:61.252.177.51 include:_spf.google.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:google(1296-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

90/100
Score

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.kakaobank.com
Issuer:Thawte EV RSA CA G2
Valid Until:11/26/2025 (123 days)
SANs:www.kakaobank.com, kakaobank.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:103.66.192.17
Name Servers:
a1-240.akam.netDNS only
a12-65.akam.netDNS only
a18-66.akam.netDNS only
a24-67.akam.netDNS only
a5-64.akam.netDNS only
a9-65.akam.netDNS only
MX Records:
5: alt1.aspmx.l.google.com
10: aspmx3.googlemail.com
1: aspmx.l.google.com
10: aspmx2.googlemail.com
5: alt2.aspmx.l.google.com
SOA:Serial: 1557376097, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:119ms

SPF Analysis

SPF Record:
v=spf1 ip4:211.40.111.150 ip4:103.66.194.51 ip4:103.254.248.51 ip4:211.40.111.137 ip4:13.124.111.122 ip4:103.66.194.53 ip4:211.40.111.142 ip4:211.40.111.158 ip4:61.252.191.58 ip4:61.252.191.42 ip4:61.252.177.51 include:_spf.google.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does kakaobank.com compare?

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🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

카카오뱅크 웹사이트는 최신 웹 기술과 라이브러리를 활용하여 빠르고 안정적인 사용자 경험을 제공합니다. Google Analytics 및 Tag Manager를 통한 데이터 분석과 reCAPTCHA를 통한 봇 방지 기능이 통합되어 있습니다. Akamai CDN을 통한 글로벌 수준의 호스팅과 Kakao Maps SDK 등 자체 기술 연계도 돋보입니다. 모바일 최적화와 웹 접근성 인증을 획득하여 다양한 사용자 환경에 대응하고 있습니다. 다만, 보안 헤더 부재와 DNSSEC 미적용 등 일부 기술적 보완점이 존재하며, 이를 개선하면 더욱 견고한 인프라가 될 것입니다.
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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainkakaobank.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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