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Is kb.cz a Scam? Security Check Results - Komerční banka

kb.cz Security Report Summary

kb.cz received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Komerční banka's website security posture. Komerční banka operates in the Finance industry in Czech Republic.

Komerční banka is a leading financial institution in the Czech Republic offering a wide range of banking and financial services including accounts, loans, mortgages, savings, investments, and insurance. The website reflects a mature digital presence with professional design, clear navigation, and comprehensive product information targeting individuals, entrepreneurs, and institutions. Technically, the site employs modern web technologies such as Google Tag Manager, personalization scripts from Persoo, and is built on the Kentico CMS platform. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though explicit security policies and incident response information are not publicly disclosed. Overall, the site is trustworthy and well-maintained, supporting the bank's market position as a major player in Czech finance.

The security scan identified 23 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Google Tag Manager, Persoo personalization scripts, Luigisbox tracker, Google Fonts, Kentico CMS (implied by content bundle path).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is kb.cz Safe? Security Analysis for Komerční banka

https://kb.cz

Check if kb.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republiclarge
Google Tag ManagerPersoo personalization scriptsLuigisbox trackerGoogle FontsKentico CMS (implied by content bundle path)
Analyzed 10/13/2025Completed 10:07:56 PM5mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainkb.cz
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Komerční banka is a leading financial institution in the Czech Republic offering a wide range of banking and financial services including accounts, loans, mortgages, savings, investments, and insurance. The website reflects a mature digital presence with professional design, clear navigation, and comprehensive product information targeting individuals, entrepreneurs, and institutions. Technically, the site employs modern web technologies such as Google Tag Manager, personalization scripts from Persoo, and is built on the Kentico CMS platform. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though explicit security policies and incident response information are not publicly disclosed. Overall, the site is trustworthy and well-maintained, supporting the bank's market position as a major player in Czech finance.

Detected Technologies

Google Tag ManagerPersoo personalization scriptsLuigisbox trackerGoogle FontsKentico CMS (implied by content bundle path)

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

85/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

72/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank targets a broad customer base including citizens, small and large businesses, and government entities. Its business model centers on retail and corporate banking services with revenue streams from account fees, lending, investment products, and insurance. The presence of multiple related domains for career, internet banking, and business banking platforms indicates a diversified service ecosystem. The website's content quality and branding consistency reinforce its strong market position. The lack of WHOIS data is likely due to registry policies rather than privacy concerns, and the domain appears legitimate given the professional web presence and trusted external links.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS and use of security best practices such as secure login portals and no exposed sensitive data. However, there is no explicit public security policy or incident response contact information, which could be improved for transparency and compliance. The use of third-party scripts necessitates ongoing monitoring for vulnerabilities. No critical security issues were detected in the analysis.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response information to enhance transparency.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Komerční banka

Description:

Komerční banka poskytuje finanční produkty a služby pro občany, podnikatele, malé i velké podniky a státní správu. Bankovní účty, půjčky, hypotéky, spoření, investice, pojištění. Široká síť poboček a bankomatů KB.

Key Services:
bankovní účtypůjčkyhypotékyspořeníinvesticepojištění
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Google Tag ManagerPersoo personalization scriptsLuigisbox trackerGoogle FontsKentico CMS (implied by content bundle path)
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure login links
  • Use of Google Tag Manager with auth and preview parameters

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
PersooLuigisbox
Marketing Tools:
Persoo personalization
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=16070400; includeSubDomains"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

72/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:194.228.113.0/24 ip4:195.47.102.0/24 ip4:194.50.202.0/24 ip4:194.50.219.0/24 ip4:194.50.226.0/23 -all
DNS Lookups:1/10
Policy:-all
DMARC Details
Policy:quarantine
Aggregate Reports:dmarc_rua@kb.cz

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Registration Details

Domain Age
28 years(mature)

DNS Records

A Records:194.50.202.49, 194.50.226.49
Name Servers:
nsn1.mojebanka.czDNS only
nsv1.mojebanka.czDNS only
MX Records:
10: mail2v.kb.cz
10: mail1n.kb.cz
SOA:Serial: 2012116870, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:70ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:194.228.113.0/24 ip4:195.47.102.0/24 ip4:194.50.202.0/24 ip4:194.50.219.0/24 ip4:194.50.226.0/23 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does kb.cz compare?

See how kb.cz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack including Kentico CMS, Google Tag Manager, and personalization tools from Persoo. It loads Google Fonts and external scripts asynchronously to optimize performance. The site is mobile optimized with responsive design and accessibility considerations. SEO is supported by proper meta tags and Open Graph data. Performance is moderate, with potential for further optimization. Hosting provider details are not explicit but likely stable given the bank's scale. Overall, the technical implementation supports a professional and user-friendly banking website.
Professional PDF & Marketing Data

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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainkb.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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