What is the security status of klarna.de?

klarna.de has a security score of 66/100, rated as Moderate Risk. The website may have security concerns that should be addressed.

Is klarna.de safe to use?

Our security scan shows klarna.de is Moderate Risk. SSL security issues detected. Always practice safe browsing habits.

Does klarna.de have viruses?

Our comprehensive security scan analyzes multiple security factors. Based on the overall security score of 66/100, the website is rated as Moderate Risk. However, websites can change over time, so always use updated security software.

What is klarna.de's trust score?

klarna.de has a security score of 66/100. This score is based on multiple factors including SSL security, security headers, DNS health, and compliance checks.

I want to know if klarna.de is a legitimate website or if it's a scam.

According to our comprehensive security analysis, klarna.de has a security score of 66/100, which indicates it is Moderate Risk. Klarna is a leading fintech company specializing in flexible payment solutions and buyer protection services, primarily targeting consumers and merchants in Germany and other international markets. The website showcases Klarna's diverse payment options, including immediate payment, deferred payment, installment plans, and credit card services, supported by a well-designed and user-friendly digital platform. The company positions itself strongly in the e-commerce and finance sectors, emphasizing convenience, security, and cashback benefits to enhance customer experience. Technically, the website employs modern web technologies such as React and Emotion for styling, integrates multiple third-party analytics and advertising services including Google Analytics and Google Ads, and enforces HTTPS with robust security headers. The site is optimized for mobile devices and accessibility, providing a fast and seamless user experience. Privacy and cookie policies are present and indicate GDPR compliance, although explicit contact information for privacy or security inquiries is not readily available. From a security perspective, Klarna demonstrates a mature posture with HTTPS enforcement, security headers, and no visible vulnerabilities or exposed sensitive data. However, the absence of a public security policy, incident response details, or vulnerability disclosure program suggests areas for improvement in transparency and security communication. The WHOIS data is unavailable, which raises minor concerns but is not uncommon for large fintech firms using privacy services. Overall, the domain and website appear legitimate and trustworthy based on branding, content quality, and external trust indicators. Strategically, Klarna should consider enhancing its security and privacy transparency by publishing dedicated policies and contact channels, and possibly implementing a vulnerability disclosure program. These steps would strengthen user trust and compliance posture. Continued investment in technical modernization and user experience will support Klarna's market leadership and growth in the competitive fintech landscape.

Is klarna.de Safe? Security Analysis for Klarna

https://klarna.de

Check if klarna.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge

ReactEmotion CSS-in-JSSVG graphicsHTTPSGoogle Tag Manager+4 more

Analyzed 10/11/2025Completed 12:59:45 AM

Security Score

MEDIUM RISK

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Domainklarna.de

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Reg. No. 40203410806 • VAT LV40203410806

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AI Summary

Klarna is a leading fintech company specializing in flexible payment solutions and buyer protection services, primarily targeting consumers and merchants in Germany and other international markets. The website showcases… Unlock the full Guard report to read the complete analysis.

Detected Technologies

ReactEmotion CSS-in-JSSVG graphicsHTTPSGoogle Tag ManagerGoogle AnalyticsGoogle AdsDoubleClickCookieLaw.org scripts

Security Headers

4 findings

50/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

9 findings

2/100

Email Security

2 findings

87/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Klarna operates as a major player in the fintech and e-commerce payment space, offering flexible payment methods that cater to a broad consumer base. Its business model revolves around providing payment solutions that integrate seamlessly with online and in-store shopping, supported by a proprietary app and credit card product. Klarna's revenue streams likely include merchant fees, interest from financing products, and partnerships with retailers. The company targets both consumers seeking flexible payment options and merchants aiming to increase conversion rates. The presence of cashback offers and extensive partner networks indicates a strong ecosystem approach. Klarna's market position is robust, supported by high user satisfaction and widespread brand recognition. The company leverages partnerships with major retailers such as IKEA, Zalando, and Samsung to expand its footprint. Growth indicators include continuous product innovation and geographic expansion. Klarna's operations reflect a sophisticated fintech infrastructure with a focus on user-centric financial services.

Security Posture Analysis

Comprehensive Security Assessment

Klarna's website demonstrates a high level of security maturity, with HTTPS enforced and multiple security headers implemented to protect users from common web threats. The absence of exposed sensitive data and use of secure forms indicate adherence to best practices. However, the lack of publicly available security policies, incident response procedures, and vulnerability disclosure mechanisms suggests gaps in transparency and formal security communication. Compliance with GDPR is indicated through privacy and cookie policies, but explicit data protection officer contact details are not found. The use of third-party analytics and advertising services introduces potential privacy risks, mitigated by consent mechanisms. Overall, Klarna maintains a secure environment for its users but could enhance its security posture by publishing detailed security governance documents and establishing clear channels for security incident reporting.

Strategic Recommendations

Priority Actions for Security Improvement

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✨Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Klarna

Description:

Klarna offers flexible payment methods allowing customers to decide how and when to pay, including immediate payment, payment within 30 days, interest-free installments, and financing options. It provides buyer protection and cashback benefits.

Key Services:

Flexible payment methodsBuyer protectionKlarna App for shopping and finance managementKlarna Card (credit card)Cashback and deals

Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:

ReactEmotion CSS-in-JSSVG graphicsHTTPSGoogle Tag ManagerGoogle AnalyticsGoogle AdsDoubleClickCookieLaw.org scripts

Frameworks:

React

Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:

90/100

Best Practices:

HTTPS enforced
Secure cookies
No exposed sensitive data in HTML
Use of security headers

Analytics & Tracking

Services:

Google AnalyticsGoogle Tag Manager

Tracking Level:extensive

Privacy Compliance:good

Advertising & Marketing

Ad Networks:

Google AdsDoubleClick

Marketing Tools:

Google Ads

Transparency Level:good

Website Quality Assessment

Design Quality:excellent

User Experience:excellent

Content Relevance:excellent

Navigation Clarity:excellent

Professionalism:excellent

Trustworthiness:high

Key Observations

Website is fully accessible with rich content and no blocking detected.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

50/100

Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks Unlock the full report to read the complete fix.

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load Unlock the full report to read the complete fix.

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended) Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

2/100

Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

87/100

Score

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF

Sender Policy Framework

DKIM

DomainKeys Identified Mail

DMARC

Domain-based Message Authentication

MX Records

Mail Exchange Records

BIMI

Brand Indicators

MTA-STS

Mail Transfer Agent Security

TLS-RPT

TLS Reporting

DNSSEC

DNS Security

SPF Details

Record:

v=spf1 include:sendgrid.net include:_spf.google.com include:_spf.atlassian.net include:spf-0098b101.pphosted.com ip4:18.159.145.12 ip4:18.156.64.82 ip4:54.77.2.88 ip4:54.72.124.243 -all

DNS Lookups:4/10

Policy:-all

DKIM Selectors Found

Selector:google(1120-bit rsa)

Selector:s1(1440-bit rsa)

DMARC Details

Policy:reject

Aggregate Reports:dmarc-reports@klarna.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

82/100

Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100

Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age

16 years(mature)

Expiry Risk

medium(60 days)

Protection Level

basicDNSSEC OFF

DNS Records

A Records:3.173.22.37, 3.173.23.37, 3.173.21.37

Name Servers:

a1-74.akam.net

a12-65.akam.net

a20-66.akam.net

a5-64.akam.net

edns7.ultradns.com

edns7.ultradns.org

MX Records:

10: mxz2.klarna.com

10: mxz3.klarna.com

10: mxz1.klarna.com

10: mxz4.klarna.com

SOA:Serial: 2017073507, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:37ms

SPF Analysis

SPF Record:

v=spf1 include:sendgrid.net include:_spf.google.com include:_spf.atlassian.net include:spf-0098b101.pphosted.com ip4:18.159.145.12 ip4:18.156.64.82 ip4:54.77.2.88 ip4:54.72.124.243 -all

⚡Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100

Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.

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Is klarna.de a Scam? Security Check Results - Klarna Reviews

Is klarna.de Safe? Security Analysis for Klarna

Unlock the complete security report for klarna.de

How it works

Order summary

AI Summary

Detected Technologies

🧠AI Business Intelligence

Business Intelligence

Security Posture Analysis

Strategic Recommendations

✨Observations

AI-Enhanced Website Analysis

Business Insights

Technical Stack

Security Assessment

Analytics & Tracking

Advertising & Marketing

Website Quality Assessment

Key Observations

🛡️Security Headers

Security Headers

Missing X-Frame-Options header

Missing Content-Security-Policy header

Missing X-XSS-Protection header

Missing Permissions-Policy header

👤GDPR Compliance

GDPR Compliance

No Privacy Policy found

No Cookie Policy found

No Cookie Consent Banner found

Third-party services without privacy policy

GDPR Compliance Analysis

🛡️NIS2 Compliance

NIS2 Compliance

No information security framework found

No vulnerability disclosure policy

No security policy documentation found

No incident response procedures found

No business continuity planning found

No security contact information

No vulnerability reporting mechanism

No NIS2 reference found

Critical sector without clear security compliance

📧Email Security

Email Security

No MTA-STS Policy

No TLS-RPT Record

SPF Details

DKIM Selectors Found

DMARC Details

🏆SSL/TLS Security

SSL/TLS Security

Weak Protocols Supported

Certificate Transparency Not Implemented

Protocol Support

OCSP Status

📊DNS Health

DNS Health

DNSSEC Not Enabled

Domain Delete Lock Not Enabled

Domain Registration Details

DNS Records

DNSSEC Status

DNS Performance

SPF Analysis

⚡Network Security

Network Security

Good Network Security Posture

🔧Technical Analysis

Technical Analysis

Additional Findings

Related Partner Domains

l.klarna.com

trustpilot.com

—out of 5