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Is kreditspro.lv a Scam? Security Check Results - Kredits Pro

kreditspro.lv Security Report Summary

kreditspro.lv received a security score of 43 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Kredits Pro's website security posture. Kredits Pro operates in the Finance industry in Latvia.

Kredits Pro is a Latvian financial services provider specializing in secured loans against real estate collateral for businesses and individuals. The company offers a range of loan products including credit refinancing, development project financing, and loans for non-residents. Their market position is that of a niche local lender focusing on real estate-backed credit solutions with loan amounts up to 500,000 EUR or more. The website content is primarily in Latvian with some Russian language options, targeting Latvian businesses and individuals seeking financing solutions. Technically, the website uses a basic but functional tech stack including jQuery and ResponsiveSlides.js for UI elements. The site is moderately optimized for mobile devices and has basic accessibility features. SEO is basic with proper meta tags but lacks advanced structured data or Open Graph tags. No CMS or hosting provider details are evident. Performance is moderate with no major issues detected. From a security perspective, the site uses HTTPS as indicated by canonical URLs but lacks visible security headers such as CSP or HSTS. No privacy or cookie policies are present, and no incident response or security contact information is provided. No WAF or bot protection mechanisms are detected. The absence of WHOIS data due to query limits restricts domain trust assessment. Contact information is clearly provided, including a physical address, phone number, and company email. Overall, the website presents a legitimate small financial services business with moderate technical maturity and basic security posture. Improvements in privacy compliance, security headers, and WHOIS transparency would enhance trust and security posture. The content is safe for general audiences with no adult or questionable material detected.

The security scan identified 34 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, ResponsiveSlides.js, CSS3, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is kreditspro.lv Safe? Security Analysis for Kredits Pro

http://www.kreditspro.lv

Check if kreditspro.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviasmall
jQueryResponsiveSlides.jsCSS3HTML5
Analyzed 7/30/2025Completed 4:58:07 PM7mo ago
43
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainkreditspro.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Kredits Pro is a Latvian financial services provider specializing in secured loans against real estate collateral for businesses and individuals. The company offers a range of loan products including credit refinancing, development project financing, and loans for non-residents. Their market position is that of a niche local lender focusing on real estate-backed credit solutions with loan amounts up to 500,000 EUR or more. The website content is primarily in Latvian with some Russian language options, targeting Latvian businesses and individuals seeking financing solutions. Technically, the website uses a basic but functional tech stack including jQuery and ResponsiveSlides.js for UI elements. The site is moderately optimized for mobile devices and has basic accessibility features. SEO is basic with proper meta tags but lacks advanced structured data or Open Graph tags. No CMS or hosting provider details are evident. Performance is moderate with no major issues detected. From a security perspective, the site uses HTTPS as indicated by canonical URLs but lacks visible security headers such as CSP or HSTS. No privacy or cookie policies are present, and no incident response or security contact information is provided. No WAF or bot protection mechanisms are detected. The absence of WHOIS data due to query limits restricts domain trust assessment. Contact information is clearly provided, including a physical address, phone number, and company email. Overall, the website presents a legitimate small financial services business with moderate technical maturity and basic security posture. Improvements in privacy compliance, security headers, and WHOIS transparency would enhance trust and security posture. The content is safe for general audiences with no adult or questionable material detected.

Detected Technologies

jQueryResponsiveSlides.jsCSS3HTML5

15 urgent findings need attention

1 critical · 14 high

  • + 7 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Kredits Pro operates in the Latvian finance and real estate sectors, providing secured lending solutions primarily targeting businesses and individuals with real estate assets. Their business model revolves around offering loans secured by property collateral, credit refinancing, and financing for development projects. The company appears to serve a niche market within Latvia, focusing on loans up to 500,000 EUR or more. The presence of services for non-residents indicates an attempt to broaden the customer base. The website's clear contact details and social media presence suggest a legitimate operation, though the lack of privacy and cookie policies may indicate limited regulatory compliance maturity. The company likely generates revenue through interest on loans and refinancing fees. No partnerships or subsidiaries are evident from the website content.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Company Registration

Registration Number:

40103483292

Security Posture Analysis

Comprehensive Security Assessment

The current security posture of the website is basic. HTTPS is used, but no explicit security headers such as Content-Security-Policy, X-Frame-Options, or Strict-Transport-Security are detected, which are important for mitigating common web attacks. The absence of privacy and cookie policies indicates potential GDPR compliance gaps. No incident response or security contact information is provided, limiting transparency in case of security incidents. No vulnerable or outdated libraries were detected in the provided scripts, but the use of jQuery without version details may pose risks if outdated. The site lacks advanced security mechanisms like WAF or bot protection. Overall, the security maturity is low to moderate, with recommendations to implement security headers, privacy policies, and incident response contacts to improve posture.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive privacy and cookie policies to improve GDPR compliance and user trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Kredits Pro

Description:

Provides loans secured by real estate collateral for businesses and individuals engaged in economic activities. Offers credit refinancing, development project financing, and loans for non-residents. Loan amounts up to 500,000 EUR or more.

Key Services:
Loans against real estate collateralCredit refinancingLoans for development projectsLoans for non-residentsBusiness loans
Content Quality:

basic

Branding:

moderate

Technical Stack

Technologies:
jQueryResponsiveSlides.jsCSS3HTML5
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
50/100
Best Practices:
  • HTTPS usage implied by canonical URL (https://www.kreditspro.lv/index.html)

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:good
Navigation Clarity:good
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, Twitter

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

Weak DKIM Key

HIGH

DKIM selector 'default' uses 1008-bit key

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:91.203.68.203 +a +mx +ip4:91.203.68.160/27 +ip4:91.203.68.192/28 +ip4:193.46.236.34 +ip4:85.31.97.38 -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:default(1008-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 37 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:91.203.68.203
Name Servers:
ns.nano.lvDNS only
ns2.nano.lvDNS only
MX Records:
0: kreditspro.lv
SOA:Serial: 2025060800, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:55ms

SPF Analysis

SPF Record:
v=spf1 ip4:91.203.68.203 +a +mx +ip4:91.203.68.160/27 +ip4:91.203.68.192/28 +ip4:193.46.236.34 +ip4:85.31.97.38 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does kreditspro.lv compare?

kreditspro.lv scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using standard web technologies including HTML5, CSS3, and JavaScript libraries such as jQuery and ResponsiveSlides.js for UI components. The site uses responsive design techniques but mobile optimization is basic. No CMS or advanced frameworks are detected, indicating a custom or simple static site approach. Performance is moderate with no evident heavy scripts or resources. SEO is basic with meta tags present but no structured data or Open Graph tags. Accessibility features are minimal but functional. Hosting provider and infrastructure details are not discernible from the content. The technical stack is adequate for a small business website but could benefit from modernization and enhanced security configurations.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainkreditspro.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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