Is kreditz.com Safe? Security Analysis for Kreditz
https://kreditz.comCheck if kreditz.com is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
10,000+
Domains scanned
500+
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Marketing Intelligence
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Kreditz is a Sweden-based fintech company specializing in open banking and PSD2 data analytics to facilitate intelligent credit and risk decisions. Their offerings include consumer and business account certificates, leveraging consent-based data and AI technology to improve credit decisioning processes. The company targets financial institutions and businesses requiring advanced credit risk insights, positioning itself as a leader in the open banking data space. Technically, the website is built on modern frameworks such as React.js, hosted on AWS infrastructure, and integrates multiple marketing and analytics tools including HubSpot, Google Analytics, Hotjar, and LinkedIn Insight. Security posture is strong with HTTPS enforcement, domain registration protections, and cookie consent management via Cookiebot, although explicit security policies and vulnerability disclosure mechanisms are absent. Overall, Kreditz demonstrates a mature digital presence with good privacy compliance and professional branding, though improvements in transparency around security policies and terms of service would enhance trust further.
Detected Technologies
5 urgent findings need attention
5 high
Keep kreditz.com under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
2 findings
80/100
GDPR Compliance
2 findings
83/100
NIS2 Compliance
8 findings
17/100
Email Security
3 findings
83/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Kreditz operates a B2B SaaS model providing API and web portal access to standardized and customizable financial data products based on open banking and PSD2 data. Their market positioning leverages advanced AI and consent-based data to reduce credit risk and improve decision speed and accuracy. The company serves industries such as consumer and business lending, money transfer, auditing, and insurance. Partnerships with major platforms like HubSpot and LinkedIn support their marketing efforts. The domain age and registration details align well with the company's founding year, indicating operational consistency. The company maintains a medium size with a clear focus on finance and technology sectors.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website enforces HTTPS and employs domain registration locks to prevent unauthorized changes. Cookie consent is managed comprehensively with Cookiebot, including detailed cookie declarations and user controls. However, the absence of a published security policy, incident response contacts, and vulnerability disclosure mechanisms such as security.txt represent gaps in security transparency. The use of multiple third-party scripts introduces potential risk vectors that require ongoing monitoring. No critical vulnerabilities or exposed sensitive data were detected in the analysis. Overall, the security posture is good but could be improved by formalizing security governance documentation and enabling DNSSEC.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy and incident response information on the website.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Kreditz
Kreditz specializes in open banking and PSD2 data insights, offering standardized and customizable products for consumer and business account certificates to facilitate intelligent credit and risk decisions using consent-based data and AI technology.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Cookie consent management implemented
- Domain locked with multiple client prohibitions
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website uses modern JavaScript frameworks and libraries.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Complex SPF record
LOWToo many include statements can cause lookup limits
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does kreditz.com compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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