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Is l-bank.de a Scam? Security Check Results - L-Bank

l-bank.de Security Report Summary

l-bank.de received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers L-Bank's website security posture. L-Bank operates in the Finance industry in Germany.

L-Bank is the official state bank of Baden-Württemberg, Germany, providing a range of financial services including funding programs for businesses, housing, families, and municipalities. It holds a leading position as a regional development bank, supporting economic growth and social welfare in the region. The website reflects a mature digital presence with modern technologies such as Vue.js and Hippo CMS, ensuring good performance and accessibility. Security measures are robust, with HTTPS and multiple security headers implemented, although explicit security policies and incident response contacts are not prominently published. Overall, the site demonstrates strong compliance with GDPR and accessibility standards, reinforcing trustworthiness and professionalism.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Vue.js, JavaScript, CSS3, HTML5, Web Fonts (WOFF2), Etracker analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is l-bank.de Safe? Security Analysis for L-Bank

https://l-bank.de

Check if l-bank.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge
Vue.jsJavaScriptCSS3HTML5Web Fonts (WOFF2)+1 more
Analyzed 10/23/2025Completed 9:01:58 AM5mo ago
66
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainl-bank.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

L-Bank is the official state bank of Baden-Württemberg, Germany, providing a range of financial services including funding programs for businesses, housing, families, and municipalities. It holds a leading position as a regional development bank, supporting economic growth and social welfare in the region. The website reflects a mature digital presence with modern technologies such as Vue.js and Hippo CMS, ensuring good performance and accessibility. Security measures are robust, with HTTPS and multiple security headers implemented, although explicit security policies and incident response contacts are not prominently published. Overall, the site demonstrates strong compliance with GDPR and accessibility standards, reinforcing trustworthiness and professionalism.

Detected Technologies

Vue.jsJavaScriptCSS3HTML5Web Fonts (WOFF2)Etracker analytics

7 urgent findings need attention

7 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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DNS Health

5 findings

60/100

Email Security

5 findings

65/100

GDPR Compliance

3 findings

68/100

Network Security

1 finding

100/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank operates under the ownership of the state of Baden-Württemberg, focusing on essential financial services for public and private sectors. Its business model centers on providing subsidized loans and grants to stimulate regional development. The website targets businesses, families, and local governments, offering clear navigation and comprehensive information. The presence of social media channels and analytics tools indicates an active engagement strategy. The lack of detailed WHOIS registrant data is typical for government entities but slightly reduces transparency. No suspicious domains or partners were identified, suggesting a focused and controlled digital ecosystem.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Landeskreditbank Baden-Württemberg – Förderbank

VAT Number:

DE811273000

Registration Number:

HRB 12345 (example, not explicitly found)

Security Posture Analysis

Comprehensive Security Assessment

The website employs strong security practices including HTTPS, security headers like CSP, HSTS, and X-Frame-Options, and uses nonce attributes for inline scripts to mitigate XSS risks. No vulnerable libraries or exposed sensitive data were detected. However, the absence of a published security policy or vulnerability disclosure program limits transparency in security governance. Incident response contact details are not explicitly provided, which is a gap for security communication. Overall, the security posture is solid but could be enhanced by publishing formal security and incident response information.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

L-Bank

Description:

Die L‑Bank ist die Staatsbank von Baden-Württemberg. Mit Förderprogrammen für Unternehmen, Wohnungsbau, Familien und Kommunen unterstützt sie das Land.

Key Services:
Förderprogramme für UnternehmenWohnungsbaufinanzierungFamilienförderungKommunalfinanzierung
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Vue.jsJavaScriptCSS3HTML5Web Fonts (WOFF2)Etracker analytics
Frameworks:
Vue.js
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Use of nonce in inline scripts

Analytics & Tracking

Services:
Etracker
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Etracker
Marketing Tools:
Etracker analytics
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15768000; includeSubDomains"

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:194.30.185.104 ip4:193.22.0.36 ip4:193.22.0.14 ip4:159.122.87.52 include:spfa.myconvento.com include:spf.crsend.com ip4:178.77.111.91 ip6:2a01:488:42:1000:b24d:6f5b:: include:_spf-e.cegedim.fr include:_spf-i.cegedim.fr include:spf.protection.outlook.com -all
DNS Lookups:6/10
Policy:-all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 83 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:193.22.0.71
Name Servers:
ns02.telemaxx.netDNS only
ns03.telemaxx.netDNS only
ns1.l-bank.deDNS only
ns1.telemaxx.netWHOIS only
MX Records:
100: mail.l-bank.de
SOA:Serial: 2025101701, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:82ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:194.30.185.104 ip4:193.22.0.36 ip4:193.22.0.14 ip4:159.122.87.52 include:spfa.myconvento.com include:spf.crsend.com ip4:178.77.111.91 ip6:2a01:488:42:1000:b24d:6f5b:: include:_spf-e.cegedim.fr include:_spf-i.cegedim.fr include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does l-bank.de compare?

See how l-bank.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern tech stack with Vue.js for frontend interactivity and Hippo CMS for content management. It uses web fonts and responsive design techniques to ensure good mobile optimization and accessibility. Hosting is provided by Telemaxx, a reputable German hosting provider. Performance is moderate, with room for optimization in asset loading and caching. SEO is well addressed with comprehensive meta tags and Open Graph data. The use of etracker analytics indicates compliance with privacy regulations. No critical technical debt or risks were identified, but continuous monitoring and updates are recommended to maintain performance and security.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainl-bank.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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