Is ladyloan.lv Safe? Security Analysis for Avafin Latvia SIA
http://www.ladyloan.lvCheck if ladyloan.lv is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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500+
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Ladyloan.lv is an online lending platform operated by Avafin Latvia SIA, a licensed Latvian financial entity offering credit lines and consumer loans up to 4000 EUR. The website targets Latvian consumers seeking quick and convenient loan services with minimal formalities. The platform provides detailed loan product information, repayment schedules, and a secure login portal for customers. The site also informs users about brand consolidation directing new loan applicants to partner Avafin.lv for larger loan amounts. Technically, the site uses modern JavaScript libraries, Google Analytics, and Genesys chat for customer engagement. The design is professional, mobile-optimized, and user-friendly, with clear navigation and relevant content. Privacy and cookie policies are present and indicate GDPR compliance. Security posture is adequate with HTTPS and secure forms, though security headers are not explicitly detected. WHOIS data could not be retrieved due to query limits, limiting domain registration verification. Overall, the site appears legitimate and trustworthy with good business credibility and moderate technical maturity.
Detected Technologies
13 urgent findings need attention
1 critical · 12 high
- + 5 more findings in the full report below
Keep ladyloan.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
30/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The company operates in the Latvian finance sector, focusing on consumer lending with a business model centered on online loan applications and credit lines. The market position is supported by a PTAC license and a significant customer base reflected in over 20,000 positive ratings. The partnership with Avafin.lv expands loan offerings and customer reach. Revenue streams likely derive from interest and fees on loans. The target customer segment is Latvian individuals seeking fast, small to medium-sized loans. The website's marketing ecosystem includes multiple ad networks and tracking services, indicating active digital marketing efforts. The business shows signs of operational maturity with structured loan products, customer support channels, and compliance documentation.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
Avafin Latvia SIA
40103283854
Security Posture Analysis
Comprehensive Security Assessment
The website enforces HTTPS and uses secure login forms, which are positive security indicators. However, no explicit security headers such as Content Security Policy or HSTS were detected in the HTML content, which could improve protection against common web attacks. The site uses several third-party scripts for analytics and chat, which should be regularly audited for vulnerabilities. There is no visible incident response or vulnerability disclosure information, indicating room for improvement in transparency and readiness. Privacy policies and cookie consent mechanisms are present, supporting GDPR compliance. Overall, the security posture is moderate but could be enhanced by implementing additional security headers and incident response contacts.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and enforce security headers like Content Security Policy, HSTS, and X-Frame-Options to strengthen web security.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Avafin Latvia SIA
Avafin Latvia SIA provides credit line and consumer loans up to 4000 EUR with minimal formalities and fast processing. The website targets Latvian customers seeking quick loans with transparent terms.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Secure login form with email and password
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking detected.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Strict DMARC Alignment
LOWStrict alignment may cause legitimate emails to fail
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 70 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
HSTS Missing includeSubDomains
LOWHSTS header does not include subdomains
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does ladyloan.lv compare?
See how ladyloan.lv stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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