Is laks.lv Safe? Security Analysis for Krājaizdevu sabiedrība
http://www.laks.lvCheck if laks.lv is a scam or legitimate. Free security scan and reviews.
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Krājaizdevu sabiedrība operates as a Latvian credit union providing a range of financial services including various loan products and deposit accounts. The website highlights their 30-year history, indicating an established presence in the Latvian financial sector. Their target audience primarily consists of credit union members and Latvian consumers seeking credit and savings products. The business model focuses on member-based financial services with an emphasis on accessibility and financial education. Technically, the website is built on an older CMS (WebCMS v 2.5) and uses legacy JavaScript libraries such as jQuery 1.7.2, which may pose security risks. The site integrates common marketing and analytics tools including Google Tag Manager, Google Analytics, Facebook Pixel, and AddThis, indicating moderate digital maturity. Security posture is moderate but could be improved by updating libraries, implementing security headers, and publishing clear privacy and cookie policies. Overall, the website is functional and moderately professional but lacks comprehensive privacy and security disclosures, which impacts trust and compliance. Strategic improvements in security and privacy transparency are recommended to enhance user trust and regulatory compliance.
Detected Technologies
13 urgent findings need attention
1 critical · 12 high
- + 5 more findings in the full report below
Keep laks.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
30/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
80/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The credit union positions itself as a stable financial institution with a long operational history, targeting Latvian consumers and union members. Their product portfolio includes express loans, consumer loans, auto loans, credit consolidation, housing loans, and deposit products. The presence of financial education links suggests a focus on member empowerment. Partnerships with related financial and educational sites indicate a collaborative ecosystem. The business model relies on member deposits and loan interest, typical for credit unions. The website's moderate content quality and basic branding consistency reflect a medium-sized organization with room for digital growth. Absence of detailed company registration or VAT information on the site limits transparency. The company benefits from social media engagement but could improve online presence and trust signals by adding certifications and detailed business information.
Security Posture Analysis
Comprehensive Security Assessment
Security maturity is moderate with HTTPS usage implied but no explicit security headers detected in the provided data. The use of outdated JavaScript libraries such as jQuery 1.7.2 introduces potential vulnerabilities. No visible privacy or cookie policies reduce compliance with GDPR and other data protection regulations. Tracking technologies like Google Analytics and Facebook Pixel are used without clear user consent mechanisms. No incident response or security contact information is provided, which may hinder timely vulnerability reporting and response. Recommendations include updating all third-party libraries, implementing security headers (CSP, HSTS, X-Frame-Options), publishing comprehensive privacy and cookie policies, and establishing clear incident response contacts. These steps will improve security posture and regulatory compliance.
Strategic Recommendations
Priority Actions for Security Improvement
Update all JavaScript libraries and dependencies to current secure versions to mitigate known vulnerabilities.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Krājaizdevu sabiedrība
Krājaizdevu sabiedrība providing credit union services including various types of loans and deposits, targeting members and customers interested in financial products such as express credit, consumer credit, auto credit, credit consolidation, housing credit, and deposits.
basic
moderate
Technical Stack
moderate
basic
basic
basic
Security Assessment
- Use of HTTPS (implied by Google Tag Manager and Facebook Pixel scripts loaded over HTTPS)
- No visible exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is accessible and not blocked by WAF or security challenges.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DMARC reporting
LOWDMARC aggregate reports not configured
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Mixed Content Detected
MEDIUM3 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does laks.lv compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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