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Is landcredit.ee a Scam? Security Check Results - LandCredit AS

landcredit.ee Security Report Summary

landcredit.ee received a security score of 44 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers LandCredit AS's website security posture. LandCredit AS operates in the Finance industry in Estonia.

LandCredit AS is an Estonian financial services company specializing in loans secured by agricultural and forestry land. Their website targets farmers, forestry businesses, and renewable energy project developers, offering flexible loan products with faster processing times than traditional banks. The company positions itself as a niche lender contributing to rural development in Estonia. Technically, the website is built on WordPress with Elementor, leveraging modern analytics and marketing tools such as Google Analytics, Hotjar, and CookieYes for GDPR compliance. The site is well-structured, mobile-optimized, and provides clear contact channels and customer testimonials, enhancing trust and user experience. Security posture is solid with HTTPS and secure form handling, though improvements are recommended in publishing explicit security policies and incident response contacts. Overall, the website demonstrates a mature digital presence with good compliance and business credibility.

The security scan identified 36 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Elementor, jQuery, Google Tag Manager, Google Analytics, Hotjar, CookieYes.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is landcredit.ee Safe? Security Analysis for LandCredit AS

http://landcredit.ee

Check if landcredit.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstoniasmall
WordPressElementorjQueryGoogle Tag ManagerGoogle Analytics+2 more
Analyzed 6/25/2025Completed 5:46:11 PM9mo ago
44
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainlandcredit.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

LandCredit AS is an Estonian financial services company specializing in loans secured by agricultural and forestry land. Their website targets farmers, forestry businesses, and renewable energy project developers, offering flexible loan products with faster processing times than traditional banks. The company positions itself as a niche lender contributing to rural development in Estonia. Technically, the website is built on WordPress with Elementor, leveraging modern analytics and marketing tools such as Google Analytics, Hotjar, and CookieYes for GDPR compliance. The site is well-structured, mobile-optimized, and provides clear contact channels and customer testimonials, enhancing trust and user experience. Security posture is solid with HTTPS and secure form handling, though improvements are recommended in publishing explicit security policies and incident response contacts. Overall, the website demonstrates a mature digital presence with good compliance and business credibility.

Detected Technologies

WordPressElementorjQueryGoogle Tag ManagerGoogle AnalyticsHotjarCookieYes

15 urgent findings need attention

1 critical · 14 high

  • + 7 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

80/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

LandCredit operates in the finance sector with a focus on land-secured lending, serving a specialized market segment in Estonia. Their competitive advantage lies in streamlined loan processing, free collateral valuation, and flexible payment terms. The business model revolves around providing financial products tailored to the needs of agricultural and forestry enterprises, as well as renewable energy projects. The presence of multiple customer testimonials indicates positive client relationships and market acceptance. The company maintains a professional online presence with clear contact information and GDPR-compliant data collection practices. While no parent or subsidiary companies are identified, the company appears well-established within its niche. The website content and branding are consistent and professionally presented, supporting a high level of business credibility.

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and uses secure AJAX-based forms with GDPR consent checkboxes, reflecting a good baseline security posture. However, the absence of a security.txt file and incident response contact emails limits transparency in vulnerability disclosure and incident handling. The site uses multiple third-party scripts for analytics and marketing, which should be regularly audited to mitigate supply chain risks. Security headers are minimal, and explicit Content-Security-Policy headers are not evident, representing an area for improvement. Overall, the security maturity is moderate to good, with room for enhancements in formal security policies and incident response readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

LandCredit AS

Description:

LandCredit AS is an Estonian capital-based company providing loans secured by land, with a mission to contribute to the development of rural Estonia. They offer loans secured by forestry and agricultural land, including products for farmers, forestry companies, solar energy projects, and business loans.

Key Services:
Loan for farmersLoan for forestry companiesSolar energy project loansBusiness loans secured by land
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressElementorjQueryGoogle Tag ManagerGoogle AnalyticsHotjarCookieYes
Frameworks:
Elementor page builder
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Secure forms with AJAX submission
  • GDPR consent checkboxes on forms

Analytics & Tracking

Services:
Google AnalyticsHotjar
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google DoubleClick
Tracking Pixels:
HotjarFacebook Pixel
Marketing Tools:
HotjarCookieYes
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Google APIs, Google Ads

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

No DMARC reporting

LOW

DMARC aggregate reports not configured

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:108.128.5.204 ip4:185.7.252.106 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:selector2(1296-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject v=DMARC1

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 67 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

55/100
Score

Unregistered MX Record

HIGH

MX record points to unregistered domain: ms92657696.msv1.invalid

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
7 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:185.7.252.156
Name Servers:
ns.elkdata.ee
ns2.elkdata.ee
ns3.elkdata.net
MX Records:
327: ms92657696.msv1.invalid
20: mh2.elkdata.ee
0: landcredit-ee.mail.protection.outlook.com
10: mh14.elkdata.ee
SOA:Serial: 2024031200, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:52ms

SPF Analysis

SPF Record:
v=spf1 ip4:108.128.5.204 ip4:185.7.252.106 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does landcredit.ee compare?

landcredit.ee scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a WordPress CMS platform using the Elementor page builder, supported by jQuery and various third-party analytics and marketing scripts including Google Analytics, Google Tag Manager, Hotjar, and CookieYes. The site is mobile-optimized with responsive design and uses modern fonts from Google Fonts. Performance is moderate, with caching and minified CSS/JS assets observed. The site includes structured data in JSON-LD format for SEO enhancement and Open Graph tags for social media sharing. No major technical debt or deprecated technologies are evident, but security headers could be improved. Hosting provider details are not explicitly identified from the HTML content. Overall, the technical infrastructure supports a professional and functional online presence.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainlandcredit.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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