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Is latvijashipoteka.lv a Scam? Security Check Results - Digital Investment MGMT SIA

latvijashipoteka.lv Security Report Summary

latvijashipoteka.lv received a security score of 59 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Digital Investment MGMT SIA's website security posture. Digital Investment MGMT SIA operates in the Finance industry in Latvia.

Latvijas Hipotēka, operated by Digital Investment MGMT SIA, is a Latvian financial services company specializing in mortgage loans, business loans, and loan consolidation secured by real estate. The company targets individuals, businesses, and farmers in Latvia, offering tailored credit solutions for property purchase, renovation, and business development. The website reflects a well-established local lender with over a decade of operation, supported by displayed licenses and clear contact information. Technically, the website is built on WordPress and integrates modern marketing and analytics tools such as HubSpot and Google Analytics. The site is mobile-optimized with good SEO practices, though accessibility features are basic. Performance is moderate, with lazy loading implemented for images. Security posture is adequate with HTTPS enforced, but lacks some security headers and explicit security policies. Security-wise, the site shows no visible vulnerabilities or exposed sensitive data. However, it lacks published security policies, incident response contacts, and cookie consent mechanisms, which are important for GDPR compliance and user trust. The WHOIS data is unavailable due to query limits, but the domain age and business information suggest legitimacy. Privacy protection on WHOIS is justified for this financial entity. Overall, the website is professional, trustworthy, and functional with room for improvement in security transparency and privacy compliance. Strategic recommendations include implementing security headers, cookie consent, and publishing security policies to enhance user trust and regulatory compliance.

The security scan identified 30 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, HubSpot Analytics, Google Tag Manager, Google Analytics, LazyLoad images, Custom JS scripts.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is latvijashipoteka.lv Safe? Security Analysis for Digital Investment MGMT SIA

https://latvijashipoteka.lv

Check if latvijashipoteka.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviasmall
WordPressHubSpot AnalyticsGoogle Tag ManagerGoogle AnalyticsLazyLoad images+1 more
Analyzed 7/30/2025Completed 5:59:28 PM8mo ago
59
Security Score
MEDIUM RISK

Below Finance avg (78)

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Domains scanned

500+

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Domainlatvijashipoteka.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Latvijas Hipotēka, operated by Digital Investment MGMT SIA, is a Latvian financial services company specializing in mortgage loans, business loans, and loan consolidation secured by real estate. The company targets individuals, businesses, and farmers in Latvia, offering tailored credit solutions for property purchase, renovation, and business development. The website reflects a well-established local lender with over a decade of operation, supported by displayed licenses and clear contact information. Technically, the website is built on WordPress and integrates modern marketing and analytics tools such as HubSpot and Google Analytics. The site is mobile-optimized with good SEO practices, though accessibility features are basic. Performance is moderate, with lazy loading implemented for images. Security posture is adequate with HTTPS enforced, but lacks some security headers and explicit security policies. Security-wise, the site shows no visible vulnerabilities or exposed sensitive data. However, it lacks published security policies, incident response contacts, and cookie consent mechanisms, which are important for GDPR compliance and user trust. The WHOIS data is unavailable due to query limits, but the domain age and business information suggest legitimacy. Privacy protection on WHOIS is justified for this financial entity. Overall, the website is professional, trustworthy, and functional with room for improvement in security transparency and privacy compliance. Strategic recommendations include implementing security headers, cookie consent, and publishing security policies to enhance user trust and regulatory compliance.

Detected Technologies

WordPressHubSpot AnalyticsGoogle Tag ManagerGoogle AnalyticsLazyLoad imagesCustom JS scripts

13 urgent findings need attention

2 critical · 11 high

  • + 5 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

50/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Latvijas Hipotēka operates in the Latvian finance and real estate sectors, focusing on secured lending products. Its competitive advantage lies in specialized mortgage and business loans tailored to local market needs, including farmers and construction businesses. The business model is service-oriented, generating revenue from loan interest and fees. The company targets a broad customer base from individuals to SMEs and agricultural enterprises. Growth indicators include a decade-long presence and active digital marketing. Partnerships are implied through social media and licensing but no explicit partner domains are identified. The company maintains a clear brand and consistent messaging, supporting market credibility.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enforced and no visible sensitive data leaks. However, the absence of key security headers (CSP, HSTS, X-Frame-Options) and lack of published security or incident response policies indicate gaps in security best practices. No vulnerability disclosures or security.txt files are present, limiting transparency. GDPR compliance is partial, with privacy policy present but no cookie consent banner. Incident response readiness and security culture indicators are not evident. Overall, the security posture is functional but could be significantly improved with better policy publication and technical controls.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTP security headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Digital Investment MGMT SIA

Description:

Kredīts pret nekustamā īpašuma ķīlu: īpašuma remontam, iegādei, saimniecības attīstībai, uzņēmējdarbības uzsākšanai vai turpināšanai.

Key Services:
Hipotekārais kredīts (Mortgage loans)Kredīts biznesam (Business loans)Kredīts zemniekiem (Loans for farmers)Kredītu apvienošana (Loan consolidation)
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressHubSpot AnalyticsGoogle Tag ManagerGoogle AnalyticsLazyLoad imagesCustom JS scripts
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • No visible exposed sensitive data
  • Secure form inputs

Analytics & Tracking

Services:
HubSpot AnalyticsGoogle AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
HubSpot Analytics
Marketing Tools:
HubSpot Collected FormsHubSpot BannerHubSpot Messages
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

50/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, Google Ads

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

No email authentication configured

CRITICAL

Domain is vulnerable to email spoofing

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 87 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:latvijashipoteka.lv
Issuer:WE1
Valid Until:10/27/2025 (87 days)
SANs:latvijashipoteka.lv, *.latvijashipoteka.lv

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:104.21.96.1, 104.21.16.1, 104.21.80.1, 104.21.32.1, 104.21.112.1, 104.21.64.1, 104.21.48.1
AAAA Records:2606:4700:3030::6815:3001, 2606:4700:3030::6815:1001, 2606:4700:3030::6815:2001, 2606:4700:3030::6815:6001, 2606:4700:3030::6815:4001, 2606:4700:3030::6815:7001, 2606:4700:3030::6815:5001
Name Servers:
amir.ns.cloudflare.comDNS only
sara.ns.cloudflare.comDNS only
MX Records:
20: mx2.sigmanet.lv
10: mx.sigmanet.lv
SOA:Serial: 2379296608, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:61ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does latvijashipoteka.lv compare?

See how latvijashipoteka.lv stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with integration of HubSpot marketing and analytics tools, Google Analytics, and Google Tag Manager. It uses lazy loading for images to improve performance and is mobile responsive with good SEO meta tags. The site loads moderately fast but could benefit from further optimization. No hosting provider information is directly available. The technical stack is modern but lacks some security hardening measures. The site uses custom JavaScript and CSS for styling and functionality. Overall, the infrastructure supports business needs but has opportunities for modernization and enhanced security.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainlatvijashipoteka.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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