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Is libertymutual.com a Scam? Security Check Results - Liberty Mutual

libertymutual.com Security Report Summary

libertymutual.com received a security score of 70 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Liberty Mutual's website security posture. Liberty Mutual operates in the Finance industry in United States.

Liberty Mutual is a well-established global insurance company headquartered in Boston, Massachusetts, founded in 1912. The company offers a broad range of personal and commercial insurance products including auto, home, renters, and commercial insurance. It positions itself as a trusted insurer with over 100 years of experience, targeting both individual consumers and businesses. The website reflects a mature digital presence with comprehensive service offerings and 24/7 support capabilities. Technically, the site leverages modern web technologies such as React and Next.js, integrates multiple marketing and analytics tools including Google Tag Manager and Facebook Pixel, and demonstrates good performance and mobile optimization. Security posture is strong with HTTPS enforced and appropriate security headers, although explicit security policies and vulnerability disclosure mechanisms are not publicly available. Overall, the site is professional, trustworthy, and compliant with privacy regulations, though WHOIS data is privacy protected, which is typical for large enterprises. Strategic recommendations include enhancing transparency around security policies and incident response, and publishing a vulnerability disclosure policy to further strengthen trust.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Google Tag Manager, Facebook Pixel, Impact Radius, SecuredVisit, Google Fonts.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is libertymutual.com Safe? Security Analysis for Liberty Mutual

https://libertymutual.com

Check if libertymutual.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statesenterprise
ReactGoogle Tag ManagerFacebook PixelImpact RadiusSecuredVisit+1 more
Analyzed 10/9/2025Completed 9:16:14 PM7mo ago
70
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainlibertymutual.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Liberty Mutual is a well-established global insurance company headquartered in Boston, Massachusetts, founded in 1912. The company offers a broad range of personal and commercial insurance products including auto, home, renters, and commercial insurance. It positions itself as a trusted insurer with over 100 years of experience, targeting both individual consumers and businesses. The website reflects a mature digital presence with comprehensive service offerings and 24/7 support capabilities. Technically, the site leverages modern web technologies such as React and Next.js, integrates multiple marketing and analytics tools including Google Tag Manager and Facebook Pixel, and demonstrates good performance and mobile optimization. Security posture is strong with HTTPS enforced and appropriate security headers, although explicit security policies and vulnerability disclosure mechanisms are not publicly available. Overall, the site is professional, trustworthy, and compliant with privacy regulations, though WHOIS data is privacy protected, which is typical for large enterprises. Strategic recommendations include enhancing transparency around security policies and incident response, and publishing a vulnerability disclosure policy to further strengthen trust.

Detected Technologies

ReactGoogle Tag ManagerFacebook PixelImpact RadiusSecuredVisitGoogle Fonts

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

50/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Liberty Mutual operates in the finance sector as an essential entity with a large enterprise size. Its business model focuses on providing insurance products to a wide customer base including individuals and commercial clients. The company benefits from a strong market position as one of the largest insurers in the U.S. and maintains a subsidiary relationship with Safeco Insurance. Revenue streams likely include premiums from various insurance lines. The company’s digital ecosystem includes partnerships with advertising and analytics providers to optimize marketing efforts. The website’s content and branding are consistent and professional, supporting a high level of business credibility. Growth indicators include a robust online quote system and 24/7 customer support. The partnership ecosystem includes recognized ad networks and tracking services, enhancing marketing reach.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced and multiple security headers implemented, indicating adherence to best practices. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security policy, incident response contact, or vulnerability disclosure program represents a gap in transparency and readiness communication. The use of multiple third-party scripts introduces potential risk vectors that should be regularly audited. Privacy compliance is strong with comprehensive privacy and cookie policies and GDPR indicators present. Overall, the security maturity is good but could be improved by publishing explicit security governance documents and providing clear incident response channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security governance and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Liberty Mutual

Description:

Liberty Mutual Insurance, headquartered in Boston, Massachusetts and founded in 1912, is a leading global insurer offering a wide range of personal and commercial coverage. Get a quote in minutes with 24/7 support to protect you, your family, and your belongings.

Key Services:
Auto insuranceHome insuranceRenters insuranceCommercial insurance
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactGoogle Tag ManagerFacebook PixelImpact RadiusSecuredVisitGoogle Fonts
Frameworks:
Next.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Secure forms with proper input handling

Analytics & Tracking

Services:
Google AnalyticsFacebook Pixel
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Impact RadiusAdsrvr
Tracking Pixels:
Facebook Pixel
Marketing Tools:
Facebook Pixel
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

50/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15552000; includeSubDomains"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Weak X-XSS-Protection configuration

LOW

Current value: "0"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.lmig.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:none
Aggregate Reports:lm_rua@libertymutual.com
Forensic Reports:lm_ruf@libertymutual.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.libertymutual.com
Issuer:Entrust OV TLS Issuing RSA CA 1
Valid Until:8/2/2026 (296 days)
SANs:www.libertymutual.com, welcome.libertymutual.com, agent.safeco.com +96 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
29 years(mature)
Expiry Risk
low(98 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:104.81.6.165
Name Servers:
a1-32.akam.net
a11-65.akam.net
a12-66.akam.net
a22-67.akam.net
a28-64.akam.net
a9-65.akam.net
MX Records:
10: mxb-0037d204.gslb.pphosted.com
10: mxa-0037d204.gslb.pphosted.com
SOA:Serial: 2006115933, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:81ms

SPF Analysis

SPF Record:
v=spf1 include:spf.lmig.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does libertymutual.com compare?

See how libertymutual.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern JavaScript frameworks, notably React and Next.js, which support server-side rendering and improved performance. It integrates Google Tag Manager, Facebook Pixel, and other marketing tools for analytics and advertising. The site uses Google Fonts for typography and hosts static assets on a dedicated CDN domain. Performance is optimized with preloading of key images and fonts, and the site is mobile responsive with good accessibility features. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not explicitly available from the HTML content. The technical infrastructure supports a fast, secure, and user-friendly experience, though continuous monitoring of third-party dependencies is recommended to avoid technical debt and security risks.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainlibertymutual.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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